Governed Range: Governed Portfolios

We believe that investing in a wide range of asset classes will deliver more consistent performance and better outcomes for your clients. So we’ve built our Governed Range around a broad mix, with each portfolio offering a different asset split, and relatively higher or lower risk.

Typical assets in each portfolio include:

• UK, US and Global equity
• bricks-and-mortar property
• government and corporate bonds
• commodities
• cash.

More about our diverse approach

Our strategy for active investment management features a robust, repeatable asset allocation process. Our experts monitor the economy to keep the Governed Range on track and will adjust asset allocation for each portfolio within a risk-controlled framework.

Our Investment Clock

A key feature of our strategy is the Investment Clock concept, used by our team to guide strategy for the Governed Range. The clock shows where we are on the global business cycle, predicting where we’re heading in terms of growth and inflation. It’s your reassurance that we’re taking steps to invest your clients’ money in the right asset class, at the right time.

About our investment approach

Good governance is fundamental to our approach. We believe it’s key to delivering consistently good outcomes for investors, and essential in providing confidence for your clients.

Our Investment Advisory Committee (IAC) oversee the design of the Governed Range and review this on an ongoing basis, to make sure each portfolio continues to meet its objectives. They meet quarterly to review and monitor the strategic asset allocation and tactical position of each risk-graded portfolio.

Our approach to governance

We’re responsible for managing over £140 billion on behalf of our customers. That’s why we build responsible investment into our strategy, without increasing costs.

We are committed to:

• actively supporting initiatives that reduce carbon emissions
• divesting from companies that cannot or will not move to more sustainable practice
• maintaining carbon neutrality in our own operations
• achieving net zero across our investment portfolio by 2050, and reducing carbon-equivalent emissions by 50% by 2030.

Our climate targets are based on the expectation that governments and policy-makers will deliver on commitments to achieve the goal of the Paris Agreement, and that the actions we take do not contravene Royal London’s fiduciary duties.

As the UK’s biggest mutual life, pensions and investment company, we share our profits and reinvest for the benefit of our customers. And mutuality ensures that we focus on customers’ needs rather than shareholder profit.

More about responsible investment

It’s our job to work with you to understand your clients’ needs, and to develop products and services that will make a positive difference to your customers’ lives and futures.

Our success depends on yours, and we’re committed to fully supporting your business where we can. This includes sharing important information which can help you and your clients make informed decisions and plan for successful outcomes.

Explore some of our support material:

Royal London Asset Management market outlook

Adviser guide to multi-asset investing (PDF)

Client guide to Governed Portfolios (PDF)

Governed Range performance statistics (PDF)

Our latest investment insights

Get the latest commentary from our in-house experts to help you understand how the markets are impacting investments. We’ve prepared webinars, articles and reports for you to use.

See our latest investment insights