Pensions and divorce

Pensions and divorce doesn’t need to be complicated. Here we provide some technical support to help you have easier conversations with your clients.

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What are the options for dealing with pensions on divorce?

Once pension assets have been identified and valued, the solicitors representing in a divorce and the divorcing couple will have to agree what is to be done with them as part of the financial settlement.

What are the options for dealing with pensions on divorce?

For many their pension is one of the most valuable assets they have. The value of any pension assets must be taken into account in any divorce settlement or on the dissolution of any civil partnership.

Our top five frequently asked questions

Watch our webinar

Clare Moffat, Head of Business Development at Royal London, talks about: *

  • the challenges faced in pensions and divorce
  • the impact of pension freedoms
  • how you can help your clients and solicitor connections

*this webinar was recorded on Monday 12 November 2018.

Further information

The Nuffield Foundation funded study Pensions on Divorce found that there was a widespread lack of confidence amongst practitioners on the issue of pensions on divorce, poor quality pension disclosure on the court files and a substantial proportion of potentially unfair outcomes.

The project aimed to establish the Pension Advisory Group - an interdisciplinary working group - whose purpose would be to provide an in-depth analysis of how pensions on divorce should be approached, particularly in relation to valuing pensions and offsetting them against other capital assets.

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.