Inheritance tax hub

Explore how gift inter vivos policies work and their role in inheritance tax planning for your clients.

How new rules on pension death benefits could affect inheritance tax planning.

From 6 April 2026 how much inheritance tax (‘IHT’) many business owners and farmers will paid has changed.

Understand how Rysaffe planning works and its role in managing inheritance tax through multiple trusts.

Discover the main differences between ISAs and pensions, including tax treatment, contribution limits, and accessibility.

Inheritance tax (IHT) reform is changing protection advice. Clients are focusing on protecting their financial legacy, making IHT planning key.

Discover which gifts are exempt from inheritance tax and how annual allowances work to reduce liability.

Discover why trusts are useful, their main benefits, the different types, and the effects on taxes.

Understand when a trustee can receive a payment and the rules that apply under a discretionary trust.

Learn how spousal bypass trusts work and why advisers use them to manage pension death benefits effectively.

Understand how discretion works and why nominating a beneficiary matters for client planning.

Learn what happens when someone dies without a will and how intestacy affects estate distribution.

What direction means when applied to the payment of pension death benefits and why you would use that over discretion.

You don’t need to have been in the protection industry for long to know that complexity remains one of the biggest barriers to good outcomes. And...