How lifetime mortgages can affect IHT planning
Learn how lifetime mortgages can affect estate value, gifting and residence nil rate band planning.
Latest news
5 conversations to have before IHT changes arrive
Read about questions and conversation topics to cover with your clients in advance of next year's IHT changes.
Inheritance tax and pensions: what to do now
Explore ways to reduce the impact of IHT on pensions you can action before the changes take effect in 2027.
Pension death benefits and IHT changes
From 6 April 2027, unused pension funds and death benefits will be subject to inheritance tax. To help you prepare for the changes, explore the guidance and CPD webinars below or read through our collection of pension death benefits and inheritance tax content.
Pension death benefits and IHT changes from April 2027
How new rules on pension death benefits could affect inheritance tax planning.
Death benefits: Direction
What direction means when applied to the payment of pension death benefits and why you would use that over discretion.
Pensions death benefit taxation and IHT
Build knowledge of pension death benefit taxation and IHT, and payment options for representatives and beneficiaries.
Navigating IHT reforms
Explore ways to reduce IHT and protection plans to provide funds to pay IHT charges, through an intergenerational case study.
Navigating the numbers: Budget update and tax year end...
Our experts break down Budget changes, frozen tax bands and how pensions can help clients manage tax year end.
Inheritance tax planning
Inheritance tax and normal expenditure out of income
Explore how regular gifts from income can reduce inheritance tax.
Gifts inter vivos: how to protect clients making gifts...
Explore how gift inter vivos policies work and their role in inheritance tax planning for your clients.
Rysaffe planning
Understand how Rysaffe planning works and its role in managing inheritance tax through multiple trusts.
How lifetime mortgages can affect IHT planning
Learn how lifetime mortgages can affect estate value, gifting and residence nil rate band planning.
ISAs vs pensions
Discover the main differences between ISAs and pensions, including tax treatment, contribution limits, and accessibility.
The role of protection in navigating IHT reform
Inheritance tax (IHT) reform is changing protection advice. Clients are focusing on protecting their financial legacy, making IHT planning key.
Inheritance tax thresholds, rates and limits
Residence nil rate band explained
Explore key rules and practical tips for using the residence nil rate band to reduce inheritance tax liabilities.
Inheritance tax exemptions for gifts
Discover which gifts are exempt from inheritance tax and how annual allowances work to reduce liability.
Support with trusts and beneficiaries
A guide to trusts
Discover why trusts are useful, their main benefits, the different types, and the effects on taxes.
Beneficiary nomination or trust?
Understand the differences between beneficiary nomination and trusts to help with your conversations with clients.
Trustee payouts under discretionary trusts
Understand when a trustee can receive a payment and the rules that apply under a discretionary trust.
What is a spousal bypass trust?
Learn how spousal bypass trusts work and why advisers use them to manage pension death benefits effectively.
How to nominate a beneficiary
Understand how discretion works and why nominating a beneficiary matters for client planning.
Intestacy in the UK
Learn what happens when someone dies without a will and how intestacy affects estate distribution.
Beneficiary nomination in modern protection advice
You don’t need to have been in the protection industry for long to know that complexity remains one of the biggest barriers to good outcomes. And...
