Value of menu tool

We understand your clients have different needs, circumstances and budgets. A menu approach allows you to mix and match a range of covers to provide the right amount of protection for their lifestyle.

This tool provides indicative examples to help you with your menu plan conversations. It shows the difference between a traditional protection approach and a flexible menu solution - showing the value of your advice.  

All information requested remains anonymous. You must complete all fields.  To use this tool, your client(s) must:

  • Be aged between 20 and 59 years
  • Earn an annual salary between £5,000 - £450,000 (for Joint Life examples, at least one life must meet the salary criteria)
  • Have a mortgage balance between £15,000 and £99,999,999
  • Have a remaining mortgage term between 5 and 47 years.

This tool is not an official quote.

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.