Working with business owners

Introduce workplace pensions and business protection to help build financial resilience, grow your business, and add client value.

Help clients build financial resilience

Running a small or medium-sized business is demanding. From meeting legal obligations to planning for the unexpected, financial resilience is key.

By offering workplace pensions and business protection together, you can help business owners safeguard their business, support their employees, and plan confidently for the future.

At the same time, you could create a stable, recurring revenue stream through ongoing scheme management and employee engagement services.

A guide for business owners

Conversation starters and a practical example to help you recommend workplace pensions and business protection with confidence.

Download the guide (PDF)  

Why workplace pensions business is valuable

Whether you’re setting up a new scheme or reviewing an existing one, your advice can help business owners:

Meet legal obligations

Help clients understand pension regulations to avoid penalties for non-compliance.

Attract and retain talent

Offering a strong benefits package helps businesses stand out in competitive job markets.

Save with salary exchange

Help clients save money that could be used to fund other business needs.

Why business protection is valuable

Strengthen client relationships by helping them reduce business risks if key individuals become critically ill or die, and supporting succession planning.

  • Consider loan protection

    Help clients reduce the risk of being unable to repay any financial commitments, like overdrafts and loans.

  • Cover lost revenue

    Educate your clients on how to avoid major revenue loss and operational disruption.

  • Build contingency plans

    Encourage your clients to be prepared for the unexpected by creating backup plans.

Bringing workplace pensions and business protection together

By offering both workplace pensions and business protection, you can unlock a range of valuable benefits, including:

  • Holistic advice: Address both employee and business needs in one conversation.
  • Client retention: Build long-term relationships through ongoing support.
  • Revenue growth: Generate recurring income from scheme management and annual protection reviews.
  • Market differentiation: Stand out as a trusted adviser offering comprehensive solutions.

Solutions for business owners

Explore workplace pensions and discover business protection solutions that help you deliver more for your clients with expert teams ready to support you.

Workplace pensions

Plan, set up and switch with confidence.

Explore workplace pensions 

Business protection

Protect your clients and their businesses.

Discover business protection

More support