FOR ADVISERS ONLY
Protection CPD hub
Online resources for your continued professional development
The Insurance Distribution Directive (IDD) requires everyone selling insurance to do at least 15 CPD hours per year. If you already need to do 35 hours of CPD each year for retail investment activities, these 15 hours are included in that.
Our CPD hub is fully accredited by the Chartered Insurance institute (CII) to support your structured CPD requirements.
A guide to wills, trusts and guardianship
After reading this guide, you'll have an understanding of:
- How to talk to your clients about making a will
- How to put protection plans in trust
- The importance of guardianship and why your clients should think about this
Protecting income, protecting lifestyle – The backup plan
After watching this webinar, you'll have an understanding of:
- The reality that many people face when they don’t have an income replacement backup plan.
- The application journey and levels of benefit available for a variety of state benefits (Statutory Sick Pay, Employment & Support Allowance / Universal Credit, and Support for Mortgage Interest for the 2019/2020 tax year).
- Some simple but effective open questions and talking points to help your clients prioritise their protection risks and help them take appropriate action.
- How Royal London can help you design a high quality Income Protection solution for your clients, even if on a modest budget.
Shareholder protection and unfair prejudice
After watching this webinar, you'll have an understanding of:
- The differences between directors and shareholders in relation to owning and running a business, and the concept of a quasi-partnership
- How to identify the dangers faced by directors who engage in unfairly prejudicial behaviour
- The financial opportunities presented by promoting Dividend Insurance Policies (DIPs) and associated business protection products
Succession planning and company share purchase
After watching this webinar you will have an understanding of:
- The advantages and disadvantages of a company share purchase.
- The tax implications including capital gains tax.
- How a company share purchase compares with own life plans written in trust.
- How to use cash flow modelling software to help sell business protection.
The importance of business protection
After watching this webinar, you'll have an understanding of:
- How to keep control of a business should a partner or shareholder suffer a critical illness or die
- How to protect a business against the sudden and unexpected loss of a shareholder
- Relevant life plans and how they can help provide financial security to an employee’s dependents
Why mortgage clients need income protection
After watching this webinar, you'll have an understanding of:
- The ongoing need to reduce those problems caused by the loss of income through sickness or incapacity
- Ways to position talking points that highlight the protection risk to your mortgage clients
- How to describe the key features and benefits within an income protection solution
- How to build a multi-benefit recommendation to a mortgage client focussing on different area of protection risk