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Featured pension articles

Pension death benefits and inheritance tax changes from April 2027

The government has announced its intention to bring unused pension funds and death benefits within the value of an individual’s estate for inheritance tax purposes from 6 April 2027.

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2025 Autumn Budget

Our experts from Royal London and Royal London Asset Management explore the economic outlook amid a £20 billion fiscal gap, covering market reaction, economic impact, inflation and interest rates, key policy changes, and what it all means for advisers and clients.

Lump sum allowance and lump sum and death benefit allowance

Discover how the Lump Sum Allowance (LSA) and Lump Sum and Death Benefit Allowance (LSDBA) replaced the Lifetime Allowance. Learn the tax-free limits, key rules, and how previous benefits affect your allowances.

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Rates and factors

Find the latest CPI, RPI and GAD updates — all in one place
Explore our full range of up‑to‑date rates, factors & financial limits
Stay informed with regularly updated pension and tax-related figures
Quick access to the latest inflation and earnings data

Rates and factors

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All pensions articles and resources

Struggling to find what you need? You can browse our full range of technical pensions articles and resources in alphabetical order.

Webinar and CPD

Meet your ongoing continuous professional development requirements with the help of our CPD modules.

Webinar and CPD

Auto enrolment

Help your corporate clients meet their auto enrolment duties with our webinars, FAQs, and guidance.

Benefit options and allowances

Find out more about the benefit options, protections, lifetime allowance, and how the new lump sum allowances apply to pensions.

Budgets

Get time-saving quick read summaries of the Chancellor's budget statements from 2020 onwards.

Case studies

Our case studies can help bring complex technical information to life, including carry forward, death benefits and third-party contributions.

Contributions, annual allowance and tax relief

Learn more about contributions paid to UK registered pension schemes, tax relief and tax charges.

Death benefits & inheritance tax

Familiarise yourself with pension death benefits and inheritance tax, including guidance on trusts.

Frequently asked questions

Find answers to the most commonly asked questions we receive from advisers and paraplanners.

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General articles and tools

We've gathered common topics and tools in one place so you can find them quickly, including power of attorney, Consumer Duty and more.

Investment rules

Learn the rules around investment-regulated pension schemes, including scheme borrowing.

Overseas

From transfer rules to tax relief, discover the pension implications for clients who currently live or are thinking of living abroad.

Pensions and divorce

Pension assets may be included in a divorce agreement. Find out what can be shared and how they're shared.

State benefits, pensions and related manuals

Find details of HMRC's latest newsletters, state pensions and benefits. Including manuals, factsheets and guides.

Transfers

Get up-to-date information on key pension transfer topics, including protecting tax-free cash and safeguarded benefits.

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Viewpoint news

Keeping you up to date with pension news and industry updates.

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Transitional tax-free amount certificates

Here we explain what a transitional tax-free amount certificate is and does. How to decide whether to apply for one and what information would allow you to successfully apply for one.

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Inheritance tax

Whether you’re looking to help your clients plan for the future, or want to learn more about inheritance tax, we have articles and other resources that can help you.

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