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You searched for the term pensions dashboard Your search returned the following 40 results...
 
  • So what actually is the Pensions Dashboard? - Royal London for advisers

    So what actually is the Pensions Dashboard? Ian Macintyre 21 February 2019 Share Share In the first of a series on the Pension Dashboard, Ian Macintyre takes it back to basics. In all the conversations about delays, regulation and consultation it’s easy to lose track of what the Pensions Dashboard...

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    News

    Blog

  • So what does Pension Dashboard mean for advisers? - Royal London for advisers

    ...their pension engagement digitally too.  Advisers that can embed Dashboard into the services they offer clients, and use it to provide them with a streamlined service will be able to serve more clients in a profitable way.  Related content show more So what actually is the Pensions Dashboard? - Royal London...

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    News

    Blog

  • Pensions Dashboard – What’s changed, and what do you think? - Royal London for advisers

    ...from some of the more aggressive business models, will they reduce the overall positive impact of letting people access their pension data in one place?   Time will tell.  Related content show more So what actually is the Pensions Dashboard? - Royal London for advisers So what actually...

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    News

    Blog

  • Making sure Pensions Dashboard does what it’s supposed to - Royal London for advisers

    ...are low. This group is also at risk of assuming that being part of an auto enrolment scheme on its own means they don’t have to take an interest in their pensions.  Not losing sight of the goal While one of the main objectives of the dashboard is engaging more people with their pension, it seems there’s...

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    News

    Blog

  • Pension news from 2019 - Royal London for advisers

    . Our Brexit preparations Feb 21 2019 An update for you ahead of Brexit So what actually is the Pensions Dashboard? Feb 23 2019 In the first of a series on the Pension Dashboard, Ian Macintyre takes it back to basics. We’re rated gold, 3 years in a row! Jul 8 2019 We’ve been awarded the highest...

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    News

    Blog

  • 2018 Autumn Budget Summary - Royal London for advisers

    pension schemes, while maintaining member protections. The FCA will consult by the end of 2018 on updating the permitted links framework to allow unit-linked pension funds to invest in an appropriate range of patient capital assets. Pensions cold calling 5.51 of HM Treasury - Budget 2018 and HM Treasury...

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    Information and guidance

  • Steve Webb looks back at 2018 in pensions - Royal London for advisers

    Steve Webb looks back at 2018 in pensions Steve Webb 19 December 2018 Share Share From DB transfers to Brexit: Steve Webb considers the big stories in pensions from the last 12 months. Transfers One of the dominant pension stories of 2018 was the large numbers of people taking advantage of pension...

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    News

    Blog

  • Why we're reaffirming our adviser commitments - Royal London for advisers

    ...for retirement, and the scale these investable assets will provide in the future. Not to mention, the exciting prospect of Pensions Dashboard, bringing with it the chance to automate processes – freeing up time for advice. With these opportunities on the horizon, and the market growing and profitable – it’s...

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    Opinion

    Opportunity

    News

    ...

  • 2016 Budget Summary - Royal London for advisers

    .  Bridging pensions 2.60 of HM Treasury - Budget 2016 The pensions tax rules on bridging pensions will be aligned with DWP legislation following the introduction of the single tier state pension from 6 April 2016. Pension dashboard 2.61 of HM Treasury - Budget 2016 The Government will ensure...

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    Information and guidance

  • Budgets and Acts - Royal London for advisers

    ...calculations Bridging pensions Pension dashboard Pensions and inheritance tax Financial advice market review – employer arranged pensions advice Salary exchange – government review Class 2 NI contributions – abolished from April 2018 Strengthening the incentive to save – consultation on pension tax...

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    Information and guidance

  • Employers open to pension contribution increases alongside pay rises - Royal London for advisers

    A dashboard showing all pensions in one place Encouragingly, when asked, 57% of employers said they are likely to improve member communications in the near future. Even without prompting, 20% claimed “improving member engagement” is a future priority. Contribution levels From April, statutory minimum...

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    News

  • Drawdown governance service - Royal London for advisers

    Drawdown governance service Coronavirus has had a significant impact on financial markets – that’s why it’s more important than ever to review your clients’ pension plans - especially if they’re relying on this to provide them with a regular income. Supporting you and your pensions clients Find out...

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    Tools and support

  • Workplace pensions - Royal London for advisers

    Our workplace pension We know that choosing a workplace pension can be a tricky business. So we focus on what really matters to employers. Our award-winning workplace pensions offer flexible employer contribution levels, high-quality investment options, and a range of retirement options. Reasons...

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    Workplace pensions

  • Pensions and bankruptcy - Royal London for advisers

    Pensions and bankruptcy This article explores how bankruptcy can affect pensions Key Facts If a policyholder is declared bankrupt on or after 29 May 2000, their pension plan will be protected from the bankruptcy process The Insolvency Service Technical Manual The Insolvency Service Accountant...

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    Personal

    Information and guidance

  • Pensions on divorce - Royal London for advisers

    Pensions and divorce What are the options for dealing with pensions on divorce? Key points There are 3 options available for dealing with pensions on divorce Offsetting the pension against other matrimonial assets A pension attachment order (formerly known as earmarking) A pension sharing order...

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    Information and guidance

  • HMRC Pensions Tax Manual - Royal London for advisers

    HMRC Pensions Tax Manual HMRC produce a number of manuals for their staff. The guidance contained in this manual is not comprehensive nor will it provide a definitive answer in every case. The legislation and regulations behind the pension schemes tax regime. This HMRC manual replaced Registered...

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    Pension freedom

    Auto enrolment

    Information and guidance

    ...

  • Retirement options follow-up mailing - Royal London for advisers

    ...for the Government’s new pension freedoms. We’re now about to contact our pension customers under age 54 about pensions flexibility. We’ll also be mailing certain customers aged 54 or over about further enhancements we’ve made to some of our pension products. Timeline for the mailing w/c 22 Feb Adviser...

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    News

  • General and tools - Royal London for advisers

    General and tools Pensions and bankruptcy This article explores how bankruptcy can affect pensions. Pensions and bankruptcy Parental leave and pensions We are often asked how parental leave impacts workplace pension schemes in terms of funding in general, auto enrolment and salary exchange...

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    Information and guidance

  • Our summary and thoughts on the FCA’s recent feedback statement 19/5: Effective competition in non-workplace pensions - Royal London for advisers

    ...competition in the non-workplace pensions market in the UK. Their aim is to reduce the complexity and increase the transparency of charging structures between different pension products. The FCA is seeking feedback and is keen to explore any alternatives to its ideas with interested parties...

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    Opinion

    Workplace pensions

  • Key facts about auto enrolment - Royal London for advisers

    ...and the pension scheme which must be provided to TPR when requested. The Pensions Regulator (TPR) The employer duties are not optional. TPR will ensure employers comply with their duties. Although TPR's approach will be to educate and encourage compliance, employers will face substantial fines or even imprisonment if they don't comply.

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    Workplace pensions

    Auto enrolment

  • FCA consults further on pension transfer advice - Royal London for advisers

    FCA consults further on pension transfer advice Robin Nimmo 29 May 2018 Share Share Robin Nimmo considers the latest FCA consultation paper on pension transfer advice. On Monday 26 March the FCA published CP18/7, a further consultation on improving the quality of pension transfer advice, alongside...

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    Workplace pensions

    News

    Blog

  • Payroll assessment videos - Royal London for advisers

    Payroll assessment videos Our videos follow the typical activities for our fictional employer, Newco.

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    Workplace pensions

    Auto enrolment

  • The Pensions Regulator - Royal London for advisers

    The Pensions Regulator (TPR) TPR will be responsible for ensuring that employers comply with their employer duties. How will TPR help to ensure that employers comply with the duties? Useful links TPR website Pensions Act 2008 TPR's approach will include: telling employers when their staging date...

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    Workplace pensions

    Auto enrolment

  • The effect on the workforce - Royal London for advisers

    ...employment after the payment has been made, and subsequently been re-employed by the same employer the worker meets the definition of a 'qualifying person' for the purposes of separate UK legislation on occupational pension schemes and cross-border activities within the European Union the worker...

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    Auto enrolment

    Workplace pensions

  • Employer duties - Royal London for advisers

    Employer duties Employers will have different duties depending on the types of worker they employ. The tables below summarise the employer duties for each type of worker. Category of worker Overview of employer duties Eligible jobholder Provide certain information to the pension scheme and eligible...

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    Workplace pensions

    Auto enrolment

  • Worried about auto enrolment profitability? - Royal London for advisers

    Workplace pension calculators  Use our calculators to help you build robust, workable solutions. With increasing regulatory pressure on your business, the need to clearly define your services and charges has never been greater.  We've developed two calculators that will help you build a clear...

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    Workplace pensions

    Auto enrolment

  • Automatic enrolment and the employer duties factsheets - Royal London for advisers

    ...will have to consider when they are identifying workers. Phasing of contributions factsheet This factsheet explores some of the areas you should consider if a client is thinking of phasing contributions for their pension scheme. Salary exchange factsheet This factsheet will tell you what you'll need...

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    Workplace pensions

    Auto enrolment

  • Keeping records - Royal London for advisers

    Keeping records Employers will need to keep records about their workers and pension scheme to comply with their employer duties. They can use electronic or paper-filing systems to store records and they can use their existing business documentation, such as payroll records, to meet the requirements...

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    Workplace pensions

    Auto enrolment

  • Support materials - Royal London for advisers

    Support material We have a comprehensive toolkit of support material to help you understand what auto enrolment is all about, why it's happening and what it means for your client's business. We have produced a set of handy guides to auto enrolment and the employer duties: Download our guide for advisers (37g0100) Download our gu...

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    Workplace pensions

    Auto enrolment

  • Looking after your client’s financial wellbeing - Royal London for advisers

    ...financial wellbeing - Royal London for advisers Looking after your client’s financial wellbeing 17 April 2020 Share Share During these difficult and challenging times, whether it’s your individual... Pension product information - Royal London for advisers ...will impact advisers and drive...

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    Online service

    Personal pensions

    Workplace pensions

    ...

  • Contracted-In Contribution Rates - Royal London for advisers

    Contracted-In Contribution Rates This table will not be updated after the 2015/16 tax year.  For rates and earnings limits for later years see our new National Insurance rates and earnings limits page   Weekly Earnings Monthly Earnings Annual Earnings     Year From To From To From To Employee Contribution Employer Contribution 2...

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    Rates and factors

  • Retail Prices Index - Royal London for advisers

    Retail Prices Index Details of the monthly Retail Prices Index (RPI) dating back to 1948 outlined in a table. Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2020 290.6 292.0 292.6 292.6                 2019 283.0 285.0 285.1  288.2 289.2  289.6 289.5 291.7 291.0 290.4 291.0 291.9  2018 276.0 278.1  278.3  279.7  280.7  281...

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    Rates and factors

  • Contracted-Out Salary Related Contribution Rates - Royal London for advisers

    Contracted-Out Salary Related Contribution Rates On 6 April 2016 all contracting-out certificates held by defined benefit schemes will be cancelled automatically. From 6 April 2016 the National Insurance Contracted-In Contribution Rates should be used. This table will not be updated after the 2015/16 tax year.  For rates and ear...

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    Rates and factors

  • Pension Credit - Royal London for advisers

    Pension Credit The DWP have produced a detailed guide to Pension Credit for advisers which you may find useful. Guarantee Credit (Tax Year 2020/21)   Single Pensioner Married Couple Guarantee Credit £173.75 p.w. £265.20 p.w. Capital Limit £10,000 - Any amount over this limit is converted...

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    Rates and factors

  • Inheritance tax exemptions for gifts - Royal London for advisers

    Inheritance tax exemptions for gifts There’s usually no Inheritance Tax to pay on small gifts made out of normal income, such as Christmas or birthday presents. These are known as ‘exempted gifts’. There’s no Inheritance Tax to pay on gifts between spouses or civil partners. A spouse or civil partner can give their partner as mu...

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    Rates and factors

  • Tax rates & allowances - Royal London for advisers

    Tax rates & allowances Details (current and historic) of the most commonly used tax rates and allowances. Capital Gains Tax Exempt Amounts Corporation Tax Income Tax Rates & Allowances (exc Scotland) Income Tax Rates & Allowances (Scotland) Inheritance Tax Inheritance tax exemptions for gifts Personal savings allowance Residence...

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    Rates and factors

  • Income Tax Rates & Allowances - Royal London for advisers

    Income Tax Rates & Allowances (UK excluding Scotland) Personal Allowances   2020/21 2019/20 2018/19 Single person               £12,500 £12,500 £11,850 Since 2016/17, all individuals will be entitled to the same personal allowance, regardless of the individuals’ date of birth.  From 6 April 2010, the personal allowances will red...

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    Rates and factors

  • Fixed Rate GMP Revaluation - Royal London for advisers

    Fixed Rate GMP Revaluation Date of termination of C/O employment Fixed Rate of Revaluation 6 April 2017 - 5 April 2022 3.5% 6 April 2012 - 5 April 2017 4.75% 6 April 2007 - 5 April 2012 4.0% 6 April 2002 - 5 April 2007 4.5% 6 April 1997 - 5 April 2002 6.25% 6 April 1993 - 5 April 1997 7.0% 6 April 1988 - 5 April 1993 7.5% before...

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    Rates and factors

  • Consumer Prices Index - Royal London for advisers

    Consumer Prices Index Details of CPI dating back to 1988. Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2020 108.2 108.6 108.6 108.5                 2019 106.4 106.8  107.0  107.6 107.9 107.9 107.9  108.4 108.5 108.3 108.5 108.5  2018 104.4 104.9  105.0  105.4  105.8  105.8 105.8 106.5 106.6  106.7  107.0 107.1  2017 101.

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    Rates and factors

  • Statutory Sick Pay & Incapacity Benefits - Royal London for advisers

    Statutory Sick Pay & Incapacity Benefits Details (current and historic) of statutory sick pay and incapacity benefits. Employment support allowance replaced Incapacity Benefit for new claims after 26 October 2008. Employment and Support Allowance Incapacity Benefits Statutory Sick Pay...

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    Rates and factors

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.