1. Home
  2. Product support
  3. Protection product support
  4. Underwriting
  5. Medical underwriting limits

Medical underwriting limits

We'll ask your client to take certain medical tests depending on the amount of cover they want.

Select a type of cover and age range to show the tests relevant for each age group:

Life Cover (single life and joint life, first event)

Life Cover (joint life, second event)

Critical Illness Cover

Life or Critical Illness Cover

Income Protection or Key Person Income Protection

Life Cover (single life and joint life, first event)

  GPR Miniscreen PMR MER

Bio-chem

 NT-proBNP ECG
Up to £1,000,000              
£1,000,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
up to £900,000              
£900,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £800,000              
£800,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £600,000              
£600,001 - £825,000   Y          
£825,001 - £1,000,000     Y        
£1,000,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen  PMR MER Bio-chem NT-proBNP  ECG
Up to £500,000              
£500,001 - £750,000     Y        
£750,001 - £1,650,000 Y   Y        
£1,650,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £400,000              
£400,001 - £450,000     Y        
£450,001 - £1,100,000 Y   Y        
£1,100,001 - £2,200,000 Y   Y   Y    
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £7,500,000 Y     Y Y Y  
£7,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £250,000              
£250,001 - £350,000     Y        
£350,001 - £1,100,000 Y   Y        
£1,100,001 - £2,000,000 Y   Y   Y    
£2,000,001 - £2,750,000 Y     Y Y    
£2,750,001 - £5,000,000 Y     Y Y Y  
£5,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £100,000              
£100,001 - £150,000     Y        
£150,001- £500,000 Y   Y        
£500,001- £1,500,000 Y      Y Y    
£1,500,001 - £3,000,000 Y     Y Y Y  
£3,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £100,000              
£100,001 - £150,000     Y        
£150,001 - £350,000 Y   Y        
£350,001 - £400,000 Y     Y      
£400,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £50,000              
£50,001 - £150,000     Y        
£150,001 - £300,000 Y   Y        
£300,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £25,000              
£25,001 - £150,000     Y        
£150,001 - £250,000 Y   Y        
£250,001 - £300,000 Y     Y      
£300,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER

Bio-chem

 NT-proBNP ECG
Up to £1,000,000              
£1,000,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
up to £900,000              
£900,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £800,000              
£800,001 - £1,100,000   Y          
£1,100,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £600,000              
£600,001 - £825,000   Y          
£825,001 - £1,000,000     Y        
£1,000,001 - £2,200,000 Y   Y        
£2,200,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen  PMR MER Bio-chem NT-proBNP  ECG
Up to £500,000              
£500,001 - £750,000     Y        
£750,001 - £1,650,000 Y   Y        
£1,650,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £400,000              
£400,001 - £450,000     Y        
£450,001 - £1,100,000 Y   Y        
£1,100,001 - £2,200,000 Y   Y   Y    
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £7,500,000 Y     Y Y Y  
£7,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £250,000              
£250,001 - £350,000     Y        
£350,001 - £1,100,000 Y   Y        
£1,100,001 - £2,000,000 Y   Y   Y    
£2,000,001 - £2,750,000 Y     Y Y    
£2,750,001 - £5,000,000 Y     Y Y Y  
£5,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £100,000              
£100,001 - £150,000     Y        
£150,001- £500,000 Y   Y        
£500,001- £1,500,000 Y      Y Y    
£1,500,001 - £3,000,000 Y     Y Y Y  
£3,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £100,000              
£100,001 - £150,000     Y        
£150,001 - £350,000 Y   Y        
£350,001 - £400,000 Y     Y      
£400,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £50,000              
£50,001 - £150,000     Y        
£150,001 - £300,000 Y   Y        
£300,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £25,000              
£25,001 - £150,000     Y        
£150,001 - £250,000 Y   Y        
£250,001 - £300,000 Y     Y      
£300,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

Life Cover (joint life, second event)

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £1,375,000              
£1,375,001 - £1,500,000   Y          
£1,500,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £4,125,000 Y   Y   Y    
£4,125,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £1,375,000              
£1,375,001 - £1,500,000   Y          
£1,500,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £1,000,000              
£1,000,001 - £1,375,000   Y          
£1,375,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £825,000              
£825,001 - £1,000,000   Y          
£1,000,001 - £2,200,000     Y        
£2,200,001 - £2,750,000 Y   Y        
£2,750,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £675,000              
£675,001 - £1,375,000     Y        
£1,375,001 - £2,475,000 Y   Y        
£2,475,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £425,000              
£425,001 - £675,000     Y        
£675,001 - £2,200,000 Y   Y        
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £7,500,000 Y     Y Y Y  
£7,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £350,000              
£350,001 - £450,000     Y        
£450,001 - £1,650,000 Y   Y        
£1,650,001 - £2,200,000 Y   Y   Y    
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £5,000,000 Y     Y Y Y  
£5,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £200,000              
£200,001 - £250,000     Y        
£250,001 - £800,000 Y   Y        
£800,001 - £1,500,000 Y     Y Y    
£1,500,001 - £3,000,000 Y     Y Y Y  
£3,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £100,000              
£100,001 - £200,000     Y        
£200,001 - £300,000 Y   Y        
£300,001 - £500,000 Y     Y      
£500,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £50,000              
£50,001 - £200,000     Y        
£200,001 - £300,000 Y   Y        
£300,001 - £375,000 Y     Y      
£375,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.
  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG

Up to £50,000

              
£50,001 - £200,000     Y        
£200,001 - £250,000 Y   Y        
£250,001 - £375,000 Y     Y      
£375,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £1,375,000              
£1,375,001 - £1,500,000   Y          
£1,500,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £4,125,000 Y   Y   Y    
£4,125,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £1,375,000              
£1,375,001 - £1,500,000   Y          
£1,500,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £1,000,000              
£1,000,001 - £1,375,000   Y          
£1,375,001 - £2,200,000     Y        
£2,200,001 - £3,300,000 Y   Y        
£3,300,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £825,000              
£825,001 - £1,000,000   Y          
£1,000,001 - £2,200,000     Y        
£2,200,001 - £2,750,000 Y   Y        
£2,750,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £675,000              
£675,001 - £1,375,000     Y        
£1,375,001 - £2,475,000 Y   Y        
£2,475,001 - £3,000,000 Y   Y   Y    
£3,000,001 - £10,000,000 Y     Y Y    
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £425,000              
£425,001 - £675,000     Y        
£675,001 - £2,200,000 Y   Y        
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £7,500,000 Y     Y Y Y  
£7,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £350,000              
£350,001 - £450,000     Y        
£450,001 - £1,650,000 Y   Y        
£1,650,001 - £2,200,000 Y   Y   Y    
£2,200,001 - £3,300,000 Y     Y Y    
£3,300,001 - £5,000,000 Y     Y Y Y  
£5,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £200,000              
£200,001 - £250,000     Y        
£250,001 - £800,000 Y   Y        
£800,001 - £1,500,000 Y     Y Y    
£1,500,001 - £3,000,000 Y     Y Y Y  
£3,000,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £100,000              
£100,001 - £200,000     Y        
£200,001 - £300,000 Y   Y        
£300,001 - £500,000 Y     Y      
£500,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG
Up to £50,000              
£50,001 - £200,000     Y        
£200,001 - £300,000 Y   Y        
£300,001 - £375,000 Y     Y      
£375,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

  GPR Miniscreen PMR MER Bio-chem NT-proBNP ECG

Up to £50,000

              
£50,001 - £200,000     Y        
£200,001 - £250,000 Y   Y        
£250,001 - £375,000 Y     Y      
£375,001 - £1,500,000 Y     Y Y    
£1,500,001 - £2,500,000 Y     Y Y Y  
£2,500,001 - £10,000,000 Y     Y Y   Y
Over £10,000,000 Individual consideration applies, please contact your dedicated underwriter.

Critical Illness Cover

  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £300,000          
£300,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £300,000          
£300,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

Life or Critical Illness Cover

  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £300,000          
£300,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  
  GPR PMR MER Bio-chem ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y
  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £750,000   Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £500,000          
£500,001 - £600,000   Y      
£600,001 - £750,000 Y Y      
£750,001 - £1,000,000 Y Y   Y  
£1,000,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £350,000          
£350,001 - £450,000   Y      
£450,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £300,000          
£300,001 - £350,000   Y      
£350,001 - £500,000 Y Y      
£500,001 - £750,000 Y Y   Y  
£750,001 - £3,000,000 Y   Y Y  

  GPR PMR MER Bio-chem ECG PSA
Up to £150,000            
£150,001 - £200,000   Y        
£200,001 - £500,000 Y Y        
£500,001 - £750,000 Y   Y Y   Y
£750,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £100,000            
£100,001 - £150,000   Y        
£150,001 - £400,000 Y Y        
£400,001 - £600,000 Y   Y Y   Y
£600,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y Y        
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

  GPR PMR MER Bio-chem ECG PSA
Up to £50,000            
£50,001 - £100,000   Y        
£100,001 - £150,000 Y   Y      
£150,001 - £500,000 Y   Y Y   Y
£500,001 - £3,000,000 Y   Y Y Y Y

Income Protection or Key Person Income Protection

  GPR PMR MER Bio-chem ECG
Up to £75,000 pa          
£75,001 - £100,000 pa Y Y   Y  
£100,001 - £250,000 pa Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £40,000 pa          
£40,001 - £50,000 pa   Y      
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £30,000 pa          
£30,001 - £40,000 pa   Y      
£40,001 - £50,000 pa   Y   Y  
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  
  GPR PMR MER Bio-chem ECG
Up to £18,500 pa          
£18,501 - £35,000 pa   Y      
£35,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £250,000 pa Y   Y Y Y
  GPR PMR MER Bio-chem ECG
Up to £15,500 pa          
£15,501 - £25,000 pa   Y      
£25,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £250,000 pa Y   Y Y Y

  GPR PMR MER Bio-chem ECG
Up to £75,000 pa          
£75,001 - £100,000 pa Y Y   Y  
£100,001 - £250,000 pa Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £40,000 pa          
£40,001 - £50,000 pa   Y      
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £30,000 pa          
£30,001 - £40,000 pa   Y      
£40,001 - £50,000 pa   Y   Y  
£50,001 - £75,000 pa Y Y   Y  
£75,001 - £250,000 pa Y   Y Y  

  GPR PMR MER Bio-chem ECG
Up to £18,500 pa          
£18,501 - £35,000 pa   Y      
£35,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £250,000 pa Y   Y Y Y

  GPR PMR MER Bio-chem ECG
Up to £15,500 pa          
£15,501 - £25,000 pa   Y      
£25,001 - £50,000 pa Y Y      
£50,001 - £75,000 pa Y   Y Y  
£75,001 - £250,000 pa Y   Y Y Y

Key:

  • GPR = General Practitioner's Report
  • Miniscreen = Paramed miniscreen (nurse examination)
  • PMR = Paramed (nurse examination)
  • MER = Medical Examiner's Report (doctor examination)
  • ECG = Stress Electrocardiogram (resting and exercise)
  • Bio-chem = Full Blood Profile (including biochemistry + haematology)
  • PSA = Prostate Specific Antigen for men
  • NT-proBNP = N-terminal pro B-type natriuretic peptide test (cardiac blood test)

Notes:

  • Miniscreen, Paramed and Medical Examination will include a cotinine test for all non smokers.
  • The ages used are current age attained.
  • The maximum amount of Critical Illness Cover or Life or Critical Illness Cover available is £3,000,000.
  • The maximum yearly amount of Income Protection available is £250,000.