Product details of our Key Person Income Protection

Your clients can tailor their own cover to suit their needs. They can decide between level or increasing cover, select the length of their deferred period and choose how long they need their cover to pay out for.

We won't pay a claim if:

  • It’s the result of intentional self-inflicted injury
  • It's the result of an exclusion shown on the cover summary
  • The person covered doesn't meet the definition of incapacitated in our plan details booklet
  • If any medical or other evidence is not supplied when we ask for it.

Terms and conditions

For full terms and conditions, including our definitions under Key Person Income Protection see our plan details (PDF).