Local seminar

Wednesday 4 March.

We hope that you can join us for a seminar that’s in your area.

You can register for either the morning, lunch or afternoon session where both speakers will be presenting.

The sessions will have a running time of 90 minutes, with the morning session being held in Preston, the lunch session in Liverpool, and the afternoon session near Manchester Airport. Food and refreshments are available at each venue before the seminars begin.

A CPD certificate of 45 minutes will be offered for Mike's session and a CPD certificate of 45 minutes will be offered for Ryan's session.

Hear Head of UK Sustainable Investments for Royal London, Mike Fox, speak on 'Sustainable Investing - The Past, the present and the future'. Joined by Senior Business Development Manager, Ryan Medlock who will present 'Back to the sustainable future'. 

Steve Webb, Director of Policy at Royal London will provide an update on the latest initiatives from regulators and government which will shape the world of pensions in the coming year. This will include: The DB to DC transfer market and the regulatory environment; next steps on automatic enrolment; the future of pension tax relief; consolidation in workplace pensions; and the forthcoming Pensions Bill.

Learning outcomes:

  • A better understanding of potential actions by regulators which could affect your business
  • Insight into the likely development of policy on pension tax relief and its implications for financial planning
  • An understanding of the evolving landscape around workplace pensions

Steve Webb - Director of Policy and External Communications

Steve Webb is Director of Policy at Royal London. He was Minister of State for Pensions between 2010 and 2015, the longest-serving holder of the post. During that time he implemented major reforms to the state pension system, oversaw the successful introduction of automatic enrolment and played a key role in the new pension freedoms implemented in April 2015. Steve was a Liberal Democrat MP from 1997 to 2015. Before this he was professor of social policy at Bath University for two years, having previously worked for nine years as an economist at the Institute for Fiscal Studies. He was awarded a knighthood in the 2017 New Year’s Honours list.

It’s been an eventful period since MiFID II was introduced back in January 2018. Its implementation caught a lot of the industry cold and continues to bite in a number of different ways. There is now much more of an onus on product manufacturers and advisers to provide more information to both the regulator and to clients. Yet there remains a huge amount of confusion and different interpretations of the various requirements and rules.

This presentation breaks through the background noise and looks at the main adviser impacts of MiFID II from the costs and charges disclosure requirements to the new PROD rules and the infamous 10% drop reporting rule. We also include a number of planning points to demonstrate practical measures advisers can use to alleviate some of the issues that MiFID II has inadvertently triggered.

Learning outcomes:

  • To identify the main adviser impacts of the Markets in Financial Instruments Directive II (MiFID II).
  • Develop a greater awareness of the costs and charges disclosure requirements.
  • Comprehend the impacts of MiFID II on the different centralised investment propositions (CIP).
  • Understand how MiFID II implements the FCA product governance (PROD) rules.

Ryan Medlock - Senior Business Development Manager, Royal London

Ryan’s journey with Royal London began back in 2008 after starting his career in compliance with Aviva. As an Investment Proposition Manager, Ryan learnt how to live and breathe Royal London's Governed Range contributing to both its growth and development as well as speaking all things investment at adviser events. Ryan moved to Aberdeen Standard Investments in 2017 for a stint in the strategic client’s relationship team before a return to the Royal London adventure followed in October 2018 and becoming a senior business development manager focusing on pensions. Ryan holds the IMC qualification.

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.