HIV infection
Here you'll find our current definition of the critical illness, additional condition or child specific condition we cover. We've also listed any previous definitions we may have had. With each new definition we've highlighted what's changed from the previous definition.
March 2020
HIV infection - caught from a blood transfusion, a physical assault or at work
The separate definition of HIV infection was removed in March 2020.
Change from the previous definition
This definition has been removed.
Previous definitions
November 2015
HIV infection - caught from a blood transfusion, a physical assault or at work
Infection by Human Immunodeficiency Virus resulting from:
- a blood transfusion given as part of medical treatment;
- a physical assault; or
- an incident occurring during the course of performing normal duties of employment;
after the start of the plan and satisfying all of the following:
- the incident must have been reported to appropriate authorities and have been investigated in accordance with the established procedures;
- where HIV infection is caught through a physical assault or as a result of an incident occurring during the course of performing normal duties of employment, the incident must be supported by a negative HIV antibody test taken within 5 days of the incident;
- there must be a further HIV test within 12 months confirming the presence of HIV or antibodies to the virus;
- the incident causing infection must have occurred in one of the countries listed in the plan details.
For the above definition, the following is not covered:
- HIV infection resulting from any other means, including sexual activity or drug abuse.