Protection CPD hub

After watching this webinar, you'll have an understanding of:

• How the lifetime allowance works, what protection is available for it and how it works upon death.
• The main features and benefits of a relevant life plan and how it could be an efficient form of life cover for those clients with a lifetime allowance issue.
• How to identify opportunities to position relevant life as a viable protection solution for your clients.

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After watching this webinar, you'll have an understanding of:

• The rise of menu plans and what’s driving the popularity of this solution.
• How a menu plan can support your protection conversations in uncertain times.
• How to build a tailored menu plan for different needs and budgets.
• How a menu plan supports holistic advice and good customer outcomes.
• The menu plan and the four Rs – risk, revenue, retention and reputation.
• The benefits of the Royal London Menu Plan.

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After watching this webinar, you'll have an understanding of:

• Have an awareness regarding what happens when people go off work sick and why losing income can cause extra problems.
• Understand the latest levels of state benefit that can be claimed in the event of sickness or incapacity for 2020/21.
• Be able to illustrate protection risks for your clients based on their own individual circumstances.
• Follow a simple 5 step process to help your clients understand their protection risks and their priorities.
• Understand how Royal London can help you create a tailored income protection solution which fits within an affordable budget.

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After watching this webinar, you'll have an understanding of:

• The business opportunities of making trusts a key part of your protection proposition.
• What happens in the probate process and why this takes months to complete.
• How to locate and complete a Royal London trust form for a protection policy.
• The importance of the letter of wishes and why this should be reviewed periodically.

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After watching this webinar, you'll have an understanding of:

• How to keep control of a business should a partner or shareholder suffer a critical illness or die.
• How to protect a business against the sudden and unexpected loss of a key employee.
• Relevant life plans and how they can help provide financial security to an employee's dependants.

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After reading this guide, you'll have an understanding of:

• How to talk to your clients about making a will.
• How to put protection plans in trust.
• The importance of guardianship and why your clients should think about this.

Read the guide

After watching this webinar, you'll have an understanding of:

• The differences between directors and shareholders in relation to owning and running a business, and the concept of a quasi-partnership.
• How to identify the dangers faced by directors who engage in unfairly prejudicial behaviour.
• The financial opportunities presented by promoting Dividend Insurance Policies (DIPs) and associated business protection products.

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After watching this webinar you will have an understanding of:

• The advantages and disadvantages of a company share purchase.
• The tax implications including capital gains tax.
• How a company share purchase compares with own life plans written in trust.
• How to use cash flow modelling software to help sell business protection.

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After watching this webinar, you'll have an understanding of:

• The ongoing need to reduce those problems caused by the loss of income through sickness or incapacity.
• Ways to position talking points that highlight the protection risk to your mortgage clients.
• How to describe the key features and benefits within an income protection solution.
• How to build a multi-benefit recommendation to a mortgage client focussing on different area of protection risk.

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After watching this webinar, you'll have an understanding of:

• The different types of diabetes explained in simple terms.
• The causes of diabetes and the different stages of diagnosis.
• The demographics of diabetes within the UK using NHS data and how this could look in the future.
• The opportunity for advisers and ways to provide suitable life cover for clients who have diabetes.

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After watching this webinar, you'll have an understanding of:

• How to talk about the main product features and how to sell the benefits to your clients.
• How to create a protection solution using family income benefit (FIB) for different clients' needs including divorce, school fees and the rental market.
• The added value of indexation and how it applies to FIB.

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