Default investment options
Find out about the default investment options available for your clients’ pension schemes.
Royal London’s standard default investment option is the Balanced Lifestyle Strategy (Drawdown). It’s designed to meet the Department for Work and Pensions' guidance on defaults for auto enrolment pension schemes, so you and your clients can feel confident that the investment solution they're offering members is in line with the regulator's recommendations. And we review it regularly to make sure it remains a suitable default for pension scheme members.
If you and your clients want to keep responsibility for the suitability and/or design of the default for their scheme, you can choose from a range of other default investment options.
Our default investment options offer your clients:
- Flexibility over default choice, with a range of lifestyle strategies
- Affordable solutions designed by investment experts
- Governance you can count on
- Regular communications to scheme members
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The Royal London default
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Other default options