Diabetes is on the increase in the UK. In fact, the number of people with the condition has doubled in the last 20 years, and many more are at risk of developing it in future.
When it comes to taking out life cover, people living with diabetes are often faced with a long and complicated application process. And many find it difficult to get affordable cover.
That’s why Royal London offer Diabetes Life Cover – designed specifically for people with Type 1 and Type 2 diabetes.
It has a shorter application process that’s tailored for the condition, so we don’t ask lots of unnecessary questions. We’ll let your clients know right away if their application is accepted, or if we need more information.
Either way, as long as they meet our eligibility conditions, their cover can start immediately.
Your client’s premium takes into account how well they keep their condition under control, which is why we ask to see evidence of their HbA1C blood test results within three months of their application, and then again every year. This way, if their condition improves after a year, we could reduce their premium.
And even if their condition gets worse, their premium will never increase above the original starting amount.
So visit our website today to find out how Diabetes Life Cover can help your clients take control.
If you’re putting together a mortgage package for a client, our Life Cover offers peace of mind as well as flexibility.
Cover can be automatically decreased in line with mortgage repayments.
And if your client increases their mortgage, they may be able to add more cover using our Cover increase option with no additional medical evidence.
Many businesses rely on high value employees that can't be easily replaced.
Adding Life Cover for key people to a business protection plan can help the business cope with the loss of a key employee.
And with our cover, you'll also get access to advice and workshops from our expert team of dedicated business protection specialists.