FOR ADVISERS ONLY
Pensions CPD hub
Online resources for your continued professional development
You need to complete a minimum of 35 hours of CPD each year for retail investment activities, of which 21 hours should be structured. If you also sell insurance, the 15 hours required by the Insurance Distribution Directive (IDD) can be included in that.
Death benefits
After watching this webinar, you will be able to:
- Identify what death benefit choices are available.
- Explain the taxation of death benefits.
- Understand the impact of IHT on death benefits.
- Describe spousal bypass trusts and how they work.
Income drawdown - the good, the bad and the ugly
After watching this webinar, you will be able to:
- Identify risk factors associated with income drawdown.
- Be able to list the regulator's main concerns with income drawdown.
- Identify how you can review your client's drawdown plan compliantly and cost effectively.
Pension contributions and tax relief
After reading this section, you'll have an understanding of:
- How tax relief works on member, employer and third party pension contributions.
- How the annual allowance, tapered annual allowance and pension input periods work.
- How the annual allowance can be reduced for high earning individuals.
- How carry forward can be used.
Pensions and divorce
After watching this webinar, you'll have an understanding of:
- Understand the divorce process and the options available for pensions in a divorce settlement.
- Explain the impact of pension freedoms on pensions and divorce.
- Consider the issues facing clients and solicitor connections in relation to pension and divorce.