A Helping Hand with recovery

Take a look at how Helping Hand can support your clients during difficult times.

If, at any time, the plan owner or their partner and children, suffer a serious physical or mental illness, injury or bereavement, Helping Hand will be there to offer support – even if your clients don’t make a claim.

They can contact RedArc, who’ll give them regular support from a dedicated nurse. They’ll provide tailored and personal support whenever it’s needed, for as long as it’s needed. Their dedicated nurse can also give your clients relevant literature, help to find useful organisations, and can organise additional services such as therapies, counselling or a second medical opinion, if it’s needed.

Helping Hand is there for clients, whichever stage in life they're at, and as a plan owner it doesn't cost them anything extra to use.

Helping Hand - a path to recovery

This sales aid explains how help from a dedicated nurse can support a client's recovery. It focuses on the journey of a client diagnosed with cancer who has access to Helping Hand, and compares this with the experience of someone without this support.
Download A path to recovery

Helping Hand in action

Take a look at how support from a dedicated nurse has made a difference to our customers.

Jill's story

This client-facing sales aid shows how Helping Hand gave Jill the support she needed to feel like herself again after a cancer diagnosis. Download Jill's Story

Helen's story

My name is Helen Jones, I’m 40 years of age and I have a son who’s five – Jacob. I’m a self-employed mortgage consultant and I work from home.

I took my cover out in 2010. My son was born in June 2010 and I started my own business in January 2010, so my priorities definitely changed once I’d had Jacob. 

My role as an adviser gave me good insight into picking which insurance company I wanted to go for and I chose Royal London – not just because of the Life Insurance and their Critical Illness but for their added services like RedArc and Helping Hand.

My initial diagnosis came to light on the 15th of December when I’d been out with friends and I felt very bloated – and I put it down to maybe overeating before Christmas. I had a bloated tummy but that was my only symptom, I didn’t have any other symptoms.

I originally told the consultant and they told me that I had got a grade three/grade four tumour and I needed to have a full hysterectomy.

No-one can prepare you for that news. When the doctor tells you that you’ve got Cancer, the first thing that comes to your mind is ‘how is my son going to live without their mum?’.

I called Helping Hand and they helped me all the way through. So I told them what had happened at the NHS, I told them how I felt – I felt very lonely up until I spoke to Helping Hand. I was given Pat’s telephone number, email address and full name - so if I had any questions, small or major questions, I always had someone that I could contact, and for me, that was a lifeline for me.

When I first contacted Pat she basically got me to open up and asked me how I felt. At that time I was walking round in a daze for four or five days, so she got me to keep everything very calm and gave me some focus and direction on where we were going to go forward.

Pat covered a huge spectrum of things, so she sent me quite a few things through the post – this one to Jacob. So it allowed me to speak to Jacob about Cancer.

Once I’d spoken to Pat everything seemed to calm down, because I’d always got that reassurance that if someone at the hospital couldn’t help me, or my parents, or family, or friends couldn’t help me Pat definitely would be able to help me. Whatever question I had for Pat, if she didn’t know the answer she would go away and get the answer for me.

Pat called me and said that second opinion had come to Royal London and I was eligible to see another Consultant. She got in contact with my Consultant at Southend, my Consultant trained at the Royal Marsden Hospital, so she wanted me to go there, and that was one of the hospitals that Pat also researched for me too, which was perfect .  I had no stress with it, she called the Royal Marsden ahead, she paid for all the fees, so one I’d got there I just had to fill the documentation in and everything else had already been paid for. They knew who I was and they knew who Pat was at RedArc.

Once I’d seen my Consultant at the Royal Marsden, he had assessed the slides again and it had gone from a grade three/four tumour to a grade one tumour which was huge for me.

Since getting the second opinion meant that I didn’t need to get the full hysterectomy, it then allowed me to go away and have fertility treatment so I could preserve my eggs       which then means at a later date then Jacob could have a brother or sister.

The process was very straightforward; I had to have an interview at the doctor which took about five minutes – when I was diagnosed, what symptoms I had – and then within four weeks my claim was paid.                                         

It’s allowed me to make choices; Out of my lump sum of Critical Illness it’s allowed me to preserve my fertility, take Jacob on holiday, and take a bit of time out of work really – as I said I’m self-employed so it’s just allowed me to sit back a little bit and just enjoy the twelve months of getting through chemotherapy and getting through the news.

I never thought I’d need to use my policy. I was fit - I was 39, I was going to the gym, I wasn’t overweight – and I think people think that ‘it’ll never happen to me’ and I was one of those people.

Without Helping Hand I don’t think I would’ve got through the last 12 months. My family was there for me every step of the way, but to have someone else do a lot of the work for you – like sort the fertility out, get in contact with your Consultant – was just life-changing for me.   

Helping Hand is a package of support services and each service is provided by third parties that aren’t regulated by either the Financial Conduct Authority or the Prudential Regulation Authority. These services aren’t part of our terms and conditions and don’t form part of your insurance contract with us, so can be amended or withdrawn at any time. This means that you or your family’s access to these services could be amended or withdrawn by us in the future.

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.