FOR ADVISERS ONLY

Flexible 3-in-1 pension

Pension Portfolio carefully blends a personal pension, an integrated drawdown facility and a range of self-investment options.

Flexible 3-in-1 pension

  • Complete investment solution – choose a ready-made solution or create your own, we’ve got something for everyone.
  • Integrated drawdown facility – move your clients seamlessly into drawdown – from within the same plan.
  • Comprehensive remuneration options – take your agreed adviser charge payments, direct from your client’s plan.
  • Award-winning online service – use our clever tools to cut the time you spend on administration.
  • Retirement planning support – access support to make finding and recommending the right retirement option for your clients easier.
  • New business tracker – keep track of your new business pipeline, 24/7.
  • Dedicated new business consultant – get hands-on support from an experienced new business consultant, to set up your client’s plan quickly and efficiently.
  • Supports transfers from defined benefit schemes –   provides a solution for your clients once you’ve gone through the required advice process.


All of this comes as part of our 5 Star service.

  • Clear charges – our management charge reduces as the value of your clients' plan grows. 
  • Value for money – clients only pay for the services they use.
  • Flexible saving – clients can pay in what they like, when they like, within certain limits.
  • Access to online service – clients can use our online service to see how their plan is doing, make changes to their plan and get an idea of their potential income when they retire.
  • Flexible retirement options – clients have the freedom to take their retirement benefits in a way that suits them.
  • Sharing our profits – we’ll aim to give your clients' retirement savings an extra boost by adding a share of our profits to their plan each year. We call this ProfitShare.


All of this comes as part of our 5 Star service. 

Find out more

For more information about Pension Portfolio or to request an illustration, call us on 0345 60 40 800 or speak to your usual Royal London contact.

Last updated: 22 Dec 2016

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.