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You searched for the term Tom Dunbar future of advice value of advice Your search returned the following 40 results...
 
  • Putting a number on the value of advice - Royal London for advisers

    Putting a number on the value of advice Tom Dunbar 27 January 2020 Share Share We recently worked with the International Longevity Centre to put a number on how much financial advice is worth to those who receive it. Here, Tom Dunbar elaborates on the findings of that research. There are many myths...

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  • Advisers remain resilient in the face of Covid-19 - Royal London for advisers

    ...for advisers Putting a number on the value of advice Tom Dunbar 27 January 2020 Share Share We recently worked with the International Longevity Centre to put a... Advisers remain resilient in the face of Covid-19 - Royal London for advisers ...for advisers Putting a number on the value of advice Tom...

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  • Small advisers still have a role - Royal London for advisers

    Small advisers still have a role Tom Dunbar 25 November 2019 Share Share Consolidation has been big news in recent years and we estimate there have been, on average, two to three trade press articles on adviser consolidation every week so far this year. These typically cite increasing regulatory...

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  • Meet the team - Royal London for advisers

    's latest articles  FCA policy statement signals big changes in the pension transfer advice market A closer look at consultation paper CP19/25 FCA announces further action on defined benefit transfers Where do my future clients come from? British Steel Pension Scheme independent review About...

  • Overcoming protection hurdles - Royal London for advisers

    ...and support you need to tackle any objections and have better protection conversations – helping your clients to understand both the value of protection and the value you offer through tailored advice. *Royal London State of the Protection Nation Report, May 2018  Download this video (right-click and save...

  • Our adviser commitments - Royal London for advisers

    We're reaffirming our adviser commitments More about our adviser commitments Download our leaflet to find out why our adviser commitments matter now more than ever. Download We champion the value of impartial advice. We firmly believe it drives competition in the market, making sure your clients...

  • Why we're reaffirming our adviser commitments - Royal London for advisers

    Why we're reaffirming our adviser commitments Isobel Langton 30 October 2019 Share Share At Royal London, we champion the value of impartial advice, we firmly believe it creates the best outcomes for clients like yours. Recently though, it’s become clear that some of our competitors don’t value...

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    Opinion

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  • Time to look beyond price - Royal London for advisers

    ? With continued pressure on the financial services industry to ensure quality of advice, products that come with additional added value benefits shouldn’t be ignored. Currently, added value services are often seen as an afterthought with the main message still being very much about the financial benefit...

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  • Good advice has its benefits - Royal London for advisers

    Good advice has its benefits Tracey Dickson 28 November 2018 With your good advice and a good protection plan your clients can access tangible benefits linked to their recovery. Yes the shiny cinema tickets, gym memberships and free tech might seem great at the outset – but in the long run having...

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    Income protection

    Personal protection

  • Good parent portfolio - Royal London for advisers

    Good parent portfolio Helping you to develop a holistic approach to good advice Selling your clients life cover helps to make sure they’re financially protected, but does it go far enough? Using a more holistic approach to their protection needs means that you’re not only giving them complete cover...

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    Good parent portfolio

  • How your advice can help bridge the care gap - Royal London for advisers

    How your advice can help bridge the care gap Amanda Docherty 29 March 2018 Share Share My mum recently had a spell in hospital. I won’t go into all the detail but the crux of it was she had a degenerative condition which affected the nerves in her neck. After a year off work and endless visits...

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    Critical Illness Cover

    Life or Critical Illness Cover

    Income protection

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  • FCA consults further on pension transfer advice - Royal London for advisers

    FCA consults further on pension transfer advice Robin Nimmo 29 May 2018 Share Share Robin Nimmo considers the latest FCA consultation paper on pension transfer advice. On Monday 26 March the FCA published CP18/7, a further consultation on improving the quality of pension transfer advice, alongside...

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    Workplace pensions

    News

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  • Enriching your conversations - Royal London for advisers

    ...is ‘when a client needs advice, we’ll point them to their adviser’. Throughout the app we position the benefits of independent advice, and we’ll look to enhance this in our future developments to help customers see you and us as a team. Look out for future developments coming soon. Find out more To find out more about our mobile app or any of our other engaging customer communications, speak to your usual Royal London contact.

  • Safeguarded benefits - Royal London for advisers

    ...with safeguarded benefits worth more than £30,000 under the scheme must take financial advice before they can convert, transfer or taken them as a cash lump sum. The transfer value analysis requirement has been replaced with a requirement to undertake ‘Appropriate Pension Transfer Analysis’ of the client’s options...

  • Attitudes towards protection and financial advice - Royal London for advisers

    Attitudes towards protection and financial advice 6 September 2018 Share Share We asked members of the public to tell us what they really think. Watch the short videos to see what they said. Some of the questions we asked were: What's your life plan? How financially resilient are you? Could you...

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  • DB pension transfer advice consultation - Royal London for advisers

    ...encouraging advisers to keep a sharp focus on the value for money of the receiving scheme, we feel the focus on the workplace pension scheme may not be in some members’ best interests. If the transferred money goes into a workplace pension, it could lead to fewer people taking ongoing advice.  Although...

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    Defined Benefit

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  • We’re here for you, so you can still be there for your clients. - Royal London for advisers

    ...remotely. Plus, hints, tips and handy links to make things easier - from technical support, to advice to combat cabin fever - we’ve got you covered. Making working online easy You might not be able to see your clients in person, but you can still submit protection business with us. Our online...

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    Online service

    Tools

    Tools protection

  • Steve Webb announcement - Royal London for advisers

    Steve Webb announces departure from Royal London 14 January 2020 Share Share Sir Steve Webb has announced he will be leaving Royal London at the end of January. Steve has been highly supportive in championing the value of impartial professional advice and in recognising its importance in driving...

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  • FCA financial advice market review - Royal London for advisers

    ...looking at what customers want from the market, how the market delivers this, and the future development of advice and guidance services. Our view We believe the RDR has been successful in meeting its aims.  It has made advisers more professional and removed the risk of commission bias from...

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    Industry update

    Opinion

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  • FCA produces new rules for Pension Transfers - Royal London for advisers

    Next steps Read the policy statement Read the full FCA Policy Statement Download Further consultation will be carried out via CP18/7 with a response date of 25 May 2018. This paper considers many issues so watch this space for future articles on: Qualification standards The two adviser advice model...

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    News

  • Pension transfer policy statement - Royal London for advisers

    Pension transfer policy statement PS20/6 - a quick summary 5 June 2020 Share Share Today, the FCA released their much anticipated response to the 2019 consultation on Pension transfer advice, PS20/6 –‘Pension transfer advice: feedback on CP19/25: our final rules and guidance’. Commenting on today’s...

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  • Helping you reassure your clients in challenging times - Royal London for advisers

    ...need extra help. Giving your clients the support they need during this challenging time can also help to show the value of your professional advice. And this could stand you in good stead in the future, when these clients are more open to a conversation about their protection needs. Simply select one...

  • Meet the team - Royal London for advisers

    -term outcomes and meet our customer’s expectations, we need to invest in a way that's sustainable into the future. We think that environmental, social, and governance factors in addition to the traditional financial metrics that we would use really do help us deliver those better outcomes...

  • ESG considerations and financial advice – EU regulatory changes - Royal London for advisers

    ESG considerations and financial advice – EU regulatory changes Ryan Medlock 28 April 2020 In the first article of this three part series, Ryan Medlock reviews the regulatory changes on ESG which will impact advisers and drive responsible investment further into the mainstream. There are regulatory...

  • Now is the time to review your drawdown advice process - Royal London for advisers

    Now is the time to review your drawdown advice process Ryan Medlock 14 May 2020 Share Share The first quarter of 2020 has been one of the most volatile periods that financial markets have ever experienced and for many clients taking regular income in drawdown this has been the first real episode...

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  • FCA policy statement signals big changes in the pension transfer advice market - Royal London for advisers

    ...benefits. Abridged advice could be an effective means of identifying those eligible for the carve-out. However, the adviser can't produce an appropriate pension transfer analysis (APTA), transfer value comparator (TVC) or consider the consumer’s proposed receiving scheme. If any of these activities...

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    News

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  • How great advice helped me protect my home - Royal London for advisers

    How great advice helped me protect my home Shelley Walker 28 May 2020 Financially stretching ourselves to buy a new home two years ago meant that buying protection wasn’t on our radar. However, the money we saved when we remortgaged helped towards protecting our future. May the fourth. A great day...

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    Personal

    Opportunity

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  • ESG considerations and financial advice – Questions to ask your asset managers - Royal London for advisers

    ESG considerations and financial advice – Questions to ask your asset managers Ryan Medlock 28 April 2020 In the second part of this series, Ryan Medlock takes a look at the topics to discuss with your asset manager as part of your responsible investment research and due diligence process...

  • A closer look at consultation paper CP19/25 - Royal London for advisers

    , the client can’t use this as evidence of having taken advice to then proceed on an insistent basis. But an appropriate pension transfer analysis (APTA) or transfer value comparator (TVC) isn’t needed which will further reduce time and cost of providing abridged advice. So, won’t advisers just find a way...

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  • Our mobile app just got slicker - Royal London for advisers

    . And we’ll continue to make it easier for customers to access the app too. One of our adviser commitments is ‘when a client needs advice, we’ll point them to their adviser’. Throughout the app we position the benefits of independent advice, and we’ll look to enhance this in our future developments to help...

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    News

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  • Protection conversation in the current climate - Royal London for advisers

    Protection conversations in the current climate People are feeling uncertain and worried in different areas of their lives. From their health and wellbeing to work and finances. Now is the time to show the value and quality of your advice. From supporting your clients more generally...

  • Preparing for the journey ahead - Royal London for advisers

    . As a provider committed to the intermediary market, we hope this gives you the opportunity to demonstrate the value of financial advice  through assessing an individual’s needs and guiding them towards the cover that’s most suitable for them. We’ve even included a section at the end of the game about...

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  • Why it’s vital to provide holistic protection advice - Royal London for advisers

    Why it’s vital to provide holistic protection advice Robert Harvey 17 December 2019 Share Share Guest blogger, Robert Harvey, Head of Protection Advice at Drewberry, talks through a client example. I was struck by a recent keynote address at the Cover Protection & Health Summit by broadcaster Simon...

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    Life Cover

  • Adviser policy papers - Royal London for advisers

    London’s thoughts on how advisers can set about giving sound advice to clients in this space. Read more Retirement benefits in public service pension schemes NHS and Teachers’ pension schemes have evolved over a number of years, leaving many members with multiple tranches of final salary and career...

  • Use our tools for pensions and retirement - Royal London for advisers

    ...attracting and retaining profitable corporate clients. Online service and other tools Online service Helps reduce the time you spend on administration so you have more time to add value for your clients. Business Support Unit Your one-stop shop for help with best advice tools and our online service.

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    Tools

  • Covid-19 – advising through the storm - Royal London for advisers

    . The use of CRPs is particularly relevant in a post PROD regulatory world where you’re required to prove the products you recommend deliver good client outcomes for your various target markets. The value of financial advice With all the media noise and the impact this pandemic is having on our daily...

  • Pension news from 2019 - Royal London for advisers

    ? Nov 29 2019 Our drawdown governance service has been designed to help you monitor the sustainability of your clients' income and see when things are heading off track. Why we're reaffirming our adviser commitments Nov 25 2019 At Royal London, we champion the value of impartial advice, we firmly...

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    News

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  • ESG considerations and financial advice – Questions to consider including in your client fact finds and annual reviews - Royal London for advisers

    ESG considerations and financial advice – Questions to consider including in your client fact finds and annual reviews Ryan Medlock 28 April 2020 In the final instalment of this trilogy, Ryan Medlock discusses the type of questions that can be integrated into the advice process to probe clients...

  • DB transfers – three things to think about - Royal London for advisers

    DB transfers – three things to think about Advisers are receiving an increasing number of requests from clients looking to transfer their pension from defined benefit schemes to personal pensions. Three things to think about Defined benefit transfers are a complicated area of advice...

  • Safeguarding our strength for you and your clients podcast - Royal London for advisers

    ...for their risk tolerance and their life stage. I worry about customers who've tried to tackle these questions without professional advice. I think they might reconsider whether they want to continue down a DIY path in the future. Ultimately professional advisers have really demonstrated their value...

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.