Medical underwriting limits

We'll ask your client to take certain medical tests depending on the amount of cover they want.

Life Cover (single life and joint life, first event)

  GPR PMR MER Bio-chem ECG
Up to £900,000          
£900,001 - £1,100,000   Y      
£1,100,001 - £1,500,000 Y Y      
£1,500,001 - £2,200,000 Y Y      
£2,200,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
up to £825,000          
£825,001 - £1,100,000          
£1,100,001 - £1,500,000   Y      
£1,500,001 - £2,200,000 Y Y      
£2,200,001 - £10,000,000 Y Y      
Over £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £775,000          
£775,001 - £1,100,000   Y      
£1,100,001 - £1,500,000 Y Y      
£1,500,001 - £2,200,000 Y Y      
£2,200,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £550,000          
£550,001 - £825,000   Y      
£825,001 - £1,500,000 Y Y      
£1,500,001 - £2,200,000 Y Y      
£2,200,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £475,000          
£475,001 - £675,000   Y      
£675,001 - £1,500,000 Y Y      
£1,500,001 - £1,650,000 Y Y      
£1,6500,001 - £2,200,000 Y Y   Y  
£2,200,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £1,100,000 Y Y      
£1,100,001 - £1,500,000 Y Y   Y  
£1,500,001 - £2,200,000 Y Y   Y  
£2,200,001 - £3,300,000 Y   Y Y  
£3,300,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £225,000          
£225,001 - £350,000   Y      
£350,001 - £825,000 Y Y      
£825,001 - £1,100,000 Y   Y    
£1,100,001 - £1,500,000 Y   Y Y  
£1,500,001 - £2,750,000 Y   Y Y  
£2,750,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £100,000          
£100,001 - £150,000   Y      
£150,001 - £500,000 Y Y      
£500,001 - £1,000,000 Y   Y Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £100,000          
£100,001 - £150,000   Y      
£150,001 - £350,000 Y Y      
£350,001 - £400,000 Y   Y    
£400,001 - £1,000,000 Y   Y Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £50,000          
£50,001 - £150,000   Y      
£150,001 - £300,000 Y Y      
£300,001 - £1,000,000 Y   Y Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £25,000          
£25,001 - £150,000   Y      
£150,001 - £250,000 Y Y      
£250,001 - £300,000 Y   Y    
£300,001 - £1,000,000 Y   Y Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £900,000          
£900,001 - £1,100,000   Y      
£1,100,001 - £1,500,000 Y Y      
£1,500,001 - £2,200,000 Y Y      
£2,200,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
up to £825,000          
£825,001 - £1,100,000          
£1,100,001 - £1,500,000   Y      
£1,500,001 - £2,200,000 Y Y      
£2,200,001 - £10,000,000 Y Y      
Over £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £775,000          
£775,001 - £1,100,000   Y      
£1,100,001 - £1,500,000 Y Y      
£1,500,001 - £2,200,000 Y Y      
£2,200,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £550,000          
£550,001 - £825,000   Y      
£825,001 - £1,500,000 Y Y      
£1,500,001 - £2,200,000 Y Y      
£2,200,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £475,000          
£475,001 - £675,000   Y      
£675,001 - £1,500,000 Y Y      
£1,500,001 - £1,650,000 Y Y      
£1,6500,001 - £2,200,000 Y Y   Y  
£2,200,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £1,100,000 Y Y      
£1,100,001 - £1,500,000 Y Y   Y  
£1,500,001 - £2,200,000 Y Y   Y  
£2,200,001 - £3,300,000 Y   Y Y  
£3,300,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £225,000          
£225,001 - £350,000   Y      
£350,001 - £825,000 Y Y      
£825,001 - £1,100,000 Y   Y    
£1,100,001 - £1,500,000 Y   Y Y  
£1,500,001 - £2,750,000 Y   Y Y  
£2,750,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £100,000          
£100,001 - £150,000   Y      
£150,001 - £500,000 Y Y      
£500,001 - £1,000,000 Y   Y Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £100,000          
£100,001 - £150,000   Y      
£150,001 - £350,000 Y Y      
£350,001 - £400,000 Y   Y    
£400,001 - £1,000,000 Y   Y Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £50,000          
£50,001 - £150,000   Y      
£150,001 - £300,000 Y Y      
£300,001 - £1,000,000 Y   Y Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £25,000          
£25,001 - £150,000   Y      
£150,001 - £250,000 Y Y      
£250,001 - £300,000 Y   Y    
£300,001 - £1,000,000 Y   Y Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

Life Cover (joint life, second event)

  GPR PMR MER Bio-chem ECG
Up to £1,375,000          
£1,375,001 - £1,500,000   Y      
£1,500,001 - £2,200,000   Y      
£2,200,001 - £3,300,000 Y Y      
£3,300,001 - £4,125,000 Y Y   Y  
£4,125,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £1,375,000          
£1,375,001 - £1,500,000          
£1,500,001 - £2,200,000   Y      
£2,200,001 - £3,300,000   Y      
£3,300,001 - £10,000,000 Y Y      
Over £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £1,000,000          
£1,000,001 - £1,500,000   Y      
£1,500,001 - £2,200,000   Y      
£2,200,001 - £3,300,000 Y Y      
£3,300,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £825,000          
£825,001 - £1,500,000   Y      
£1,500,001 - £2,200,000   Y      
£2,200,001 - £2,475,000 Y Y      
£2,475,001 - £2,750,000 Y   Y    
£2,750,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £675,000          
£675,001 - £1,375,000   Y      
£1,375,001 - £1,500,000 Y Y      
£1,500,001 - £2,475,000 Y Y      
£2,475,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £425,000          
£425,001 - £675,000   Y      
£675,001 - £1,500,000 Y Y      
£1,500,001 - £2,200,000 Y Y      
£2,200,001 - £3,300,000 Y   Y Y  
£3,300,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £1,500,000 Y Y      
£1,500,001 - £1,650,000 Y Y      
£1,650,001 - £3,300,000 Y   Y Y  
£3,300,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £200,000          
£200,001 - £250,000   Y      
£250,001 - £800,000 Y Y      
£800,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £100,000          
£100,001 - £200,000   Y      
£200,001 - £300,000 Y Y      
£300,001 - £500,000 Y   Y    
£500,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG
Up to £50,000          
£50,001 - £200,000   Y      
£200,001 - £300,000 Y Y      
£300,001 - £375,000 Y   Y    
£375,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR PMR MER Bio-chem ECG

Up to £50,000

         
£50,001 - £200,000   Y      
£200,001 - £250,000 Y Y      
£250,001 - £375,000 Y   Y    
£375,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £1,375,000          
£1,375,001 - £1,500,000   Y      
£1,500,001 - £2,200,000   Y      
£2,200,001 - £3,300,000 Y Y      
£3,300,001 - £4,125,000 Y Y   Y  
£4,125,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £1,375,000          
£1,375,001 - £1,500,000          
£1,500,001 - £2,200,000   Y      
£2,200,001 - £3,300,000   Y      
£3,300,001 - £10,000,000 Y Y      
Over £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £1,000,000          
£1,000,001 - £1,500,000   Y      
£1,500,001 - £2,200,000   Y      
£2,200,001 - £3,300,000 Y Y      
£3,300,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £825,000          
£825,001 - £1,500,000   Y      
£1,500,001 - £2,200,000   Y      
£2,200,001 - £2,475,000 Y Y      
£2,475,001 - £2,750,000 Y   Y    
£2,750,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £675,000          
£675,001 - £1,375,000   Y      
£1,375,001 - £1,500,000 Y Y      
£1,500,001 - £2,475,000 Y Y      
£2,475,001 - £10,000,000 Y   Y Y  
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £425,000          
£425,001 - £675,000   Y      
£675,001 - £1,500,000 Y Y      
£1,500,001 - £2,200,000 Y Y      
£2,200,001 - £3,300,000 Y   Y Y  
£3,300,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £1,500,000 Y Y      
£1,500,001 - £1,650,000 Y Y      
£1,650,001 - £3,300,000 Y   Y Y  
£3,300,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £200,000          
£200,001 - £250,000   Y      
£250,001 - £800,000 Y Y      
£800,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £100,000          
£100,001 - £200,000   Y      
£200,001 - £300,000 Y Y      
£300,001 - £500,000 Y   Y    
£500,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG
Up to £50,000          
£50,001 - £200,000   Y      
£200,001 - £300,000 Y Y      
£300,001 - £375,000 Y   Y    
£375,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR PMR MER Bio-chem ECG

Up to £50,000

         
£50,001 - £200,000   Y      
£200,001 - £250,000 Y Y      
£250,001 - £375,000 Y   Y    
£375,001 - £1,500,000 Y   Y Y  
£1,500,001 - £10,000,000 Y   Y Y Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

Critical Illness Cover

  GPR PMR MER Bio-chem ECG
Up to £480,000          
£480,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £450,000          
£450,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £425,000          
£425,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £1,500,000 Y   Y Y  
£1,500,001 - £2,000,000 Y   Y Y  
£2,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £275,000          
£275,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £1,500,000 Y   Y Y  
£1,500,001 - £2,000,000 Y   Y Y  
£2,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £1,500,000 Y   Y Y Y Y
£1,500,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £1,500,000 Y   Y Y Y Y
£1,500,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG
Up to £480,000          
£480,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £450,000          
£450,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £425,000          
£425,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £1,500,000 Y   Y Y  
£1,500,001 - £2,000,000 Y   Y Y  
£2,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £275,000          
£275,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £1,500,000 Y   Y Y  
£1,500,001 - £2,000,000 Y   Y Y  
£2,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £1,500,000 Y   Y Y Y Y
£1,500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £1,500,000 Y   Y Y Y Y
£1,500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

Life or Critical Illness Cover

  GPR PMR MER Bio-chem ECG
Up to £480,000          
£480,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £450,000          
£450,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £425,000          
£425,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £1,500,000 Y   Y Y  
£1,500,001 - £2,000,000 Y   Y Y  
£2,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £275,000          
£275,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £1,500,000 Y   Y Y  
£1,500,001 - £2,000,000 Y   Y Y  
£2,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £1,500,000 Y   Y Y Y Y
£1,500,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £1,500,000 Y   Y Y Y Y
£1,500,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG
Up to £480,000          
£480,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £450,000          
£450,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £425,000          
£425,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £1,500,000 Y   Y Y  
£1,500,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £1,500,000 Y   Y Y  
£1,500,001 - £2,000,000 Y   Y Y  
£2,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £275,000          
£275,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £1,500,000 Y   Y Y  
£1,500,001 - £2,000,000 Y   Y Y  
£2,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £1,500,000 Y   Y Y Y Y
£1,500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £1,500,000 Y   Y Y Y Y
£1,500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

Income Protection or Key Person Income Protection

  GPR PMR MER Bio-chem ECG
Up to £36,000 pa          
£36,001 - £40,000 pa          
£40,001 - £75,000 pa          
£75,001 - £100,000 pa Y Y   Y  
£100,001 - £250,000 pa Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £30,000 pa          
£30,001 - £36,000 pa          
£36,001 - £40,000 pa          
£40,001 - £50,000 pa   Y      
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £24,000 pa          
£24,001 - £30,000 pa          
£30,001 - £40,000 pa   Y      
£40,001 - £50,000 pa   Y   Y  
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £15,000 pa          
£15,001 - £18,500 pa          
£18,501 - £35,000 pa   Y      
£35,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £250,000 pa Y   Y Y Y
  GPR PMR MER Bio-chem ECG
Up to £15,500 pa          
£15,501 - £25,000 pa   Y      
£25,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £150,000 pa Y   Y Y Y
£150,001 - £250,000 pa Y   Y Y Y

  GPR PMR MER Bio-chem ECG
Up to £36,000 pa          
£36,001 - £40,000 pa          
£40,001 - £75,000 pa          
£75,001 - £100,000 pa Y Y   Y  
£100,001 - £250,000 pa Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £30,000 pa          
£30,001 - £36,000 pa          
£36,001 - £40,000 pa          
£40,001 - £50,000 pa   Y      
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £24,000 pa          
£24,001 - £30,000 pa          
£30,001 - £40,000 pa   Y      
£40,001 - £50,000 pa   Y   Y  
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £15,000 pa          
£15,001 - £18,500 pa          
£18,501 - £35,000 pa   Y      
£35,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £250,000 pa Y   Y Y Y

  GPR PMR MER Bio-chem ECG
Up to £15,500 pa          
£15,501 - £25,000 pa   Y      
£25,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £150,000 pa Y   Y Y Y
£150,001 - £250,000 pa Y   Y Y Y

Key:

  • GPR = General Practitioner's Report
  • PMR = Paramed (nurse examination)
  • MER = Medical Examiner's Report (doctor examination)
  • ECG = Stress Electrocardiogram (resting and exercise)
  • Bio-chem = Full Blood Profile (including biochemistry + haematology)
  • PSA = Prostate Specific Antigen for men

Notes:

  • Paramed and medical examination report will include a cotinine test for all non-smokers.
  • The ages used are current age attained.
  • The maximum amount of Critical Illness Cover or Life or Critical Illness Cover available is £3,000,000.
  • The maximum yearly amount of Income Protection available is £250,000.