Pregnancy complications

Here you'll find our current definition of the critical illness, additional condition or child specific condition we cover. We've also listed any previous definitions we may have had. With each new definition we've highlighted what's changed from the previous definition.

Current definition

March 2022 (ACC)

Pregnancy complications

A definite diagnosis by a consultant obstetrician of one of the following conditions:

  • disseminated intravascular coagulation (DIC),
  • eclampsia (but excluding pre-eclampsia),
  • ectopic pregnancy with surgery to remove a fallopian tube,
  • foetal death in utero after at least 20 weeks gestation,
  • hydatidiform mole,
  • new born intensive care – giving birth to a child of at least 37 weeks gestation that requires continuous mechanical ventilation by means of tracheal intubation for 7 days (24 hours per day) or more in an intensive care unit in a UK hospital, starting between the date the child was born and age 90 days,
  • placental abruption (but excluding placenta praevia), or
  • still birth after at least 24 weeks gestation.

Change from the previous definition

We've removed the exclusion for elective pregnancy termination.

Previous definitions

Pregnancy complications

A definite diagnosis by a consultant obstetrician of one of the following conditions:

  • disseminated intravascular coagulation (DIC),
  • eclampsia (but excluding pre-eclampsia),
  • ectopic pregnancy with surgery to remove a fallopian tube,
  • foetal death in utero after at least 20 weeks gestation,
  • hydatidiform mole,
  • new born intensive care – giving birth to a child of at least 37 weeks gestation that requires continuous mechanical ventilation by means of tracheal intubation for 7 days (24 hours per day) or more in an intensive care unit in a UK hospital, starting between the date the child was born and age 90 days,
  • placental abruption (but excluding placenta praevia), or
  • still birth (excluding elective pregnancy termination) after at least 24 weeks gestation.

This is a new Additional Covered Condition - only available with Enhanced Children's Critical Illness Cover.