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You searched for the term auto enrolment Your search returned the following 40 results...
 
  • Key facts about auto enrolment - Royal London for advisers

    Key facts about auto enrolment The Government has introduced auto enrolment to help more people save for their future.  Useful links The Pensions Regulator's guidance notes A guide to auto enrolment and the employer duties This means that employers will have to automatically enrol some workers...

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    Workplace pensions

    Auto enrolment

  • Auto enrolment - Royal London for advisers

    Auto enrolment All the information you'll need to support your corporate clients to meet their auto enrolment duties This section covers various aspects of auto enrolment. Directors, limited liability partners and auto enrolment Auto enrolment - frequently asked questions Parental leave...

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    Auto enrolment

    Information and guidance

  • Auto enrolment: our top five frequently asked questions - Royal London for advisers

    Auto enrolment: our top five frequently asked questions Fiona Hanrahan 26 April 2019 Share Share We look at auto enrolment (AE) in the latest in our series of top five FAQs on pensions technical topics. 1. If a company has three directors and no other employees, do they need to set up an AE scheme...

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    News

    Blog

  • Employers open to pension contribution increases alongside pay rises - Royal London for advisers

    Employers open to pension contribution increases alongside pay rises Justin Corliss 29 May 2018 Share Share Justin Corliss looks at our recent employer research with Harris Interactive on employer' experience with auto enrolment. Automatic enrolment has been hugely effective in getting people...

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    News

  • statutory phasing update - Royal London for advisers

    Statutory phasing increase - the next step in getting workers saving more 24 January 2018 Share Share Steve Webb examines auto enrolment so far and explains the impact of the upcoming statutory phasing increases on your clients. Since the autumn of 2012, employers and advisers up and down the land...

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    Auto enrolment

  • Automatic enrolment and the employer duties factsheets - Royal London for advisers

    Auto enrolment and the employer duties factsheets Your corporate clients will need your help to find the right design for their auto enrolment scheme. Our factsheets are designed to help you with this. The factsheets explore some of the options your clients might be considering for their automatic...

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    Workplace pensions

    Auto enrolment

  • Government changes to auto enrolment - Royal London for advisers

    ...contribution level, it will mean an increase in cost. Where an employer uses a different contribution structure for their scheme, this proposal should have little or no impact. Reduction of the auto enrolment age This will mean employers will have to automatically enrol workers from age 18 instead of age 22...

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    Auto enrolment

    News

  • Are your clients prepared for auto enrolment contribution increases? - Royal London for advisers

    Are your clients prepared for auto enrolment contribution increases? 19 December 2018 Share Share As you know, the minimum contribution levels for auto enrolment schemes will be increasing again from 6 April 2019. In early January, we’ll send you a letter listing your affected schemes. Once you...

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    News

    Blog

  • Support materials - Royal London for advisers

    Support material We have a comprehensive toolkit of support material to help you understand what auto enrolment is all about, why it's happening and what it means for your client's business. We have produced a set of handy guides to auto enrolment and the employer duties: Download our guide...

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    Workplace pensions

    Auto enrolment

  • Employer duties - Royal London for advisers

    ...jobholder. Automatically enrol them into an auto enrolment scheme. Deduct contributions from their salary and make contributions on their behalf. Process any opt-out notices and refund any contributions paid. Roughly every three years re-enrol those who have previously opted out, stopped making...

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    Workplace pensions

    Auto enrolment

  • Online service for auto enrolment - Royal London for advisers

    Online service for auto enrolment Once their auto enrolment scheme is in place, employers need to ensure they continue to meet their duties. That's why we've enhanced our online service to help employers run their scheme effectively and stay on track. Supporting the employer every step of the way...

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    Online service

  • Auto enrolment -frequently asked questions - Royal London for advisers

    Auto enrolment - frequently asked questions Your questions answered. Employer duties Q: Do the employer duties apply to all employees? A: No People who are treated as workers The following people are treated as workers but are not covered by the employer duties: those who do not work or ordinarily...

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    Auto enrolment

    Frequently asked questions

  • Client access - Royal London for advisers

    ...a range of services to make scheme management as painless as possible: View scheme information - look up details about the scheme as a whole. Contribution processing - send regular contributions to us online. Auto enrolment scheme management - Our online service for auto enrolment will help them...

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    Online service

  • Our awards - Royal London for advisers

    Finance and Technology Research Centre Life Protection - Gold Mortgage Protection - Gold Family Income Benefit - Gold Business Protection - Gold Income Protection - Gold Workplace Pensions - Gold Auto Enrolment - Gold Protection Review Awards Innovation Award Defaqto Star Ratings 5 star rating...

  • ONS statistics show there’s important lessons still to be learned about pensions - Royal London for advisers

    ONS statistics show there are important lessons still to be learned about pensions 24 August 2018 Share Share Helen Morrissey digests the recent ONS insights into workplace pensions and how advisers can help. Auto enrolment’s been hailed a success with over nine million people now enrolled...

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    News

    Blog

  • Use our online service for pensions - Royal London for advisers

    ...and corporate clients. Find out what's available Back office guide Get instant valuations for our pensions and bonds via your back office system. Find out which back office providers we support. Auto enrolment Employers can use our online service for auto enrolment to ensure they meet their duties...

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    Online service

  • Directors LLP and AE - Royal London for advisers

    ...the enrolment duties – for example, the information requirements and the director’s right to opt out. But of course, it may be that on assessing the director, the employer finds that they are not an eligible jobholder and so don’t have to auto enrol them (but the director would still have the right...

  • Download our pensions literature - Royal London for advisers

    Solutions invitation poster (14POS5) Auto enrolment Auto enrolment guides Adviser guide to auto enrolment (37G0100) Client guide to auto enrolment (14G2022) An introduction to auto enrolment for clients (14G2036) Our guide to default investment (BR5ON0001) Default investment auto enrolment guide (5G2041...

  • Pension news from 2018 - Royal London for advisers

    Pension news from 2018 Are your clients prepared for auto enrolment contribution increases? Sep 16 2019 As you know, the minimum contribution levels for auto enrolment schemes will be increasing again from 6 April 2019. Steve Webb looks back at 2018 in pensions Dec 19 2018 From DB transfers...

  • Parental leave and pensions - Royal London for advisers

    Parental leave and pensions We are often asked how parental leave impacts workplace pension schemes in terms of funding in general, auto enrolment and salary exchange. This article will explain each of these. Key facts During the period of ordinary and any additional paid parental leave, personal...

  • Delivering hands-on support to your business - Royal London for advisers

    ...for clients using drawdown – and alert you when things are heading off course. Auto enrolment implementation service We can smooth any auto enrolment issues your clients are having – and offer personalised training on all the things they need to do.

  • What’s next for workplace pensions? - Royal London for advisers

    ...with our new Akademia video Watch now   What we'll cover The scale of the auto enrolment market and opportunities it represents What happens when an employer fails to pay auto enrolment fines How to approach moving a scheme Find out more about our workplace pension  We’re working hard to help you make...

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    News

  • Delivering our great service - Royal London for advisers

    Delivering great service When it comes to service, we think you deserve the royal treatment. We put people at the heart of everything we do, and underpin our service with technology. Whether your clients are setting up their first scheme or it’s been up and running for a while, we’re here to help.  At every step of the way, you...

  • The effect on the workforce - Royal London for advisers

    The effect on the workforce Employers must assess their workforce to determine whether they're treated as a 'worker'. Assessment of workers The assessment of workers is first required: on the auto enrolment start date whenever a new worker joins on a worker's 16th birthday on a worker's 22nd...

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    Auto enrolment

    Workplace pensions

  • Worried about auto enrolment profitability? - Royal London for advisers

    Workplace pension calculators  Use our calculators to help you build robust, workable solutions. With increasing regulatory pressure on your business, the need to clearly define your services and charges has never been greater.  We've developed two calculators that will help you build a clear service proposition, while attractin...

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    Workplace pensions

    Auto enrolment

  • Pre-Budget Report 2009 - Royal London for advisers

    ...allowance charge. Auto-enrolment contributions re-phased The Government's plans for employers to auto-enrol eligible employees into a Qualifying Workplace Pension Scheme (QWPS) are to be phased over a longer period, five years instead of four. Small employers are not expected to have to auto-enrol...

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    Information and guidance

  • Steve Webb looks back at 2018 in pensions - Royal London for advisers

    Select Committee inquiry ensued and the FCA is currently gathering data on the entire market to stamp out bad practice. Contribution increases On a more positive note, April 2018 saw a major landmark with the step up in mandatory pension contributions under auto enrolment from 2% to 5...

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    News

    Blog

  • Keeping records - Royal London for advisers

    ...by the employer and worker The date contributions were made to the scheme 6 years Additional information for eligible and non-eligible jobholders only Auto enrolment date Opt-in notice in original format or electronic version The contributions to which the jobholder is entitled to under the scheme rules...

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    Workplace pensions

    Auto enrolment

  • With freedom comes responsibility - Royal London for advisers

    ...individuals to navigate to the right choice for them. Are defaults suitable all the way through the accumulation phase? Not really - that's why engaging with members is so important. The idea of a default fund is to not make a choice – and this has been a key part of making auto-enrolment work. Individuals...

  • 2017 Autumn Budget Summary - Royal London for advisers

    ...allowance) to cushion the impact of auto enrolment contribution rise increases. Here’s our summary of the proposed changes with links to Treasury documents if you would like more detail.  Income tax 3.5 of HM Treasury Autumn Budget 2017 The personal allowance will increase to £11,850 from 6 April 2018...

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    Information and guidance

  • General and tools - Royal London for advisers

    General and tools Pensions and bankruptcy This article explores how bankruptcy can affect pensions. Pensions and bankruptcy Parental leave and pensions We are often asked how parental leave impacts workplace pension schemes in terms of funding in general, auto enrolment and salary exchange...

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    Information and guidance

  • Latest updates from Steve Webb - Royal London for advisers

    Communications at Royal London. Before this he was Minister of State for Pensions between 2010 and 2015, the longest-serving holder of the post. During that time he implemented major reforms to the state pension system, oversaw the successful introduction of auto enrolment and played a key role in the new pension freedoms implemented in April 2015. He was awarded a knighthood in the 2017 New Year’s Honours.

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    News

  • Pension product information - Royal London for advisers

    ...of business Technical central End of tax year - new business checklist and submission deadlines Auto enrolment: our top five frequently asked questions Helping solicitors with inheritance tax and pensions...

  • Pensions A to Z - Royal London for advisers

    ...party contributions - Saving for future generations Pt II A Annual allowance Auto enrolment - frequently asked questions Automatic enrolment: detailed guidanc (TPR) Automatic enrolment: guidance on certifying money purchase pension schemes (DWP) B Basic State Pension Benefit crystallisation events...

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    Pension freedom

    Auto enrolment

    Information and guidance

    ...

  • Reminding trustees of their new responsibilities - Royal London for advisers

    ...for money to the members and we are not proposing to make changes to these schemes. However, any schemes used for auto enrolment will have the member charges capped at 0.75% a year for the default investment and commission  charges, FAF charges and consultancy charges, if applicable, will be/will have been...

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    News

  • Royal London Seminar - 5 & 6 February - Royal London for advisers

    ...of Australia working predominately in retail mortgage lending. In 2002 Justin and his British wife moved to Scotland where he worked in broker consultant roles with both Scottish Widows and Scottish Life before spending a brief period as an Employee Benefits Consultant dealing predominately with Auto...

  • Official figures show shocking disparity in pensioner incomes - Royal London for advisers

    ...term by saving into a pension, and drives home the importance of financial advice for all. While auto enrolment has made a good start we can build on this by encouraging your clients to make higher contributions, and engaging employers and their workforce in the importance of saving for the future...

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    News

  • Local seminar - 21 November - Royal London for advisers

    Widows and Scottish Life before spending a brief period as an Employee Benefits Consultant dealing predominately with Auto Enrolment and associated business consultancy. Justin has studied continuously since arriving on these sunny shores and holds the Advanced Diploma in Financial Planning including the CeMap and Lifetime Mortgage qualifications. His primary focus is pension planning and he holds the AF3 qualification.

  • Royal London default investment - Royal London for advisers

    ...on Communications to your employees Affordable solutions Since the introduction of auto enrolment, the Department for Work pensions (DWP) stated that all employers should offer their employees schemes with a suitable default investment. With this in mind we’ve designed our default investment based...

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    Investment options

  • Centralised Retirement Propositions (CRP) - Royal London for advisers

    ...since launch. It includes the impact of a 1% fee. In summary Auto enrolment has resulted in huge numbers of employees ‘defaulted’ into decision-free pension saving, only to be faced with an active decision at retirement. Many are ill-equipped to make these choices and the FCA’s focus on investment...

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    Blog

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.