Salary sacrifice calculator

Demonstrate the potential benefits of salary sacrifice, often referred to as salary exchange, tailored precisely to the individual client.

Salary sacrifice is a simple, tax-efficient way for an employer to save into a pension scheme. Use this calculator to produce statements that detail savings, contributions and take-home pay.

Important information

Before you use this tool, you must have a legal reason for processing the information used in the calculator, and have consent from the employee.

Information inputted into the calculator will not be used for any purpose other than to show the impact of salary exchange for a particular employee.

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Salary sacrifice calculator for tax year 2025/26

Use this salary sacrifice calculator to compare the results above with those based on the National Insurance rates and Income Tax thresholds set for 2025/26.

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