Waiver of premium product details

Find out how your clients can tailor their cover by choosing a deferred period that suits their needs.

We won't pay a claim if:

  • It's the result of intentional self-inflicted injury as defined in our plan details (PDF).
  • It's the result of an exclusion shown on the cover summary.
  • The person covered no longer meets the definition of incapacitated in the plan details (PDF).
  • Medical or other evidence is not supplied when we ask for it.

Terms and conditions