FOR ADVISERS ONLY
Protection CPD hub
Online resources for your continued professional development
The Insurance Distribution Directive (IDD) requires everyone selling insurance to do at least 15 CPD hours per year. If you already need to do 35 hours of CPD each year for retail investment activities, these 15 hours are included in that.
Our CPD hub is fully accredited by the Chartered Institute for Securities & Investment (CISI) and the Chartered Insurance institute (CII).
To help you meet the CPD requirements of the Insurance Distribution Directive we’ve developed a CPD Hub.
It’s packed with protection research, webinars and guides, all divided into bite sized chunks.
With modules on everything from Income Protection to Wills, Trusts and Guardianship, it’s easy to build up those valuable learning hours.
And it’s accredited by professional insurance bodies the CII and CISI .
To enhance your knowledge and skills today, visit our CPD Hub.
The Coronavirus Business Interruption Loan Scheme and what this means for SMEs
After watching this webinar, you'll have an understanding of:
- The details of the Coronavirus Business Interruption Loan Scheme.
- The financial impact of the pandemic upon a SME business.
- How Royal London’s Business Protection proposition can help you to protect your clients’ businesses.
Opening the door to lifetime allowance and relevant life
After watching this webinar, you'll have an understanding of:
- How the lifetime allowance works, what protection is available for it and how it works upon death.
- The main features and benefits of a relevant life plan and how it could be an efficient form of life cover for those clients with a lifetime allowance issue.
- How to identify opportunities to position relevant life as a viable protection solution for your clients.
Building value with menu
After watching this webinar, you'll have an understanding of:
- The rise of menu plans and what’s driving the popularity of this solution.
- How a menu plan can support your protection conversations in uncertain times.
- How to build a tailored menu plan for different needs and budgets.
- How a menu plan supports holistic advice and good customer outcomes.
- The menu plan and the four Rs – risk, revenue, retention and reputation.
- The benefits of the Royal London Menu Plan.
Shining a brighter light on IP
After watching this webinar you'll:
- Have an awareness of what happens when people go off work sick and why losing income can cause extra problems.
- Understand the latest levels of state benefit that can be claimed in the event of sickness or incapacity for 2020/21.
- Be able to illustrate protection risks for your clients based on their own individual circumstances.
- Follow a simple 5 step process to help your clients understand their protection risks and their priorities.
- Understand how Royal London can help you create a tailored income protection solution which fits within an affordable budget.
It’s all about trust(s)
After watching this webinar, you'll have an understanding of:
- The business opportunities of making trusts a key part of your protection proposition.
- What happens in the probate process and why this takes months to complete.
- How to locate and complete a Royal London trust form for a protection policy.
- The importance of the letter of wishes and why this should be reviewed periodically.
An introduction to business protection
After watching this webinar, you'll have an understanding of:
- How to keep control of a business should a partner or shareholder suffer a critical illness or die.
- How to protect a business against the sudden and unexpected loss of a key employee.
- Relevant life plans and how they can help provide financial security to an employee's dependants.
A guide to wills, trusts and guardianship
After reading this guide, you'll have an understanding of:
- How to talk to your clients about making a will.
- How to put protection plans in trust.
- The importance of guardianship and why your clients should think about this.
Shareholder protection and unfair prejudice
After watching this webinar, you'll have an understanding of:
- The differences between directors and shareholders in relation to owning and running a business, and the concept of a quasi-partnership.
- How to identify the dangers faced by directors who engage in unfairly prejudicial behaviour.
- The financial opportunities presented by promoting Dividend Insurance Policies (DIPs) and associated business protection products.
Succession planning and company share purchase
After watching this webinar you will have an understanding of:
- The advantages and disadvantages of a company share purchase.
- The tax implications including capital gains tax.
- How a company share purchase compares with own life plans written in trust.
- How to use cash flow modelling software to help sell business protection.
Getting cover for clients with diabetes - the facts and the opportunity
After watching this webinar, you'll have an understanding of:
- The different types of diabetes explained in simple terms.
- The causes of diabetes and the different stages of diagnosis.
- The demographics of diabetes within the UK using NHS data and how this could look in the future.
- The opportunity for advisers and ways to provide suitable life cover for clients who have diabetes.
Understanding the value of family income benefit
After watching this webinar, you'll have an understanding of:
- How to talk about the main product features and how to sell the benefits to your clients.
- How to create a protection solution using family income benefit (FIB) for different clients' needs including divorce, school fees and the rental market.
- The added value of indexation and how it applies to FIB.