The Governed Range

Built to be resilient and designed to navigate through unpredictable times. While it may seem simple on the surface, there's a lot more to it than meets the eye.

Think you know it? Think again.

Value in a new light.

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Documents and forms Tools and calculators Webinars and CPD Technical articles

Welcome to Royal London for advisers

We work in partnership with financial advisers to help them to deliver good customer outcomes. With mutuality at our core, you can trust us to deliver the kind of care you'd want for your client's finances.

Pensions

Explore personal and workplace pension solutions and get access to the information, tools, calculators and services you need to help you to create better financial outcomes for your clients.

Discover pension solutions  

Protection

Let us help you support your clients when they need it most. Choose from our range of business and personal Menu Plans and find product information, underwriting support, tools and more.

Explore protection options  

Investment

Discover our range of investment options including our Governed Range portfolios. Analyse your client's risk appetite and support conversations with our tools and resources.

Explore investment options  

Funds

Explore our range of over 180 funds. View fund factsheets, learn more about our fund managers and explore monthly and historical performance data, prices and other fund information.

View fund information  

Let’s deliver good client outcomes together

Our practical resources and helpful guidance can help you meet the ongoing Consumer Duty requirements.

Explore the hub  

How to get started with Royal London​

Find out how to register with Royal London and get access to our online service with our guide to getting started.​

Find out how to get started​  

Service and support

Pension product support

We offer a range of pension and investment services, resources and forms. And our dedicated Business Support Unit is on hand to help.

Browse our pension support  

Protection product support

Find information on our underwriting and case management services, as well as details on our dedicated claims team.

Explore our protection support  

Online service

Access your plans and policies for pensions, investments and protection online.

Explore our online service  

Latest articles and guides

Mortage Strategy podcasts

Our latest podcast series, in collaboration with Mortgage Strategy, are bringing you the protection and claims insights from the professionals in the industry.
Read more   about Mortage Strategy podcasts

History’s lessons for a new era of Spikeflation

Trevor Greetham, Head of Multi Asset at Royal London Asset Management, discusses how the new era of ‘Spikeflation’ calls for diversification beyond stocks and bonds, and a more active approach to tactical asset allocation.
Read more   about History’s lessons for a new era of Spikeflation

Supporting clients during market volatility

Market volatility can be unsettling for clients, especially if they’re seeing the value of their life savings plummet. It’s at times like this when you can show some of the real value of your ongoing service by helping them ignore the short-term noise and focus on their long-term plan.
Read more   about Supporting clients during market volatility

Our pension service enhancements

We pride ourselves on providing the best service we can for you and your clients. We wanted to remind you of some of the pensions service improvements we have made over the last year.
Read more   about Our pension service enhancements

Our protection service enhancements

We pride ourselves on providing the best service we can for you and your clients. We wanted to remind you of some of the protection service improvements we have made over the last year.

Read more   about Our protection service enhancements

Increase in employer National Insurance contribution rate

The budget on 30 October announced the rate of employer’s national insurance (NI) will increase from the current 13.8% above £9,100 per annum threshold to 15% above £5,000 with effect from 6th April 2025.
Read more   about Increase in employer National Insurance contribution rate

Supporting your clients with ProfitShare

Earlier this month, we announced our 2025 ProfitShare award. We're proud to be sharing £181 million of our profits with eligible customers. Because when we do well, we believe our customers should too.
Read more   about Supporting your clients with ProfitShare

Helping Employers Navigate Rising NI Costs: The Role of Salary Exchange

Craig Muir outlines a strategic approach to navigating the upcoming increase in employer National Insurance contributions, with specific reference to salary exchange.
Read more   about Helping Employers Navigate Rising NI Costs: The Role of Salary Exchange

Drawdown governance service Q1 2025 update

This quarter customers should see similar or higher sustainability scores following our calibration update and market movements experienced since the last update in November.
Read more   about Drawdown governance service Q1 2025 update

Why there's no such thing as passive investing in multi asset

Trevor Greetham, Head of Multi Asset at Royal London Asset Management, discusses how active management can help build portfolio resilience in a new era of geopolitical risk.
Read more   about Why there's no such thing as passive investing in multi asset

Capital gains and tax year end: A tax efficient way to meet your clients’ retirement income needs

Recent changes to how capital gains (CGT) are taxed could mean making a pension contribution before the tax year end a very tax efficient way to meet your clients’ retirement income needs.
Read more   about Capital gains and tax year end: A tax efficient way to meet your clients’ retirement income needs

We’re restructuring our Target Lifestyle Strategies

We’re making some changes to the structure of some of our Target Lifestyle Strategies to ensure we can operate more efficiently as the Governed Range grows.
Read more   about We’re restructuring our Target Lifestyle Strategies

Carry forward where do people go wrong

To help you avoid common carry forward mistakes at tax year end, Fiona Hanrahan outlines where people go wrong and what to watch out for.
Read more   about Carry forward where do people go wrong