Relevant life plan

A relevant life plan is a death in service plan set up and paid for by an employer. They were created under the pension simplification legislation that came in to force on 6 April 2006. Here you will find information to help you support your clients with relevant life plans, including some useful frequently asked questions.

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A relevant life plan is a death-in-service plan set up and paid for by an employer. These plans are covered by the same legislation that deals with group schemes. But unlike most schemes provided by large employers, they don’t fall under pensions legislation because they’re ‘non-registered’.

There are lots of good reasons to choose a relevant life plan. But it all boils down to tax-efficient life cover for directors and employees. Here we explain the advantages in using a relevant life plan and explain how the qualification rules work.

Relevant life plans were created under the 2006 pension simplification legislation. Commonly known as ‘A-Day’.  In this article we’ve detailed the legislation that governs relevant life plans.

In this article we look at some of the most comments questions and answers on relevant life plans.

This calculator show the difference in the gross cost of providing life cover through a relevant life policy taken out by an employer compared to a policy taken out by the individual.

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.