Our Waiver of Premium (Sickness) through our Business Menu Plan, covers your clients' premiums should they become ill or injured and meet our definition of incapacitated, or if they're diagnosed with a terminal illness and have less than 12 months to live.
Benefits of our Business Protection Waiver of Premium (Sickness)
Your clients can choose a deferred period (4, 8, 13, 26 or 52 weeks) to suit their needs, after which we'll start paying their premiums.
If your clients' circumstances change, they can usually amend their chosen deferred period to suit their needs.
Accelerated claims for terminal illness
If your clients are diagnosed with a terminal illness that meets our definition, they won't need to wait for their deferred period to end before we start paying their premiums.
We automatically include Waiver of Premium (Sickness) when your clients take out Income Protection and Key Person Income Protection.
All our Business Menu Plans come with our Helping Hand support service.
More information and resources
For more information about the benefits, options and features of our Waiver of Premium (Sickness) see the product details page.
Fact find template
Use our form to find out more about your clients' businesses to help identify the areas that need most protection.