Business Protection Critical Illness Cover

Flexible to life's changes

We know life never stays the same for long, especially in a business, such as a key employee leaving or retiring. Your clients can alter their cover in the future to meet their changing needs, and in certain circumstances, their cover can be increased without the need for medical evidence.

Wide range of definitions

We cover a wide range of critical illness definitions. Visit our interactive definitions search tool for our full list of critical illness definitions.

Paying claims earlier

Our advanced surgery benefit means your clients get paid as soon as they're on the NHS waiting list for any of the types of surgery we cover under our full payment conditions, giving them extra peace of mind.

Trust solutions 

Critical Illness Cover written under a business trust with a supporting cross option agreement in place allows a partner or shareholder to have an agreement in place for their share of the business. And having business protection in place would also give the remaining shareholders the financial support to remain in control of their business as they could use the pay-out to buy your client’s shares.

Helping Hand 

All our Business Menu Plans come with our Helping Hand support service.