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You searched for the term Tom Dunbar future of advice value of advice Your search returned the following 40 results...
 
  • Putting a number on the value of advice - Royal London for advisers

    Putting a number on the value of advice Tom Dunbar 27 January 2020 Share Share We recently worked with the International Longevity Centre to put a number on how much financial advice is worth to those who receive it. Here, Tom Dunbar elaborates on the findings of that research. There are many myths...

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    News

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  • Advisers remain resilient in the face of Covid-19 - Royal London for advisers

    ...for advisers Putting a number on the value of advice Tom Dunbar 27 January 2020 Share Share We recently worked with the International Longevity Centre to put a... Advisers remain resilient in the face of Covid-19 - Royal London for advisers ...for advisers Putting a number on the value of advice Tom...

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  • Why transfers in drawdown (TIDs) will be a key theme for advisers and the industry - Royal London for advisers

    Why transfers in drawdown will be a key theme for advisers and the industry Tom Dunbar 19 October 2020 Share Share Tom Dunbar looks at the factors behind the rise in the number of transfers in drawdown (TIDs) and why they're likely to be a key feature of the market for years to come. The COVID-19...

  • Steve Webb announcement - Royal London for advisers

    ...on their state pension? - Royal London for advisers Are your clients or their families being short-changed on their state pension? Steve Webb 25 November 2020 Steve Webb, Partner at Lane Clark &... Putting a number on the value of advice - Royal London for advisers ...for advisers Putting a number on the value of advice Tom Dunbar 27 January 2020 Share Share We recently worked with the International Longevity......

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  • Future of advice - Royal London for advisers

    /FutureOfAdvice. Our research shows that there are more advisers who see the advice gap as an opportunity than those who don’t. Yet, from some of the comments we’ve had, I think it’s fair to say a lot of advisers are quite surprised at just how big that opportunity could be. Sally and Tim, is this something you...

  • Future proofing your advice with business protection - Royal London for advisers

    Future proofing your advice with business protection Gregor Sked 15 January 2021 Talking to your clients about savings, investments, mortgages to name but a few is your bread and butter, but are you missing an opportunity to talk to their children about these topics too? It could be a simple...

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    Business

    Critical Illness Cover

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  • Turn2Us charity - Royal London for advisers

    Access to the right advice matters Turn2us is our national charity partner. They provide practical support to people who are struggling financially – helping them to access welfare benefits, charitable grants and other sources of financial help. Together, we aim to help build a society where...

  • Advice Gap - Royal London for advisers

    Unlocking the £185bn adviser opportunity Around 39 million adults in the UK fall into the advice gap. We  believe our industry has a responsibility to change that. In our latest research, we reveal the potentially significant adviser opportunities that reside within the advice gap.  We also dig...

  • Revisiting the workplace pension market - Royal London for advisers

    Revisiting the workplace pension market 28 May 2021 Justin Corliss, Senior Development and Technical Manager, looks at the opportunities available to advisers in the workplace pension market. The advice industry has played a significant part in the success of auto-enrolment, not only in helping...

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    News

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  • Feeling the benefit of financial advice - Royal London for advisers

    ...and Policy at PIMFA. This week Royal London released some new customer research that further explores the value of financial advice. Our findings reveal that professional advice delivers more than just practical, financial benefits. Indeed we found it also helps to improve the emotional wellbeing...

  • Gathering information for pension transfer advice - Royal London for advisers

    Gathering information for pension transfer advice In FG21/3 the FCA state too much of the DB transfer advice it’s seen is either unsuitable or it was unable to assess its suitability due to material information gaps (MIGs). This presentation focuses on the information tab of the FCA’s “Defined...

  • Integrating responsible investment into advice propositions - Royal London for advisers

    Integrating responsible investment into advice propositions 11 October 2021 Listen to Fiona Hanrahan and Ryan Medlock in our latest podcast as they explore some of the practical steps that financial planners can take to embed responsible investment considerations within their advice processes...

  • Good advice has its benefits - Royal London for advisers

    Good advice has its benefits Tracey Dickson 28 November 2018 With your good advice and a good protection plan your clients can access tangible benefits linked to their recovery. Yes the shiny cinema tickets, gym memberships and free tech might seem great at the outset – but in the long run having...

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    Income protection

    Personal protection

  • Enhance your advice process - Royal London for advisers

    Enhance your advice process Responsible investment presents new opportunities for your business. Consumers’ changing attitudes to how their money’s invested, tapping into the next generation of clients… there are many reasons to embed responsible investing into the way you work. We can help you do...

  • Good parent portfolio - Royal London for advisers

    Good parent portfolio Helping you to develop a holistic approach to good advice Selling your clients life cover helps to make sure they’re financially protected, but does it go far enough? Using a more holistic approach to their protection needs means that you’re not only giving them complete cover...

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    Good parent portfolio

  • Safeguarded benefits - Royal London for advisers

    ...with safeguarded benefits worth more than £30,000 under the scheme must take financial advice before they can convert, transfer or take them as a cash lump sum. The transfer value analysis requirement has been replaced with a requirement to undertake ‘Appropriate Pension Transfer Analysis’ of the client’s options...

  • What stops people from seeking financial advice? - Royal London for advisers

    What stops people from seeking financial advice? Jamie Jenkins 21 June 2021 Royal London’s recent research on the advice gap revealed some really interesting reasons why so many people don’t seek out advice on their finances. We interviewed around 4,000 people to understand this better. By far...

  • We need to talk about the advice gap - Royal London for advisers

    – and the value people can get from using them.  Whatever the most appropriate source of professional help, there remains widespread confusion around financial advice and a level of mistrust of those who provide it. To overcome these things, we need to break down the misconceptions people have around...

  • Our financial wellbeing service - Royal London for advisers

    ...wellbeing service provides access to ongoing financial education and guidance, helping employees improve their financial knowledge, confidence and wellbeing. There’s no extra cost to them or their employer so it’s a great way to reinforce your provider recommendation and show the value of your advice...

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    Workplace pensions

  • Meet RLAM's ESG team - Royal London for advisers

    -term outcomes and meet our customer’s expectations, we need to invest in a way that's sustainable into the future. We think that environmental, social, and governance factors in addition to the traditional financial metrics that we would use really do help us deliver those better outcomes...

  • Carry forward made easyish - Royal London for advisers

    ...relief on the total contributions paid. The table is even more useful in more complicated cases, say when the tapered annual allowance applies in some of the years or the annual allowance has been exceeded before. Case study two Tom has paid: Tax year Contributions 2018/19 £20,000 2019/20 £30,000 2020...

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    Information and guidance

    Personal pensions

    Workplace pensions

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  • Pension transfer policy statement - Royal London for advisers

    Pension transfer policy statement PS20/6 - a quick summary 5 June 2020 Share Share Today, the FCA released their much anticipated response to the 2019 consultation on Pension transfer advice, PS20/6 –‘Pension transfer advice: feedback on CP19/25: our final rules and guidance’. Commenting on today’s...

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  • DBAAT - Royal London for advisers

    DBAAT - examples of unsuitability This webinar is the second in our two-part series and focuses on the defined benefit advice assessment tool (DBAAT) - the tool the FCA uses to assess suitability of pension transfer advice. If you haven’t already, we recommend watching – ‘Gathering information...

  • Designing a protection portfolio - Royal London for advisers

    ...is best? Do you believe in spreading the risk? Is some cover better than none? What is the best value for money when you don’t know what claim could be made in the future? If clients have a clear understanding of the protection risks, they’ll make better and more informed decisions about what...

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    Personal

    Opportunity

    Personal protection

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  • Unlocking the £185bn adviser opportunity - Royal London for advisers

    , we need to do more to help people understand the value of advice; that it is so much more than just a transactional service like many others they might pay for, and how it extends beyond just the financial aspects of managing money. It’s clear from our research that there are large number...

  • Covid-19 – advising through the storm - Royal London for advisers

    . The use of CRPs is particularly relevant in a post PROD regulatory world where you’re required to prove the products you recommend deliver good client outcomes for your various target markets. The value of financial advice With all the media noise and the impact this pandemic is having on our daily...

  • Pension investments - Royal London for advisers

    ...investment? I believe strongly in the value that independent financial advice can bring to customers, including those looking to invest responsibly. And there's no doubt there's been an increase in demand among clients for responsible investment. But we need to tackle that in a way that isn't...

  • Workplace pensions for independent schools - Royal London for advisers

    ...of areas advisers can add value. They demonstrate that there’s more to dealing with independent schools than simply establishing a new scheme, and throughout this webinar they consider the ongoing advice opportunities and altered client needs as a result of changing pension arrangements CPD...

  • Protection and the Consumer Duty - Royal London for advisers

    ...decisions about their future. Underpinning this central principle are three rules to help firms understand the FCA's new expectations on how they should conduct themselves to achieve good outcomes for their clients. Firms must: Act in good faith towards retail customers Avoid foreseeable harm...

  • Business Support Unit [pensions] - Royal London for advisers

    ...improve your compliance process.  Our online demonstrations, which cover all aspects of the research you’re carrying out, can also help you add value to your business processes. If you’re already familiar with best advice systems, we can also offer refresher sessions and help you understand any changes...

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    Business

    Online service

    Tools

  • ESG considerations and financial advice – EU regulatory changes - Royal London for advisers

    ESG considerations and financial advice – EU regulatory changes Ryan Medlock 28 April 2020 In the first article of this three part series, Ryan Medlock reviews the regulatory changes on ESG which will impact advisers and drive responsible investment further into the mainstream. There are regulatory...

  • How great advice helped me protect my home - Royal London for advisers

    How great advice helped me protect my home Shelley Walker 28 May 2020 Financially stretching ourselves to buy a new home two years ago meant that buying protection wasn’t on our radar. However, the money we saved when we remortgaged helped towards protecting our future. May the fourth. A great day...

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    Personal

    Opportunity

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  • ESG considerations and financial advice – Questions to ask your asset managers - Royal London for advisers

    ESG considerations and financial advice – Questions to ask your asset managers Ryan Medlock 28 April 2020 In the second part of this series, Ryan Medlock takes a look at the topics to discuss with your asset manager as part of your responsible investment research and due diligence process...

  • Together for good - Royal London for advisers

    future. We’ll achieve this through a combination of three key areas. Value for money products and services We design flexible solutions which you can tailor to match your client’s needs – and we pack them with extra value. Our pension solutions Our protection solutions Championing impartial support...

  • Now is the time to review your drawdown advice process - Royal London for advisers

    ...their value. If your processes aren’t as robust, and you have no formal mechanism in place to review your drawdown clients, now might be the time to review your overall CRP and advice processes. The last 12 months has shown just how risky drawdown can be and the impact that market drops can have on clients...

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    News

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  • Getting started with your responsible investment advice journey - Royal London for advisers

    Getting started with your responsible investment advice journey Ryan Medlock 16 September 2021 There’s so much noise around responsible investment, but how do you prepare for engaging your clients in this area? The direction of travel The surge in momentum behind responsible investing continues...

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    News

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  • Helping Hand - Royal London for advisers

    ...protection package, with benefits they can use day-to-day, can be a great way to show the value of your advice - and gives your clients more than they might expect from their protection. A Helping Hand with wellbeing Our online wellbeing partners, LiveSmart, give the plan owners access to a range of services...

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    Helping Hand

  • Why it’s vital to provide holistic protection advice - Royal London for advisers

    Why it’s vital to provide holistic protection advice Robert Harvey 17 December 2019 Share Share Guest blogger, Robert Harvey, Head of Protection Advice at Drewberry, talks through a client example. I was struck by a recent keynote address at the Cover Protection & Health Summit by broadcaster Simon...

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    Life Cover

  • Adviser policy papers - Royal London for advisers

    Adviser policy papers Our interactive policy papers set out our thoughts on how you can provide sound advice to clients. Beyond customer outcomes We’re living in challenging times. Our population is getting older and many customers lack the means to support themselves in retirement in the way...

  • Pensions CPD hub - Royal London for advisers

    ...the inception of pension freedoms, including the number of people seeking advice, proceeding to transfer and the value of funds transferred out of DB schemes. The various pieces of research the FCA has published on the topic of pension transfers since pension freedoms began, and how this has impacted...

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.