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You searched for the term pensions dashboard Your search returned the following 40 results...
 
  • So what actually is the Pensions Dashboard? - Royal London for advisers

    So what actually is the Pensions Dashboard? Ian Macintyre 21 February 2019 Share Share In the first of a series on the Pension Dashboard, Ian Macintyre takes it back to basics. In all the conversations about delays, regulation and consultation it’s easy to lose track of what the Pensions Dashboard...

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    News

    Blog

  • So what does Pension Dashboard mean for advisers? - Royal London for advisers

    ...their pension engagement digitally too.  Advisers that can embed Dashboard into the services they offer clients, and use it to provide them with a streamlined service will be able to serve more clients in a profitable way.  Related content show more So what actually is the Pensions Dashboard? - Royal London...

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    News

    Blog

  • Pensions Dashboard – What’s changed, and what do you think? - Royal London for advisers

    ...from some of the more aggressive business models, will they reduce the overall positive impact of letting people access their pension data in one place?   Time will tell.  Related content show more So what actually is the Pensions Dashboard? - Royal London for advisers So what actually...

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    News

    Blog

  • Pension news from 2019 - Royal London for advisers

    ...preparations Feb 21 2019 An update for you ahead of Brexit So what actually is the Pensions Dashboard? Feb 23 2019 In the first of a series on the Pension Dashboard, Ian Macintyre takes it back to basics. We’re rated gold, 3 years in a row! Jul 8 2019 We’ve been awarded the highest accreditation (Gold...

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    News

    Blog

  • 2018 Autumn Budget Summary - Royal London for advisers

    pension schemes, while maintaining member protections. The FCA will consult by the end of 2018 on updating the permitted links framework to allow unit-linked pension funds to invest in an appropriate range of patient capital assets. Pensions cold calling 5.51 of HM Treasury - Budget 2018 and HM Treasury...

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    Information and guidance

  • Steve Webb looks back at 2018 in pensions - Royal London for advisers

    Steve Webb looks back at 2018 in pensions Steve Webb 19 December 2018 Share Share From DB transfers to Brexit: Steve Webb considers the big stories in pensions from the last 12 months. Transfers One of the dominant pension stories of 2018 was the large numbers of people taking advantage of pension...

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    News

    Blog

  • 2016 Budget Summary - Royal London for advisers

    .  Bridging pensions 2.60 of HM Treasury - Budget 2016 The pensions tax rules on bridging pensions will be aligned with DWP legislation following the introduction of the single tier state pension from 6 April 2016. Pension dashboard 2.61 of HM Treasury - Budget 2016 The Government will ensure...

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    Information and guidance

  • Budgets and Acts - Royal London for advisers

    ...increase Lifetime ISA – announcement ISA – overall maximum contribution increase Help to save – initiative for low incomes Annual allowance – confirmation Technical amendments to support pension flexibility Dependant scheme pension – authorised limit calculations Bridging pensions Pension dashboard...

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    Information and guidance

  • Employers open to pension contribution increases alongside pay rises - Royal London for advisers

    A dashboard showing all pensions in one place Encouragingly, when asked, 57% of employers said they are likely to improve member communications in the near future. Even without prompting, 20% claimed “improving member engagement” is a future priority. Contribution levels From April, statutory minimum...

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    News

  • Drawdown governance service - Royal London for advisers

    ...and money. Log onto our secure online service to get started. Once you’re logged in, the first thing you’ll see is your dashboard. It gives an instant health check of your clients’ plans and its colour coding lets you see how each plan performing. Each colour is rated 1 – 5, green through to red. 1...

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    Tools and support

  • Workplace pensions - Royal London for advisers

    Our workplace pension We know that choosing a workplace pension can be a tricky business. So we focus on what really matters to employers. Reasons to choose us Whether you’re helping your clients set up their first scheme or reviewing their existing provider, we want to make it simple for you...

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    Workplace pensions

  • Pensions on divorce - Royal London for advisers

    Pensions and divorce What are the options for dealing with pensions on divorce? Once pension assets have been identified and valued, the solicitors representing in a divorce will have to agree what is to be done with them as part of the financial settlement. Agree what is to be done with the assets...

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    Information and guidance

  • Pensions and bankruptcy - Royal London for advisers

    Pensions and bankruptcy This article explores how bankruptcy can affect pensions Key facts If a policyholder is declared bankrupt on or afer 29 May 2000, their pension plan will be protected from the bankruptcy process The Insolvency Service Technical Manual The Insolvency Service Accountant...

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    Personal

    Information and guidance

  • HMRC Pensions Tax Manual - Royal London for advisers

    HMRC Pensions Tax Manual HMRC produce a number of manuals for their staff. The guidance contain in this manual is not comprehensive nor will it provide a definitive answer in every case. The legislation and regulations behind the pension schemes tax regime. This HMRC manual replaced Registered...

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    Pension freedom

    Auto enrolment

    Information and guidance

    ...

  • Retirement options follow-up mailing - Royal London for advisers

    ...for the Government’s new pension freedoms. We’re now about to contact our pension customers under age 54 about pensions flexibility. We’ll also be mailing certain customers aged 54 or over about further enhancements we’ve made to some of our pension products. Timeline for the mailing w/c 22 Feb Adviser...

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    News

  • When it's happening - Royal London for advisers

    April 2012 and September 2017 have separate staging dates. Advising employers of their staging date Useful links Example TPR letter The Pensions Regulator (TPR) will tell employers when their staging date is twelve months before their staging date and send a reminder three months before their staging...

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    Workplace pensions

    Auto enrolment

  • Defined Benefit - Royal London for advisers

    Defined Benefit We’re experts and we give straightforward, pragmatic and cost effective advice tailored for your client. We have been managing and administering defined benefit pension schemes for almost 50 years. This gives us a frontline insight into the challenges and problems you and your...

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    Workplace pensions

    Defined Benefit

  • Worried about auto enrolment profitability? - Royal London for advisers

    Workplace pension calculators  Use our calculators to help you build robust, workable solutions. With increasing regulatory pressure on your business, the need to clearly define your services and charges has never been greater.  We've developed two calculators that will help you build a clear...

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    Workplace pensions

    Auto enrolment

  • Keeping records - Royal London for advisers

    Keeping records Employers will need to keep records about their workers and pension scheme to comply with their employer duties. They can use electronic or paper-filing systems to store records and they can use their existing business documentation, such as payroll records, to meet the requirements...

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    Workplace pensions

    Auto enrolment

  • Automatic enrolment and the employer duties factsheets - Royal London for advisers

    ...will have to consider when they are identifying workers. Phasing of contributions factsheet This factsheet explores some of the areas you should consider if a client is thinking of phasing contributions for their pension scheme. Qualifying earnings factsheet This factsheet explores some of the areas you...

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    Workplace pensions

    Auto enrolment

  • The Pensions Regulator - Royal London for advisers

    The Pensions Regulator (TPR) TPR will be responsible for ensuring that employers comply with their employer duties. How will TPR help to ensure that employers comply with the duties? Useful links TPR website Pensions Act 2008 TPR's approach will include: telling employers when their staging date...

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    Workplace pensions

    Auto enrolment

  • Support materials - Royal London for advisers

    Support material We have a comprehensive toolkit of support material to help you understand what auto enrolment is all about, why it's happening and what it means for your client's business. We have produced a set of handy guides to auto enrolment and the employer duties: Download our guide for advisers (37g0100) Download our gu...

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    Workplace pensions

    Auto enrolment

  • Key facts about auto enrolment - Royal London for advisers

    ...and the pension scheme which must be provided to TPR when requested. The Pensions Regulator (TPR) The employer duties are not optional. TPR will ensure employers comply with their duties. Although TPR's approach will be to educate and encourage compliance, employers will face substantial fines or even imprisonment if they don't comply.

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    Workplace pensions

    Auto enrolment

  • FCA consults further on pension transfer advice - Royal London for advisers

    FCA consults further on pension transfer advice Robin Nimmo 29 May 2018 Share Share Robin Nimmo considers the latest FCA consultation paper on pension transfer advice. On Monday 26 March the FCA published CP18/7, a further consultation on improving the quality of pension transfer advice, alongside...

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    Workplace pensions

    News

    Blog

  • Employer duties - Royal London for advisers

    Employer duties Employers will have different duties depending on the types of worker they employ. The tables below summarise the employer duties for each type of worker. Category of worker Overview of employer duties Eligible jobholder Provide certain information to the pension scheme and eligible...

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    Workplace pensions

    Auto enrolment

  • Our summary and thoughts on the FCA’s recent feedback statement 19/5: Effective competition in non-workplace pensions - Royal London for advisers

    ...competition in the non-workplace pensions market in the UK. Their aim is to reduce the complexity and increase the transparency of charging structures between different pension products. The FCA is seeking feedback and is keen to explore any alternatives to its ideas with interested parties...

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    Opinion

    Workplace pensions

  • Payroll assessment videos - Royal London for advisers

    Payroll assessment videos Our videos follow the typical activities for our fictional employer, Newco.

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    Workplace pensions

    Auto enrolment

  • The effect on the workforce - Royal London for advisers

    ...employment after the payment has been made, and subsequently been re-employed by the same employer the worker meets the definition of a 'qualifying person' for the purposes of separate UK legislation on occupational pension schemes and cross-border activities within the European Union the worker...

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    Auto enrolment

    Workplace pensions

  • General and tools - Royal London for advisers

    General and tools Parental leave and pensions We are often asked how parental leave impacts workplace pension schemes in terms of funding in general, auto enrolment and salary exchange. This article will explain each of these. Parental leave and pensions Pensions scams  An explanation of pension...

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    Information and guidance

  • Tax rates & allowances - Royal London for advisers

    Tax rates & allowances Details (current and historic) of the most commonly used tax rates and allowances. Capital Gains Tax Exempt Amounts Corporation Tax Income Tax Rates & Allowances (exc Scotland) Income Tax Rates & Allowances (Scotland) Inheritance Tax Inheritance tax exemptions for gifts Personal savings allowance Residence...

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    Rates and factors

  • Earnings Cap - Royal London for advisers

    Earnings Cap Tax Year Cap (£ p.a.) (RPI) Cap (£ p.a.) (CPI) 2019/2020 £166,200** £154,800*** 2018/2019 £160,800** £150,600*** 2017/2018 154,200** 145,800*** 2016/2017 150,600** 144,000*** 2015/2016 149,400** 144,000*** 2014/2015 145,800** 142,200*** 2013/2014 141,000** 138,000*** 2012/2013 137,400** 135,000*** 2011/2012 129,600*...

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    Rates and factors

  • National Average Earnings Index - Royal London for advisers

    National Average Earnings Index The National Average Earnings (NAE) Index stopped being a National Statistic in January 2010. The Office of National Statistics continued to publish this index until September 2010. Indices were published two months in arrears so the last index that was a National Statistic was that for October 20...

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    Rates and factors

  • Contracted-Out Salary Related Rebates - Royal London for advisers

    Contracted-Out Salary Related Rebates On 5 April 2016 all contracting-out certificates held by defined benefit schemes were cancelled automatically. Year Range 2001/02 2002/07 2007/12 2012/16 Employer 3.0% 3.5% 3.7% 3.4% Employee 1.6% 1.6% 1.6% 1.4%...

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    Rates and factors

  • Upper accrual point - Royal London for advisers

    Upper accrual point The Pensions Act 2007 put in place legislation to reform the State Second Pension so that it will become a flat-rate top-up to the Basic State Pension by 2030. The National Insurance Bill has brought forward this change and these changes will start in the 2009 tax year when...

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    Rates and factors

  • Capital Gains Tax Exempt Amounts and Rates - Royal London for advisers

    Capital Gains Tax Exempt Amounts and Rates   2019/20 2018/19 2017/18 2016/17 2015/16 Individuals £12,000 £11.700 £11,300 £11,100 £11,100 Trustees - reduced by 50% for most trusts £6,000 £5,850 £5,650 £5,500  £5,550 Principle Private Residence Exemption No limit No limit No limit No Limit  No limit Chattels Exemption £6,000 £6,00...

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    Rates and factors

  • Automatic enrolment earnings thresholds - Royal London for advisers

    Automatic enrolment earnings thresholds Tax Year Lower level of qualifying earnings Earnings trigger for automatic enrolment Upper level of qualifying earnings 2019/20 £6,136 £10,000 £50,000 2018/19 £6,032 £10,000 £46,350 2017/18 £5,876 £10,000 £45,000 2016/17 £5,824 £10,000 £43,000 2015/16 £5,824 £10,000 £42,385 2014/15 £5,772...

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    Auto enrolment

    Rates and factors

  • Statutory Sick Pay - Royal London for advisers

    Statutory Sick Pay Year Condition Weekly amount 2019/20 Payable for first 28 weeks of sickness to employees with earnings over £118 p.w. £94.25 2018/19 Payable for first 28 weeks of sickness to employees with earnings over £116 p.w. £92.05 2017/18 Payable for first 28 weeks of sickness to employees with earnings over £113 p.w. £...

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    Rates and factors

  • Personal Pension/Stakeholder Rebates - Royal London for advisers

    Personal Pension/Stakeholder Rebates All contracted out personal pension and stakeholder pension plans will automatically be contracted back in on 5 April 2012.   2007/08 2008/09 2009/10 2010/11 2011/12 Age * Tier1 Tier2 Tier3 Tier1 Tier2 Tier3 Tier1 Tier2 Tier3 Tier1 Tier2 Tier3 Tier1 Tier2 Tier3...

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    Rates and factors

  • Standard Lifetime Allowance - Royal London for advisers

    Standard Lifetime Allowance The history of standard lifetime allowance for the different tax years from 2006/07 to 2019/20. Tax year Standard lifetime allowance 2019/2020 £1,055,000 2018/2019 £1,030,000 2017/2018 £1,000,000 2016/2017 £1,000,000 2015/2016 £1,250,000 2014/2015 £1,250,000 2013/2014 £1,500,000 2012/2013 £1,500,000 2...

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    Rates and factors

  • Universal credit - Royal London for advisers

    Universal credit Universal Credit payment is made up of a standard allowance and any extra amounts that apply. The amount of Universal Credit depends on an individual’s earnings and if individual circumstances are assessed every month what’s paid may change. The benefit cap may limit the total amount of benefit. Standard allowan...

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    Rates and factors

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.