Increase regular contributions

If your client wants to increase their regular contributions with us, everything you need to get started is right here.

If you’re just looking to start a conversation with your clients about whether they’re saving enough, or even brush up on all the different tax rates and allowances, we can help you with that too.

How to pay

Submit the application online

You can submit applications online quickly and easily, simply:  

We can accept:

  • scanned copies of signed application forms
  • applications signed by the client using an electronic signature (e.g. DocuSign)
  • an unsigned copy of an application form where it hasn't been possible to get a wet signature from the client. This must be submitted along with an email from the client, confirming that they're happy to go ahead with the application.

To make it easier for you, we've created some standard wording (.doc) that must be included in the confirmation email from your clients.

How to help your clients this tax year end

Find out how saving more could make a difference to your client’s pension savings.

Get a quote

Start client conversation

Conversation starters

Demonstrate the benefits of making regular contributions to smooth out market volatility and how higher rate tax works in practice.

Investing through volatility leaflet (PDF) 

How higher rate tax relief works in practice leaflet (PDF)

Data and insight

For data and insight about your clients who might benefit from increasing their regular contributions, speak to your usual Royal London contact.

Learn the latest


Learn the latest on inflation and the benefits of your clients increasing their regular contributions:

The impact of inflation leaflet (PDF)


Contributions, annual allowance and tax relief FAQs

How carry forward works in practice

How higher rate tax relief works in practice

How to get your client’s personal allowance back

Policy papers

Why paying a tax charge isn’t always a bad thing (PDF)


Tax relief and annual allowance master-class

Can’t find what you’re looking for?

Visit the Technical Central area of our website for lots more articles and webinars on a range of pension topics to support your client conversations.