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Tackling the gender pension and wealth gap research report

Published  27 March 2024
   45 min CPD

Our latest research report, Tackling the gender pension and wealth gap, looks at the differences between men and women in saving for retirement, their long-term savings and general approach to the protection market.

We explore how socio-economic issues translate into a gender pension and wealth gap, showing how income, childcare and perimenopause can affect women’s finances.

The report provides insights to better support meaningful conversations around the financial circumstances many women find themselves in when it comes to achieving their retirement and long-term savings goals, showing how you can support them to reach financial security.

CPD learning outcomes - 45 minutes

After reading this report, you'll understand

  • How employment inequalities in the UK impacts women’s pay and pension benefits
  • The reasons for the disparity in financial resilience between men and women
  • The impact of the menopause and caregiving on women’s working lives and how this affects retirement, long-term savings, and in the protection market
  • How advisers can help their clients and employers overcome the financial challenges women currently face.

What's covered

  • Financial resilience amongst women can be impacted by the fundamentals – like struggling with numbers and personal health or family circumstances
  • The financial impact of a woman taking a 12-year career break for childcare can be upwards of £91,713
  • Perimenopausal symptoms can affect a sizeable part of a woman’s working life, impacting their financial resilience.

Download the report

Tackling the gender pension and wealth gap research report

CPD certificate of completion

Once you've reviewed the CPD content, simply complete the short quiz below and fill out your details to receive a CPD certificate of completion.

Check your knowledge

To gain your CPD certificate answer the following questions.

1. According to the Office for National Statistics Wealth and Assets Survey, when looking at the money saved by people at normal minimum pension age, how much more have men typically saved into private pensions than females?
2. What percentage of employed women surveyed cited “I do not earn enough” as the main barrier to saving?
3. What percentage of women versus men surveyed used the services of a professional financial adviser?
4. Amongst homeowners, which of the following statements is true according to the research?
5. Amongst renters, what percentage of women have income protection in place?
6. According to men and women, what is the main workplace policy that would help working menopausal women to feel better supported?

CPD certificate details

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