Trust guides

Why recommend using a trust?

A trust can be a useful tool in estate planning. There are three main reasons why trusts may be advantageous to your clients.

  • getting access to the plan proceeds when they’re needed most
  • nominating beneficiaries on death
  • tax planning

We have produced the following guides to assist you: 

Want to know more?

Send us your burning questions through our ‘Ask a question’ page.

Share by email:

Share by email:

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.