This tax year end - save yourself some time!

We know it's a busy time of year. So we've pulled together all our tax year end information, making it quicker for you to find what you need.

We've also pulled together 5 of the most common topics advisers ask our technical team at this time of year:

Annual allowance

High incomes - adjusted
and threshold.

Annual allowance
for pension savings

A refresher on how annual allowance works.


Everything you need
to know.

Carry forward
case studies

Case studies with practical examples to show how it works.

carry forward

A reminder on how
carry forward works.

60% tax relief
on contributions

How to get your client's
personal allowance back.

Don’t forget…

As a mutual, we believe that our members should share in our success – so when we do well, we’ll aim to boost their retirement savings. We call this ProfitShare

While we can’t guarantee that we’ll award ProfitShare every year, clients with existing Royal London plans that qualify for ProfitShare can boost the retirement savings used to calculate any award by making a single contribution. We must receive this by 6pm on Monday 30 March 2020.

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.