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You searched for the term drawdown CRP centralised investment proposition Your search returned the following 40 results...
 
  • The rise (and expected rise) of CRPs - Royal London for advisers

    ...interest in adopting a CRP approach has been much more muted than the rapid take up of centralised investment proposition (CIPs) that we saw post Retail Distribution Review. Part of the issue may stem from confusion with terminology. The first feature in this series highlighted that many adviser...

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    Income Release

    Retirement Solutions

    News

    ...

  • Benefit options - Royal London for advisers

    ...to review income drawdown plans in a compliant and cost effective manner. Recorded on 18 November 2020. Income drawdown - the good, the bad and the ugly CPD |Centralised retirement propositions – In this webinar, we explore the intricacies of centralised investment proposition (CIP) and centralised...

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    Information and guidance

  • Now is the time to review your drawdown advice process - Royal London for advisers

    ...for advisers ...interest in adopting a CRP approach has been much more muted than the rapid take up of centralised investment proposition (CIPs) that we saw post... Benefit options - Royal London for advisers ...to review income drawdown plans in a compliant and cost effective manner. Recorded on 18...

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    News

    Blog

  • CRPs and Covid-19 - Royal London for advisers

    proposition (CRP) is a much more sophisticated vehicle than just taking a centralised investment proposition (CIP) and swapping the investment fund for one aimed at retirement clients. Retirement advice is fundamentally different to advice in accumulation and a CRP framework reflects those key...

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    News

    Blog

  • Governed Range for drawdown - Royal London for advisers

    Governed Retirement Income Portfolios (GRIPs) An investment proposition specifically for income drawdown. Our Governed Retirement Income Portfolios (GRIPs) are designed for customers who are looking to take a regular income. They come with the same expert governance and automatic updates...

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    Investment options

  • De(CIP)hering CRPs - Royal London for advisers

    The centralised investment proposition (CIP) was spawned from the Regulator’s ‘Assessing Suitability’ paper all the way back in 2012. In its broadest sense, a CIP allows you to deliver a consistent and repeatable investment process for your clients and its popularity has continued to go from strength...

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    Investment governance

    News

    Blog

  • CRPs – retirement planning’s final frontier? - Royal London for advisers

    ...a centralised investment proposition (CIP) approach used for accumulation clients and then swap the investment solution to a more income-orientated investment strategy. However, I’d argue that CRP’s need to go much further than just being a CIP for retirement clients. In fact, I actually believe...

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    News

    Blog

    Retirement planning

  • Covid-19 – advising through the storm - Royal London for advisers

    ...income requirements have actually increased, have a discussion with the client and review their plan to determine whether they can take additional risk to achieve a more sustainable level of income. 3. Time to consider a centralised retirement proposition (CRP) approach? The argument for adopting...

  • Centralised retirement propositions - Royal London for advisers

    Centralised retirement propositions In this webinar, Ryan explores the intricacies of centralised investment proposition (CIP) and centralised retirement proposition (CRP) frameworks, their relationship with the PROD rules and looks at how the financial planning community has been adopting...

  • Managing a drawdown plan through volatile markets - Royal London for advisers

    ...for advisers ...that a centralised retirement proposition (CRP) is more than just the latest retirement buzz word. Despite this there still appears to be no... Centralised retirement propositions - Royal London for advisers Centralised retirement propositions In this webinar, Ryan explores...

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    Blog

  • Income drawdown - Royal London for advisers

    ...an income. Full range of investment options available, excluding the with profits fund. Find out more Visit the drawdown section of our website for more information about our drawdown proposition. You'll also find more information about how Income Release works in our Pension Portfolio technical guide.

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    Personal

    Income Release

  • Pensions CPD hub - Royal London for advisers

    Centralised retirement propositions After watching this webinar you’ll be able to: recognise the FCA’s concerns about retirement income advice develop an understanding of the relationship between the PROD rules, centralised investment propositions (CIP)s and centralised retirement propositions (CRP)s...

  • Find the right application form - Royal London for advisers

    ...and/or take tax-free cash or income payments from an existing capped or flexi-access drawdown Pension Portfolio Income Release Additional contribution with tax-free cash and start/change income application form (65A39) If they’re using a Self Investment Plan to: Make an initial regular and/or single...

  • Why are drawdown transfers few and far between? - Royal London for advisers

    ...add to the existing FCA rules on how at retirement advice will be judged, call for clients to be segmented into target market groups with similar characteristics, needs and objectives. As part of a robust Centralised Retirement Proposition (CRP), these target market groups are aligned...

  • Capped income drawdown and review dates - Royal London for advisers

    ...of the income drawdown fund and member's age. The new limit for the next three years is then set at 150% of the revised amount. The maximum amount of income normally changes following a review. By how much depends on the investment performance of the fund, the amount of income taken during the reference...

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    Information and guidance

  • Governed range factsheets - Royal London for advisers

    Governed Range factsheets and datasheets View our factsheets for key fund information and datasheets for more in-depth information including holdings, performance and tactical commentary. Choose from our investment solutions below to view the latest factsheets and datasheets. Choose an investment...

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    Fund information

  • 65rt01123-key-messages-for-your-suitability-reports.rtf

    ...apply; FUND VALUE AMC DISCOUNT APPLIED £30,300 or less 0.10% £30,300 - £60,700 0.50% £60,700 - £182,000 0.55% £182,000 - £607,000 0.60% £607,000 or more 0.65% Royal London offers a wide variety of investment options which you can choose to invest in. Their range of adviser charging options can...

  • Complete investment solution - Royal London for advisers

    . Clients can also invest in the stock market through our execution only online share dealing service. Our panel of discretionary fund managers offer a professional investment service taking on the responsibility of selecting and monitoring your client’s investments. Clients can also invest in other...

  • Retirement Outcomes Review – Part 2 of 2 - Royal London for advisers

    ...coming into force on 1 August 2020. Investment pathways Non-advised customers must be offered investment pathways when they move pension savings into drawdown or transfer funds already in drawdown into a new drawdown arrangement.  The main exception to this is when a provider is following an existing...

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    News

    Blog

  • Download our pensions literature - Royal London for advisers

    ...options guide (Client brochure) (BR5P10004)  Talisman pension range literature Talisman pension range Retirement Options Charges Summary (18B2) Talisman Retirement Options Income Drawdown (24P2) Change of Investment Application Form (2TA0105) Talisman Pension Plans (1986) Charges Leaflet (16L20...

  • Investment standards - Royal London for advisers

    ...of centralised investment proposition (CIP) and centralised retirement proposition (CRP) frameworks, their relationship with the PROD rules and looks at how the financial planning community has been adopting and integrating these models within formal advice processes. Recorded on 19 November 2020. Centralised...

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    Information and guidance

  • Keeping our customer informed - Royal London for advisers

    ...and the remaining amount would be taxed as income at the appropriate rate. 2TLT1334 - Existing drawdown (older contracts) This notice sets out the changes we are making to clients’ income drawdown retirement options under their plan with effect from 6 April 2015. 2TLT1335 - Pension Portfolio (plans...

  • Our workplace pension investment options - Royal London for advisers

    Our workplace pension investment options All auto enrolment schemes need to have a suitable default investment option in place for employees who don’t want to make investment decisions. Our Governed Range offers a number of ready-made options, each with a wide range of carefully crafted investments...

  • Retirement options follow-up mailing - Royal London for advisers

    ) to provide clarity on some of the investment options available through the Core Investments and how these work. allowing benefits to be paid to a beneficiary after the death of the client rather than being restricted to being paid only to a dependant. allowing beneficary drawdown as an option...

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    News

  • Why transfers in drawdown (TIDs) will be a key theme for advisers and the industry - Royal London for advisers

    investment strategy may have been appropriate while the customer is in accumulation, but does it remain appropriate when they start decumulating? While some drawdown providers offer investment strategies targeted for the decumulation stage, there are others who don’t and the client risks finding...

  • UFPLSvsDrawdown - Royal London for advisers

    UFPLS vs Drawdown There are a number of different ways to take money out of your pension fund. But depending on the route chosen, the age of the individual, the tax implications and impact on future pension savings will be different. In this article we are looking at taking benefits in phases...

  • Pensions A to Z - Royal London for advisers

    Benefit options summary Business structures and pensions C Capital gains tax exempt amounts Capped income drawdown and review dates Carry forward Carry forward made easy(ish) Carry forward - transitional rules for DB schemes (pre 6 April 2016) Carry forward - transitional rules for DC schemes (pre 6...

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    Pension freedom

    Auto enrolment

    Information and guidance

    ...

  • Remuneration - Royal London for advisers

    ...contribution into your client’s plan before cancelling units to pay the adviser charge. We'll always deduct the charge from your client's plan before making a payment to you. Self Investments and income drawdown If your client uses our Self Investment and/or our income drawdown facility – Income...

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    Personal

    Pension Portfolio

  • New Defaqto drawdown guide - ‘Using drawdown to provide a sustainable income’ - Royal London for advisers

    ...experienced as a result of COVID-19 and its impact on retirement portfolios.” Download a copy of the guide now.  Related content show more Governed Range for drawdown - Royal London for advisers Governed Retirement Income Portfolios (GRIPs) An investment proposition specifically for income drawdown...

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    News

    Blog

  • Investment factsheets and prices - Royal London for advisers

    Investment factsheets and prices We aim to provide access to a comprehensive range of funds and fund managers through all of the Royal London contracts. It is important that you understand the potential risks associated with our funds. Our factsheets should be read in conjunction with our Guide...

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    Fund information

  • Our investment pathways solutions - Royal London for advisers

    Our investment pathways solutions 25 January 2021 From 1 February 2021, pension providers must offer ‘investment pathways’ to non-advised drawdown customers who move all or part of their pension savings into drawdown or transfer money already in drawdown to a new drawdown plan. Although...

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    News

  • Income drawdown from Royal London - Royal London for advisers

    Income drawdown from Royal London At Royal London, we’re committed to supporting you and your clients. That's why we've taken the time to design our drawdown proposition. From carefully crafted investments, to flexible retirement options, we’ve fine-tuned things to create an overall package...

  • Benefit options summary - Royal London for advisers

    Income drawdown  Early retirements    Ill health  Severe ill health Serious ill health  Summary An individual’s uncrystallised rights may be paid if the individual is in ill-health at any age. An individual's uncrystallised rights may be paid at any age if they are unlikely to be able to do any type...

  • What is flexi-access drawdown? - Royal London for advisers

    What is flexi-access drawdown? Flexi-access drawdown (FAD) replaced the capped and flexible drawdown options for individuals setting up a new drawdown plan from 6 April 2015. Any existing flexible drawdown plans automatically became FADs on 6 April 2015. Key facts Flexi-access drawdown is only...

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    Information and guidance

  • Taking benefits - Royal London for advisers

    ...on the type of plan, to phase benefits. Income from a pension is taxed as earned income. Income can be paid in one or a combination of ways: secured pension income drawdown partial uncrystallised funds pension lump sum The options on how the benefits can be provided depends on the type of pension plan...

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    Information and guidance

  • Tactical allocation & default funds - Royal London for advisers

    Tactical allocation & default funds Trevor Greetham 25 July 2019 Share Share Trevor Greetham, Head of Multi-Asset at Royal London Asset Management, gives his thoughts on how a tactical approach to default funds can deliver over the long run in this investment-focussed Q&A. What’s the ideal growth...

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    News

    Blog

  • Retirement options mailing - Royal London for advisers

    ) 2TLT1332 DC schemes Individual Crest Secure Pension Plan (individual policy) 2TLT1332 DC schemes Individual Retirement Solutions Individual Plan 2TLT1333 DC schemes Individual Executive pension plans Product Leaflet reference number Product type Group/Individual plan Executive Pension Investment Plan...

  • 190627-London - Royal London for advisers

    ...and regulatory concerns associated with income drawdown Understand how to invest to meet customer needs in drawdown  Recognising the varying needs of clients in retirement and understanding the considerations involved in meeting those needs 1https://www.fca.org.uk/publication/data/data-bulletin...

  • Pensions Roadshow - Royal London for advisers

    :  Identifying risk factors and regulatory concerns associated with income drawdown Understand how to invest to meet customer needs in drawdown  Recognising the varying needs of clients in retirement and understanding the considerations involved in meeting those needs 1https://www.fca.org.uk/publication/data...

  • Pensions Roadshow Bristol - Royal London for advisers

    ...could run out of money in retirement.2 This presentation will look at different ways to invest in retirement and how to manage client expectations when it comes to income sustainability. Learning outcomes:  Identifying risk factors and regulatory concerns associated with income drawdown Understand how...

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.