Affordability calculator

Designed to help build your business.

To help you assess your client's affordability and the level of cover they require, we have created a calculator for you to use with your client to help prompt them to think about all their monthly expenditure.

If you have any problems downloading the calculator, please send us an email.

Property costs

Cost per month (£)


Council tax

Home insurance

Home maintenance/improvements

Gas boiler maintenance

Utility bills


Household and personal


Paying off debts


Total amount of bills every month:

£ 0.00

Last updated: 14 Nov 2016

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.