The Family Tree - Intergenerational planning

Published  27 April 2023
   60 min CPD

Over the last 10 to 15 years, we've seen a period of asset generation; from strong investment performance, growing property portfolios to first time buyers utilising help to buy schemes. 

As we now enter a period of asset preservation, how can financial advisers support clients to retain their financial resilience and ability to pass wealth onto future generations?

CPD learning outcomes - 60 minutes

  • Have a better understanding of the intergenerational wealth planning opportunity. 
  • Be more confident explaining the role protection advice will play in helping your intergenerational planning with clients. 
  • Be able to describe some of the main protection planning opportunities available to clients at different life stages. 
  • Understand how pension contributions can help save IHT and income tax as well as boost retirement savings for the younger generations.

What's covered

  • IHT benefits of pensions​
  • Third party contributions​
  • Paying contributions for grandchildren​
  • Child benefit tax charge and third party contributions​
  • IHT planning using protection ​
  • Trusts​
  • Gift inter vivos​
  • Protecting the family tree​
  • Additional planning

CPD certificate of completion

Once you've watched the webinar, simply complete the short quiz below and give us a few details in order to receive a CPD certificate of completion.

Check your knowledge

To gain your CPD certificate answer the following questions.

1. Under annual exemption rules how much can you give away each year without it being added to the value of your estate for Inheritance Tax purposes?
2. The maximum tax relievable pension contribution a third party can pay in on behalf of a non-earning child is?
3. How is the benefit from a Family Income Benefit most commonly paid?
4. What is the earliest age someone can have a beneficiary drawdown plan?
5. The principle of using multiple trusts in order to achieve effective tax planning is commonly known as what?
6. Which of the following is not a benefit of a pension?

CPD certificate details

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