General articles and tools

We've gathered common topics and tools in one place so you can find them quickly, including power of attorney, Consumer Duty and more.

CPD | Business owner – planning for a catastrophe 

In this webinar we'll highlight the rise in business owners and discuss some of the implications in terms of the need for financial planning.

Business owner – planning for a catastrophe - CPD

Business structures and pensions

The way in which a business is set up affects the way it can pay pension contributions and the tax relief it can claim.

CPD | Consumer Duty – a practical guide (pensions)

In this session we’ll start by looking at what outcomes the FCA are looking to achieve, followed by a reminder of what’s changing, and just as importantly, what the duty doesn’t do.

CPD | Delivering value in uncertain times

In this session we look at how to articulate and evidence the value aspect of Consumer Duty, attributed to good customer outcomes.

Delivering value in uncertain times

CPD |Dispelling myths around trusts

Trusts have a very important role in financial planning and when used with protection policies they can offer significant benefits to clients and their families. When it comes to pensions, we’ll cover off what options are available when someone dies and what tax if any would be payable by the recipients.

Dispelling myths around trusts

CPD | Family Tree - Intergenerational planning

Over the last 10 to 15 years, we've seen a period of asset generation; from strong investment performance, growing property portfolios to first time buyers utilising help to buy schemes. 

As we now enter a period of asset preservation, how can financial advisers support clients to retain their financial resilience and ability to pass wealth onto future generations?

The Family Tree - Intergenerational planning

CPD | Gender pension gap

Bridging the gender pension gap

In this report we look at pensions inequality in the UK, the various factors that contribute to this gap, and the steps can be taken by industry, employers and individuals to improve and deliver more equal retirement outcomes.

Bridging the gender pension gap

The gender gap – not just a pensions issue

But is there a gender gap across all ages and life stages? And how does this impact pensions, protection, and financial resilience overall?

In this webinar we discuss the new Royal London research on the gender gap, what causes it and what we can all do to improve the situation for women and younger people throughout life and into retirement.

The gender gap – not just a pensions issue

Horizon scanning

Here we summarise some recent or ongoing changes in legislation or regulation.

Increase in normal minimum pension age in 2028

The normal minimum pension age is increasing for most individuals on 6 April 2028 to age 57. This change affects people born after 6 April 1971. In this article we explain the changes and the protections available to some individuals. 

CPD | Impact of the cost of living crisis

In this webinar, we explore the results of our third independent cost of living survey of consumers in the UK, together with research carried out with advisers in relation to their clients and the impact of the cost of living crisis.

CPD | Meaning of Value

We wanted to understand more about what consumers actually value. What is important to them, and what things do they consider when deciding whether something is, or isn’t of value?

This is what our new 'Meaning of Value' research report is all about.

Our report introduces the Consumer Value Index. Over time, this will track how consumers are rating their financial services providers, including advisers, with regards to value. This research report will provide you with new insight into key questions, chief among them - when purchasing a product or service, what do consumers think value is, and what do they value most from an adviser?

Meaning of Value

CPD | McCloud remedy

In these webinars we look at the changes to the pension benefits of unfunded public sector members as a result of the McCloud remedy.

Adviser overview – Local Government Pension Scheme (LGPS)

Adviser overview - unfunded schemes

Taxation and corrections - unfunded schemes


Parental leave and pensions

We are often asked how parental leave impacts workplace pension schemes in terms of funding in general, auto enrolment and salary exchange. This article explains each of these.

Pensions and bankruptcy

This article explores how bankruptcy can affect pensions.

Pensions scams

An explanation of pension scams and pension liberation and how they work.

Power of attorney

Powers of attorney are a valuable tool that helps vulnerable people have their affairs managed before or when they have lost mental capacity.

The following guides help people who work in regulated markets learn about:

  • Lasting powers of attorney (LPAs)
  • Enduring powers of attorney (EPAs)
  • Deputy court orders

There are different laws and processes in England and Wales, Scotland and Northern Ireland.

England and Wales

The following guide only covers powers of attorney registered in England and Wales and court orders issued in England and Wales.


For information about powers of attorney in Scotland

Northern Ireland

For information about powers of attorney in Northern Ireland.

Stakeholder pensions

This analysis looks at some of the more technical requirements that apply to stakeholder pensions.

Tools and support

Our specialist tools help you deliver cost-effective services and cut through the complexities of compliance. 


When may it be beneficial to use a trust? 

CPD | What advisers are asking us right now

In the first half of this session, our focus will be on protection, discussing areas we’re being asked about and a look at Consumer Duty responsibilities. In the second half of the webinar, we’ll look at what pension questions are being asked right now such as, the abolition of the lifetime allowance. 

What advisers are asking us right now 

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