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A transfer could help your client bring their pension savings together in one place, making them easier to manage and review.

Pension transfers aren't right for everyone. Your client could lose valuable benefits by transferring, like guaranteed income or enhanced tax-free cash. Always consider whether a transfer is in your client's best interests.

How to start a transfer

Transferring to Royal London is easy, whether your client is transferring into a new or existing plan.

Use our submission portal to easily transfer your client's pension into their existing Pension Portfolio plan. You' ll need to:

  1. Download and complete our Pension Portfolio additional investment form (PDF).
  2. Upload the form to our Personal pension submission portal to securely send it to our servicing team.
  3. Once we've processed the application, we'll send you a confirmation email.

We can accept:

  • Scanned copies of signed application forms
  • Applications signed by the client using an electronic signature (e.g. DocuSign).

If you can't get a signature from the client, please submit the application form with an email from them confirming they want to proceed. To help, we've created standard wording (.doc) to include in the email from your client.

If you need help with transferring to Royal London, please contact 0345 603 0154.

 

Instantly submit an application to transfer your client's existing pension savings to their Pension Portfolio plan. These plan numbers start with 10000.

Log in to start a transfer

To transfer into a new Pension Portfolio plan, log in and apply online.

New to Royal London? Find out how to start working with us and register for our online pension services.

Log in to transfer into a new plan

In some circumstances we'll accept a transfer into your client's Royal London pension from a defined benefit (DB) pension. Find out more about what we will and won't accept, and how to apply.

More about DB transfers

Why transfer to Royal London?

Bringing your client's pensions together by transferring them into one plan could help them get more from their pension savings. As a mutual, our actions are driven by the long-term interests of our customers, your clients.

  • Dedicated transfer team

    Our dedicated transfer team will manage most of the process for your client, keeping things moving smoothly throughout their transfer journey.

  • One clear, competitive charge

    To provide greater value for money, our annual management charge (AMC) is tiered. This means your client's overall charge will reduce as the value of their investments grows.

  • ProfitShare

    Qualifying plans could receive an added boost from ProfitShare, a share of our profits each year when we do well. Our Stocks and Shares ISA is also eligible for ProfitShare. ProfitShare isn't guaranteed.

  • Flexible retirement options

    Our income drawdown facility, Income Release, lets your client access their pension savings in a way that suits them.

  • Wide range of investment options

    Our Governed Range is designed to align with your client's attitude to
    risk. Each portfolio includes broad diversification, active management
    and independently led governance at no extra cost.

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