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  5. BMI (body mass index)

BMI (body mass index)

BMI is a measure commonly used to check if a person’s weight is healthy for their height.

It’s important that we have accurate information about your client’s height and weight measurements as this could have an impact on the cost of their cover.

If the information provided is incorrect it could also mean that we won’t pay out in the event of a claim.

Our BMI guide (PDF) provides an indication of how your client’s premium may increase due to BMI. Please note that this is only an indicative guide and assumes that there are no other health conditions present.

And don’t forget you can use our pre-sale underwriting tool to get indicative underwriting decisions at the touch of a button.

Medical conditions

Our likely requirements for a variety of medical conditions and what your client should include on their application.

More about medical conditions  

Types of evidence

The types of evidence we require and exactly what’s involved.

The types of information we may ask for  

Free Cover

If your client’s plan doesn't start right away we can make sure they’re protected in the meantime (eligible plans only).

Learn about Free Cover