Flexible Protection Solutions

At Royal London, our tailored protection propositions offer what we believe you’ll need:

Solutions that…support your clients…demonstrate your value…and help you

grow your business.

How do we do this?

By delivering the perfect balance between People and Tech.

Dedicated people on hand when you need them, and a range of digital tools for you and your clients

Take our flexible products and services.

We understand that value looks different for every client, and what we offer needs to make things easy for you.

So our propositions are fully flexible, letting you tailor the right cover for each client, And they come packed with added value benefits, like Helping Hand.

We constantly develop our propositions, analysing claims we couldn’t pay to make sure we can make improvements for future, and listening to feedback from you and your clients.

Take our income protection – it now delivers even more value for clients, with higher pay outs and more flexibility for the self-employed. 

And for you, we focus on making doing business easier. It’s now simpler to write more protection into trust, with our signature free, online approach. And our pre-sale underwriting tool gives you quick indicative decisions for over 3,600 conditions.

Plus you’ll always be able to speak to one of our team when you need it – from our business support unit that help you maximise our tools and make the most of industry tools, to a dedicated underwriter to work through those more complex cases.

With us, you get more than just protection solutions.

You get a partnership dedicated to your success and your clients' financial wellbeing.

You’re in safe hands.

“With us, you get more than just protection solutions, you get a partnership dedicated to your success and your clients' financial wellbeing.”

Fi Wynn, Head of Proposition

Our protection products

Personal protection

Flexible cover you can mix and match to meet your client’s needs and budget.

Find personal protection  Find personal protection

Business protection

Comprehensive cover to protect your business clients and their employees.

Find business protection  Find business protection

Relevant Life Plan

Find out more about this ‘death-in-service’ cover and the tax benefits it could offer your client.

Explore cover  Explore cover

Whole of Life Plan

A plan that lets you adjust your client's cover as their circumstances change.

Find flexible protection  Find flexible protection

Diabetes Life Cover

Includes access to a specialist nurse and reduced premium if your client's condition improves.

Find diabetes cover  Find diabetes cover

Additional protection services and options

Claims

Underwriting

Tools and resources

Inheritance tax planning

Stay informed on the latest developments and changes in inheritance tax, including new regulations on pension death benefits and business relief.