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A relevant life plan is a death-in-service plan set up and paid for by an employer. These plans are covered by the same legislation that deals with group schemes. But unlike most schemes provided by large employers, they don’t fall under pensions legislation because they’re ‘non-registered’.
There are lots of good reasons to choose a relevant life plan. But it all boils down to tax-efficient life cover for directors and employees. Here we explain the advantages in using a relevant life plan and explain how the qualification rules work.
Relevant life plans were created under the 2006 pension simplification legislation. Commonly known as ‘A-Day’. In this article we’ve detailed the legislation that governs relevant life plans.
In this article we look at some of the most comments questions and answers on relevant life plans.
This calculator show the difference in the gross cost of providing life cover through a relevant life policy taken out by an employer compared to a policy taken out by the individual.
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