Protection CPD hub

Online resources for your continued professional development

The Insurance Distribution Directive (IDD) requires everyone selling insurance to do at least 15 CPD hours per year. If you already need to do 35 hours of CPD each year for retail investment activities, these 15 hours are included in that.

Our CPD hub is fully accredited by the Chartered Institute for Securities & Investment (CISI) and the Chartered Insurance institute (CII).

CISI logo

To help you meet the CPD requirements of the Insurance Distribution Directive we’ve developed a CPD Hub.

It’s packed with protection research, webinars and guides, all divided into bite sized chunks.

With modules on everything from Income Protection to Wills, Trusts and Guardianship, it’s easy to build up those valuable learning hours.

And it’s accredited by professional insurance bodies the CII and CISI .

To enhance your knowledge and skills today, visit our CPD Hub.

The business protection opportunity – Why it’s now even more important

After watching this webinar, you'll have an understanding of:

  • The impact of Covid-19 on small business owners and the solutions available to help protect their business.
  • The opportunities of talking about business protection with all your SME clients.
  • How to position potential risks during your protection conversations to support better engagement with new and existing clients.
  • How to build a business protection solution for your clients using a Business Menu Plan.

An introduction to business protection

After watching this webinar, you'll have an understanding of:

  • How to keep control of a business should a partner or shareholder suffer a critical illness or die.
  • How to protect a business against the sudden and unexpected loss of a key employee.
  • Relevant life plans and how they can help provide financial security to an employee's dependants.

The Coronavirus Business Interruption Loan Scheme and what this means for SMEs

After watching this webinar, you'll have an understanding of:

  • The details of the Coronavirus Business Interruption Loan Scheme.
  • The financial impact of the pandemic upon a SME business.
  • How Royal London’s Business Protection proposition can help you to protect your clients’ businesses.

Opening the door to lifetime allowance and relevant life

After watching this webinar, you'll have an understanding of:

  • How the lifetime allowance works, what protection is available for it and how it works upon death.
  • The main features and benefits of a relevant life plan and how it could be an efficient form of life cover for those clients with a lifetime allowance issue.
  • How to identify opportunities to position relevant life as a viable protection solution for your clients.

Building value with menu

After watching this webinar, you'll have an understanding of:

  • The rise of menu plans and what’s driving the popularity of this solution.
  • How a menu plan can support your protection conversations in uncertain times.
  • How to build a tailored menu plan for different needs and budgets.
  • How a menu plan supports holistic advice and good customer outcomes.
  • The menu plan and the four Rs – risk, revenue, retention and reputation.
  • The benefits of the Royal London Menu Plan.

It’s all about trust(s)

After watching this webinar, you'll have an understanding of:

  • The business opportunities of making trusts a key part of your protection proposition.
  • What happens in the probate process and why this takes months to complete.
  • How to locate and complete a Royal London trust form for a protection policy.
  • The importance of the letter of wishes and why this should be reviewed periodically.

A guide to wills, trusts and guardianship

After reading this guide, you'll have an understanding of:

  • How to talk to your clients about making a will.
  • How to put protection plans in trust.
  • The importance of guardianship and why your clients should think about this.

 

Shareholder protection and unfair prejudice

After watching this webinar, you'll have an understanding of:

  • The differences between directors and shareholders in relation to owning and running a business, and the concept of a quasi-partnership.
  • How to identify the dangers faced by directors who engage in unfairly prejudicial behaviour.
  • The financial opportunities presented by promoting Dividend Insurance Policies (DIPs) and associated business protection products

Succession planning and company share purchase

After watching this webinar you will have an understanding of:

  • The advantages and disadvantages of a company share purchase.
  • The tax implications including capital gains tax.
  • How a company share purchase compares with own life plans written in trust.
  • How to use cash flow modelling software to help sell business protection.

Understanding the value of family income benefit

After watching this webinar, you'll have an understanding of:

  • How to talk about the main product features and how to sell the benefits to your clients.
  • How to create a protection solution using family income benefit (FIB) for different clients' needs including divorce, school fees and the rental market.
  • The added value of indexation and how it applies to FIB.

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.