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Medical underwriting limits

We'll ask your client to take certain medical tests depending on the amount of cover they want.

Life Cover (single life and joint life, first event)

  GPR Miniscreen PMR MER

FBP

 NT-proBNP ECG
Up to £1,000,000              
£1,000,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
up to £900,000              
£900,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £800,000              
£800,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £600,000              
£600,001 - £825,000   Y          
£825,001 - £1,000,000     Y        
£1,000,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen  PMR MER FBP NT-proBNP  ECG
Up to £500,000              
£500,001 - £750,000     Y        
£750,001 - £1,650,000 Y   Y        
£1,650,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £400,000              
£400,001 - £450,000     Y        
£450,001 - £1,100,000 Y   Y        
£1,100,001 - £2,200,000 Y   Y   Y    
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £7,500,000 Y     Y Y Y  
£7,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £250,000              
£250,001 - £350,000     Y        
£350,001 - £1,100,000 Y   Y        
£1,100,001 - £2,000,000 Y   Y   Y    
£2,000,001 - £2,750,000 Y     Y Y    
£2,750,001 - £5,000,000 Y     Y Y Y  
£5,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £100,000              
£100,001 - £150,000     Y        
£150,001- £500,000 Y   Y        
£500,001- £1,500,000 Y      Y Y    
£1,500,001 - £3,000,000 Y     Y Y Y  
£3,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £100,000              
£100,001 - £150,000     Y        
£150,001 - £350,000 Y   Y        
£350,001 - £400,000 Y     Y      
£400,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £50,000              
£50,001 - £150,000     Y        
£150,001 - £300,000 Y   Y        
£300,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £25,000              
£25,001 - £150,000     Y        
£150,001 - £250,000 Y   Y        
£250,001 - £300,000 Y     Y      
£300,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER

FBP

 NT-proBNP ECG
Up to £1,000,000              
£1,000,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
up to £900,000              
£900,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £800,000              
£800,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £600,000              
£600,001 - £825,000   Y          
£825,001 - £1,000,000     Y        
£1,000,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen  PMR MER FBP NT-proBNP  ECG
Up to £500,000              
£500,001 - £750,000     Y        
£750,001 - £1,650,000 Y   Y        
£1,650,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £400,000              
£400,001 - £450,000     Y        
£450,001 - £1,100,000 Y   Y        
£1,100,001 - £2,200,000 Y   Y   Y    
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £7,500,000 Y     Y Y Y  
£7,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £250,000              
£250,001 - £350,000     Y        
£350,001 - £1,100,000 Y   Y        
£1,100,001 - £2,000,000 Y   Y   Y    
£2,000,001 - £2,750,000 Y     Y Y    
£2,750,001 - £5,000,000 Y     Y Y Y  
£5,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £100,000              
£100,001 - £150,000     Y        
£150,001- £500,000 Y   Y        
£500,001- £1,500,000 Y      Y Y    
£1,500,001 - £3,000,000 Y     Y Y Y  
£3,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £100,000              
£100,001 - £150,000     Y        
£150,001 - £350,000 Y   Y        
£350,001 - £400,000 Y     Y      
£400,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £50,000              
£50,001 - £150,000     Y        
£150,001 - £300,000 Y   Y        
£300,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £25,000              
£25,001 - £150,000     Y        
£150,001 - £250,000 Y   Y        
£250,001 - £300,000 Y     Y      
£300,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

Life Cover (joint life, second event)

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £1,375,000              
£1,375,001 - £1,500,000   Y          
£1,500,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £4,125,000 Y   Y   Y    
£4,125,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £1,375,000              
£1,375,001 - £1,500,000   Y          
£1,500,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £1,000,000              
£1,000,001 - £1,375,000   Y          
£1,375,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £825,000              
£825,001 - £1,000,000   Y          
£1,000,001 - £2,200,000     Y        
£2,200,001 - £2,750,000 Y   Y        
£2,750,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £675,000              
£675,001 - £1,375,000     Y        
£1,375,001 - £2,475,000 Y   Y        
£2,475,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £425,000              
£425,001 - £675,000     Y        
£675,001 - £2,200,000 Y   Y        
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £7,500,000 Y     Y Y Y  
£7,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £350,000              
£350,001 - £450,000     Y        
£450,001 - £1,650,000 Y   Y        
£1,650,001 - £2,200,000 Y   Y   Y    
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £5,000,000 Y     Y Y Y  
£5,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £200,000              
£200,001 - £250,000     Y        
£250,001 - £800,000 Y   Y        
£800,001 - £1,500,000 Y     Y Y    
£1,500,001 - £3,000,000 Y     Y Y Y  
£3,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £100,000              
£100,001 - £200,000     Y        
£200,001 - £300,000 Y   Y        
£300,001 - £500,000 Y     Y      
£500,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £50,000              
£50,001 - £200,000     Y        
£200,001 - £300,000 Y   Y        
£300,001 - £375,000 Y     Y      
£375,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER FBP NT-proBNP ECG

Up to £50,000

              
£50,001 - £200,000     Y        
£200,001 - £250,000 Y   Y        
£250,001 - £375,000 Y     Y      
£375,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £1,375,000              
£1,375,001 - £1,500,000   Y          
£1,500,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £4,125,000 Y   Y   Y    
£4,125,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £1,375,000              
£1,375,001 - £1,500,000   Y          
£1,500,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £1,000,000              
£1,000,001 - £1,375,000   Y          
£1,375,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £825,000              
£825,001 - £1,000,000   Y          
£1,000,001 - £2,200,000     Y        
£2,200,001 - £2,750,000 Y   Y        
£2,750,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £675,000              
£675,001 - £1,375,000     Y        
£1,375,001 - £2,475,000 Y   Y        
£2,475,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £425,000              
£425,001 - £675,000     Y        
£675,001 - £2,200,000 Y   Y        
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £7,500,000 Y     Y Y Y  
£7,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £350,000              
£350,001 - £450,000     Y        
£450,001 - £1,650,000 Y   Y        
£1,650,001 - £2,200,000 Y   Y   Y    
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £5,000,000 Y     Y Y Y  
£5,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £200,000              
£200,001 - £250,000     Y        
£250,001 - £800,000 Y   Y        
£800,001 - £1,500,000 Y     Y Y    
£1,500,001 - £3,000,000 Y     Y Y Y  
£3,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £100,000              
£100,001 - £200,000     Y        
£200,001 - £300,000 Y   Y        
£300,001 - £500,000 Y     Y      
£500,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG
Up to £50,000              
£50,001 - £200,000     Y        
£200,001 - £300,000 Y   Y        
£300,001 - £375,000 Y     Y      
£375,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER FBP NT-proBNP ECG

Up to £50,000

              
£50,001 - £200,000     Y        
£200,001 - £250,000 Y   Y        
£250,001 - £375,000 Y     Y      
£375,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

Critical Illness Cover

  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER FBP ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  
  GPR PMR MER FBP ECG
Up to £300,000          
£300,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  
  GPR PMR MER FBP ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER FBP ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER FBP ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER FBP ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER FBP ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  

  GPR PMR MER FBP ECG
Up to £300,000          
£300,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  

  GPR PMR MER FBP ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER FBP ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER FBP ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER FBP ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

Life or Critical Illness Cover

  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER FBP ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  
  GPR PMR MER FBP ECG
Up to £300,000          
£300,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  
  GPR PMR MER FBP ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER FBP ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER FBP ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER FBP ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER FBP ECG
Up to £500,000          
£500,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER FBP ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  

  GPR PMR MER FBP ECG
Up to £300,000          
£300,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  

  GPR PMR MER FBP ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER FBP ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER FBP ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER FBP ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

Income Protection or Key Person Income Protection

  GPR PMR MER FBP ECG
Up to £75,000 pa          
£75,001 - £100,000 pa Y Y   Y  
£100,001 - £250,000 pa Y   Y Y  
  GPR PMR MER FBP ECG
Up to £40,000 pa          
£40,001 - £50,000 pa   Y      
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  
  GPR PMR MER FBP ECG
Up to £30,000 pa          
£30,001 - £40,000 pa   Y      
£40,001 - £50,000 pa   Y   Y  
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  
  GPR PMR MER FBP ECG
Up to £18,500 pa          
£18,501 - £35,000 pa   Y      
£35,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £250,000 pa Y   Y Y Y
  GPR PMR MER FBP ECG
Up to £15,500 pa          
£15,501 - £25,000 pa   Y      
£25,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £250,000 pa Y   Y Y Y

  GPR PMR MER FBP ECG
Up to £75,000 pa          
£75,001 - £100,000 pa Y Y   Y  
£100,001 - £250,000 pa Y   Y Y  

  GPR PMR MER FBP ECG
Up to £40,000 pa          
£40,001 - £50,000 pa   Y      
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  

  GPR PMR MER FBP ECG
Up to £30,000 pa          
£30,001 - £40,000 pa   Y      
£40,001 - £50,000 pa   Y   Y  
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  

  GPR PMR MER FBP ECG
Up to £18,500 pa          
£18,501 - £35,000 pa   Y      
£35,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £250,000 pa Y   Y Y Y

  GPR PMR MER FBP ECG
Up to £15,500 pa          
£15,501 - £25,000 pa   Y      
£25,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £250,000 pa Y   Y Y Y

Key:

  • GPR = General Practitioner's Report
  • Miniscreen = Paramed miniscreen (nurse examination)
  • PMR = Paramed (nurse examination)
  • MER = Medical Examiner's Report (doctor examination)
  • ECG = Stress Electrocardiogram (resting and exercise)
  • FBP = Non-fasting Full Blood Profile (including biochemistry + haematology)
  • PSA = Prostate Specific Antigen for men
  • NT-proBNP = N-terminal pro B-type natriuretic peptide test (cardiac blood test)

Notes:

  • Miniscreen, Paramed and Medical Examination will include a cotinine test for all non smokers.
  • The ages used are current age attained.
  • The maximum Life Cover sum assured available for customers aged 80 or over is restricted to £2 million.
  • The maximum yearly amount of Income Protection available is £250,000.