Details of our Relevant Life Plan

Find out exactly how your clients can tailor the cover.

We offer relevant life cover for:

  • up to 30 times annual total remuneration for clients aged under 40 years
  • up to 25 times annual total remuneration for clients aged 40 to 49 years
  • up to 20 times annual  total remuneration for clients aged 50 to 59 years
  • up to 15 times annual total remuneration for clients aged 60 years and over.

Total remuneration could include dividends, benefits in kind and bonus.

The cover is flexible - it can be written on either a level, decreasing or increasing basis.

The employee or their family can make a claim when the person covered dies or meets our definition of a terminal illness. 

We won't pay a claim if:

  • The claim is for death and is the result of intentional self-inflicted injury within 12 months of the date the cover started,
  • The claim is for a terminal illness and the person covered doesn't meet the definition of terminal illness defined  in our plan details; or
  • It’s the result of an exclusion shown on the cover summary

Terms and conditions

For full terms and conditions see our plan details (PDF).