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Protection - Technical Central

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The Rysaffe Principle

'Rysaffe principle' is a way of using multiple trusts to reduce the Inheritance Tax payable as each trust has its own nil rate band.

A guide to family protection

What is family protection and how can it be used to provide a safety net should the main breadwinner fall ill or die.

An introduction to business protection

People are critical in small businesses. If an owner or key employee dies or falls ill, the impact on the business can be huge.

What's new

Counting Down to the Consumer Duty

The Financial Conduct Authority is expected to announce the new Consumer Duty by 31 July 2022. Here we look at what the upcoming changes will mean for you and your clients. And our latest research report, you can find what advisers are saying about the new Duty - and get answers to some key questions.

How can dividing an individual’s protection cover between different products, using a menu-based format, prove to be advantageous?

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Protection content hub

Review the latest blogs, updates and podcasts from our protection team.

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Our technical experts are here to turn all the updates and changes to the financial market into understandable articles.

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