Life Cover

Adaptable to life's changes

We know life never stays the same for long. So in certain circumstances, life cover can be increased without the need for medical evidence. 

Free Cover

In many cases we can offer cover before your clients' plan actually starts, from the moment they complete their application.

Dual Life cover

Choose different owners for each cover under one plan, which means one life could be covered for a higher amount or for longer. This also means both people are covered by separate covers, so if there's a claim for one person, the other will still be protected.

Flexibility 

Your clients can also ask us to change their cover in other ways. For example they can add a new cover to their plan or reduce an existing cover if they need to. If they want to add a new cover we'll need to ask for new medical information.

Peace of mind

Our mortgage repayment guarantee option pays a lump sum equal to your clients' outstanding mortgage or loan amount at the date of claim.

Helping Hand

All our Personal Menu Plans come with our Helping Hand support service.