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Protection - Technical Central

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The Rysaffe Principle

'Rysaffe principle' is a way of using multiple trusts to reduce the Inheritance Tax payable as each trust has its own nil rate band.

A guide to family protection

What is family protection and how can it be used to provide a safety net should the main breadwinner fall ill or die.

An introduction to business protection

People are critical in small businesses. If an owner or key employee dies or falls ill, the impact on the business can be huge.

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Ask any burning questions you might have about the world of pensions or protection to our technical experts.

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Rates & factors

Find all the rates and factors you need for everything to do with protection. Here are some of the most popular: