We make it easy to customise our Life Cover. We offer single, dual life and joint life cover as well as increasing, decreasing or level cover.
Benefits of our Life Cover
Adaptable to life's changes
We know life never stays the same for long. So in certain circumstances, life cover can be increased without the need for medical evidence.
In many cases we can offer cover before your clients' plan actually starts, from the moment they complete their application.
Dual Life cover
Choose different owners for each cover under one plan, which means one life could be covered for a higher amount or for longer. This also means both people are covered by separate covers, so if there's a claim for one person, the other will still be protected.
Your clients can also ask us to change their cover in other ways. For example they can add a new cover to their plan or reduce an existing cover if they need to. If they want to add a new cover we'll need to ask for new medical information.
Peace of mind
Our mortgage repayment guarantee option pays a lump sum equal to your clients' outstanding mortgage or loan amount at the date of claim.
All our Personal Menu Plans come with our Helping Hand support service.
Find out more information about the options and features of our Life Cover, plan details and terms and conditions.
More information and resources
Fair Value Assessments
Understand how our protection products meet the needs of their target markets and help to deliver good customer outcomes.
Data capture form
You can download this form to capture the information you'll need from your clients to help you when you're ready to apply.