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You searched for the term workplace pension Your search returned the following 40 results...
 
  • Governed Portfolios turn ten - Royal London for advisers

    Governed Portfolios turn ten We’re celebrating a decade of delivering strong performance for our workplace pension customers throughout stormy market conditions. Our Governed Portfolios have a proven ten-year track record of delivering on performance, governance and risk management. And your...

  • Changing our default investment to drawdown - Royal London for advisers

    Changing our default investment to drawdown 24 January 2018 Share Share We are changing our investment default for workplace pension customers to Balanced Lifestyle Strategy (Drawdown) from February. We are changing our investment default for workplace pension customers to Balanced Lifestyle...

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    Investment overview

    News

  • Workplace pensions - Royal London for advisers

    Our workplace pension We know that choosing a workplace pension can be a tricky business. So we focus on what really matters to employers. Our award-winning workplace pensions offer flexible employer contribution levels, high-quality investment options, and a range of retirement options. Reasons...

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    Workplace pensions

  • Workplace pensions for independent schools - Royal London for advisers

    Workplace pensions for independent schools Royal London’s Senior Pension Development and Technical Manager's Moira Warner and Justin Corliss talk about the increase in employer contributions to the Teachers’ Pension Scheme, and the impact on independent schools. CPD learning outcomes - 40 minutes...

  • Workplace pensions CPD Webinar - Royal London for advisers

    ...directly with the business owner and the people they employ. CPD learning outcomes - 60 minutes After watching this webinar, you will be able to: Describe the size of the workplace pension market. Understand the concerns of employers in relation to workplace pensions. Demonstrate the benefit of salary exchange in workplace pensions. Identify ways to add value to workplace pension schemes.

  • What’s next for workplace pensions? - Royal London for advisers

    ...with our new Akademia video Watch now   What we'll cover The scale of the auto enrolment market and opportunities it represents What happens when an employer fails to pay auto enrolment fines How to approach moving a scheme Find out more about our workplace pension  We’re working hard to help you make...

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    News

  • ONS statistics show there’s important lessons still to be learned about pensions - Royal London for advisers

    ...in a workplace pension scheme. However, insights from the recently published Office for National Statistics’ (ONS) Wealth and Assets survey show much more needs to be done if we’re to crack the retirement saving challenge, with figures pointing to a huge lack of awareness around auto enrolment and pension...

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    News

    Blog

  • DB pension transfer advice consultation - Royal London for advisers

    ...involved in full transfer advice.  These are often the most costly and time consuming elements, not least of which is knowing the member’s circumstances in sufficient detail to ascertain whether a transfer is likely to meet their needs. Suitability against a workplace pension scheme While we support...

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    Defined Benefit

    News

    Blog

  • Submit applications easily - Royal London for advisers

    * * Online form already exists that allows information to be provided directly without the application form needing to be uploaded. Submitting workplace pension application forms You can use our workplace pension online form to upload copies of scanned workplace pension application forms that have...

  • The death of retirement – a boost for protection? - Royal London for advisers

    The death of retirement – a boost for protection? Ross Jackson 4 May 2016 According to our recent report on the death of retirement, changes in workplace pension provision mean that coming generations of retirees could have a radically different experience of retirement from their parents...

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    Blog

  • Salary Sacrifice and the Job Retention Scheme example - Royal London for advisers

    Salary Sacrifice and the Job Retention Scheme example 17 April 2020 Share Share Here’s an example which demonstrates some of the issues introducing the Job Retention Scheme (JRS) to a workplace pension which is set up on a salary exchange basis. Key points: Schemes that have been set up with salary...

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    News

    Blog

  • Worried about auto enrolment profitability? - Royal London for advisers

    Workplace pension calculators  Use our calculators to help you build robust, workable solutions. With increasing regulatory pressure on your business, the need to clearly define your services and charges has never been greater.  We've developed two calculators that will help you build a clear...

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    Workplace pensions

    Auto enrolment

  • Royal London seminar 5 & 6 March - Royal London for advisers

    . This presentation aims to show you how we can support you and your clients in making the move between pension providers seamless and straightforward. Justin Corliss- Workplace Pensions - A Twist in the Tale Hear from Justin Corliss as he talks about the UK workplace pensions market - the products being used...

  • Information and guidance - Royal London for advisers

    Pensions - Technical Central Most popular topics COVID-19 (coronavirus) – workplace pension schemes These Q&As will help with your client conversations about their workplace pension scheme. We’ve split them into two – general questions about what employers need to consider, and the Government’s...

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    Information and guidance

  • Quilter Pensions - Royal London for advisers

    Workplace pensions We know that choosing a workplace pension can be a tricky business. So we focus on what really matters to employers. Profitshare We've given our members and customers another little boost. Pensions technical central Technical information and guidance from Royal London. Our mobile...

  • FCA policy statement signals big changes in the pension transfer advice market - Royal London for advisers

    ...to arrange a transfer for the client. Full advice is required for this. The regulator says they expect that when abridged advice results in an unclear outcome and the client proceeds to full advice, this will still result in some recommendations not to transfer. Considering the workplace pension...

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    News

    Blog

  • Our implementation process - Royal London for advisers

    Our implementation process When it comes to your client’s workplace pension, we believe they deserve the royal treatment. And it starts from day one. Setting the scheme up right first time We’ll assign your client their own dedicated implementation manager, who knows our workplace pension inside...

  • Award winning pensions for your independent school clients - Royal London for advisers

    Award winning pensions for independent schools We know that choosing a workplace pension for your clients can be a tricky business. So we focus on what really matters to employers. Our award-winning workplace pensions offer flexible employer contribution levels, high-quality investment options...

  • Employers open to pension contribution increases alongside pay rises - Royal London for advisers

    ...their experience to date and their views on the next stage of the process. Within the group, responses were received from small (< 50 employees), medium (50 – 249) and large (>250) employers. One clear outcome from the survey is employers care, with 77% believing a workplace pension to be an important benefit...

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    News

  • Why choose Royal London for Pensions? - Royal London for advisers

    Why choose Royal London for Pensions? Supporting you to boost your business is one of our top priorities. Here's how we can help. Workplace pensions We know that choosing a workplace pension can be a tricky business. So we focus on what really matters to employers. Profitshare We've given our...

  • What does value for money in a DC default look like? - Royal London for advisers

    What does value for money in a DC default look like? Lorna Blyth 24 April 2018 Share Share The phrase ‘value for money’ is fast becoming a favourite phrase of the pensions industry. The regulator sees 'value for money' as a key outcome for workplace pension members and as a result both providers...

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    News

    Blog

  • Our summary and thoughts on the FCA’s recent feedback statement 19/5: Effective competition in non-workplace pensions - Royal London for advisers

    ...competition in the non-workplace pensions market in the UK. Their aim is to reduce the complexity and increase the transparency of charging structures between different pension products. The FCA is seeking feedback and is keen to explore any alternatives to its ideas with interested parties...

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    Opinion

    Workplace pensions

  • Royal London Seminar - 5 & 6 February - Royal London for advisers

    ...in this market. Justin also digs deeper into the adviser opportunities, like advising on business needs and dealing directly with the business owner and the people they employ. Learning outcomes: Describe the size of the workplace pension market Understand the concerns of employers in relation...

  • Pension transfer policy statement PS20/6 - Royal London for advisers

    ...is being applied. Understand the strengthened requirement to consider a workplace pension as a destination for pension transfers. Explain the features of abridged advice. Identify changes the FCA has introduced to empower consumers during the advice process.

  • Pension transfer policy statement PS20/6 podcast - Royal London for advisers

    CPD learning outcomes – 30 minutes After listening to this podcast you’ll be able to: Explain how the ban on contingent charging is being applied. Understand the strengthened requirement to consider a workplace pension as a destination for pension transfers. Explain the features of abridged advice. Identify changes the FCA has introduced to empower consumers during the advice process.

  • Parental leave and pensions - Royal London for advisers

    Parental leave and pensions We are often asked how parental leave impacts workplace pension schemes in terms of funding in general, auto enrolment and salary exchange. This article will explain each of these. Key facts During the period of ordinary and any additional paid parental leave, personal...

  • Key facts about auto enrolment - Royal London for advisers

    ...into a workplace pension plan and give other workers the option to join. Auto enrolment and the employer duties have and will continue to be a big challenge for employers. And, they’re likely to turn to you for support. We want to help you make the most of this opportunity so you can help employers...

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    Workplace pensions

    Auto enrolment

  • Use our tools for pensions and retirement - Royal London for advisers

    ...their needs. New business tracker Lets you track the progress of your individual pensions business in real-time. Salary exchange calculator Helps you work out the savings for employers and employees if salary exchange is used. Workplace pension calculators Helps you build a clear service proposition, while...

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    Tools

  • Pensions CPD hub - Royal London for advisers

    Directive (IDD) can be included in that. Policy statement PS20/6 podcast After listening to this podcast you’ll be able to: Explain how the ban on contingent charging is being applied. Understand the strengthened requirement to consider a workplace pension as a destination for pension transfers. Explain...

  • statutory phasing update - Royal London for advisers

    ...have been engaged in a huge programme to get millions of workers started on saving for their retirement. Over the last five years more than 800,000 employers have enrolled over eight million workers into workplace pension schemes. The programme has been a huge success; with opt out rates far below...

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    Auto enrolment

  • Royal London default investment - Royal London for advisers

    ...and updates Find out more Share our Guide to default investment with your corporate clients Download our default factsheet Balanced Lifestyle Strategy (Drawdown) Share our Guide to where your workplace pension is invested for employees Go to our investment options page to find out more about our...

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    Investment options

  • Governed Portfolios - Royal London for advisers

    ...to asset mix. Option to change the equity fund. View the latest details online. Find out more about our pension products that would allow your clients to access Governed Portfolios. Personal pension Workplace pension We've received independent validation of the governance structure and processes...

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    Investment options

  • Delivering our great service - Royal London for advisers

    ...to their own pension scheme website and can login to view their pension using our online service. And they can download our mobile app, to check in when it suits them. Find out more To find out more about the service you and your clients receive with our workplace pension, speak to your usual Royal London contact.

  • General and tools - Royal London for advisers

    General and tools Pensions and bankruptcy This article explores how bankruptcy can affect pensions. Pensions and bankruptcy Parental leave and pensions We are often asked how parental leave impacts workplace pension schemes in terms of funding in general, auto enrolment and salary exchange...

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    Information and guidance

  • Anti-money laundering - we’ve made some changes to our identity verification checks for workplace pensions - Royal London for advisers

    Anti-money laundering - we’ve made some changes to our identity verification checks for workplace pensions 2 April 2020 We’ve improved our identity checking process for new workplace schemes. We’ve removed the need for you to complete our money laundering form, and instead we’ll be carrying out...

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    News

    Blog

  • Pension transfer policy statement - Royal London for advisers

    ...advice, in addition to their existing requirement. At least 5 of the 15 hours must be provided by an independent provider external to any firm that employs or contracts services from the PTS. A requirement for advisers to consider the workplace pension (if available) as a destination...

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    News

    Blog

  • Communication and Engagement - Royal London for advisers

    , technical articles and our views on industry news. Technical expertise Our technical central is packed with help on pensions technical topics. Can’t find the answer? Your consultant can put you in touch with our technical team. Find out more To find out more about our workplace pension communications, speak to your usual Royal London contact.

  • Enriching your conversations - Royal London for advisers

    Our mobile app We’re doing more to help your clients see the value of their pension savings and if they’re on track for the retirement they want. Both workplace and individual customers can use the app to see their plan value, their contributions for the last 12 months and how their plan...

  • Will we ever summit the pension mountain? - Royal London for advisers

    ...to help your clients towards a better retirement. This research also has big implications for the mandatory 8% contribution rate from April 2019 for those who have been enrolled into a workplace pension.  This is a great start, but the government needs to act quickly to nudge people up to more realistic...

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    News

    Blog

  • Salary exchange - a better way to save - Royal London for advisers

    ...of a mortgage or loan. These days most lenders will calculate lending based on the notional salary – their salary before the exchange. How much can employers save? The amount an employer can save will depend on the size of their workplace pension scheme, and the value of salary exchanged. The examples...

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    Salary exchange

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.