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You searched for the term Tom Dunbar future of advice value of advice Your search returned the following 40 results...
 
  • Putting a number on the value of advice - Royal London for advisers

    Putting a number on the value of advice Tom Dunbar 27 January 2020 Share Share We recently worked with the International Longevity Centre to put a number on how much financial advice is worth to those who receive it. Here, Tom Dunbar elaborates on the findings of that research. There are many myths...

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  • Advisers remain resilient in the face of Covid-19 - Royal London for advisers

    ...for advisers Putting a number on the value of advice Tom Dunbar 27 January 2020 Share Share We recently worked with the International Longevity Centre to put a... Advisers remain resilient in the face of Covid-19 - Royal London for advisers ...for advisers Putting a number on the value of advice Tom...

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  • The lasting effects of lockdown - Royal London for advisers

    The lasting effects of lockdown Tom Dunbar 9 July 2020 New challenges, fresh ideas and how the future looks. It’s no secret the adviser community has been hugely affected by the ongoing COVID-19 pandemic. Social distancing measures mean they’ve been unable to have face-to-face meetings with clients...

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    Blog

  • Small advisers still have a role - Royal London for advisers

    Small advisers still have a role Tom Dunbar 25 November 2019 Share Share Consolidation has been big news in recent years and we estimate there have been, on average, two to three trade press articles on adviser consolidation every week so far this year. These typically cite increasing regulatory...

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    News

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  • Why transfers in drawdown (TIDs) will be a key theme for advisers and the industry - Royal London for advisers

    Why transfers in drawdown will be a key theme for advisers and the industry Tom Dunbar 19 October 2020 Share Share Tom Dunbar looks at the factors behind the rise in the number of transfers in drawdown (TIDs) and why they're likely to be a key feature of the market for years to come. The COVID-19...

  • To help you talk to your clients - Royal London for advisers

    ...over to you within 5-10 working days. Promote the value of advice on social If you have a Twitter account, you can use these ready-made tiles and animated GIFs to promote the value of advice to your followers. All you need to do is right click on an image and select 'Save image as' to download...

  • Our adviser commitments - Royal London for advisers

    Our adviser commitments At Royal London, we champion the value of impartial advice It connects clients with the products that are right for them. And it drives competition in the market to make sure clients, like yours, achieve the best possible outcomes.  To make our stance clear, we've laid out...

  • Future proofing your advice with business protection - Royal London for advisers

    Future proofing your advice with business protection Gregor Sked 15 January 2021 Talking to your clients about savings, investments, mortgages to name but a few is your bread and butter, but are you missing an opportunity to talk to their children about these topics too? It could be a simple...

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    Business

    Critical Illness Cover

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  • Why we're reaffirming our adviser commitments - Royal London for advisers

    Why we're reaffirming our adviser commitments 30 October 2019 At Royal London, we champion the value of impartial advice, we firmly believe it creates the best outcomes for clients like yours. Recently though, it’s become clear that some of our competitors don’t value impartial advice in the same...

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    Opinion

    Opportunity

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  • Time to look beyond price - Royal London for advisers

    ? With continued pressure on the financial services industry to ensure quality of advice, products that come with additional added value benefits shouldn’t be ignored. Currently, added value services are often seen as an afterthought with the main message still being very much about the financial benefit...

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    Blog

  • Good parent portfolio - Royal London for advisers

    Good parent portfolio Helping you to develop a holistic approach to good advice Selling your clients life cover helps to make sure they’re financially protected, but does it go far enough? Using a more holistic approach to their protection needs means that you’re not only giving them complete cover...

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    Good parent portfolio

  • Helping members access DB transfer advice - Royal London for advisers

    Helping members access DB transfer advice Join Steve Webb, Partner at LCP and Justin Corliss as they discuss the changes to FCA regulations around DB transfers, including the ban on contingent charging, the growing pressures on advisers and the rising costs of professional indemnity insurance...

  • Good advice has its benefits - Royal London for advisers

    Good advice has its benefits Tracey Dickson 28 November 2018 With your good advice and a good protection plan your clients can access tangible benefits linked to their recovery. Yes the shiny cinema tickets, gym memberships and free tech might seem great at the outset – but in the long run having...

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    Income protection

    Personal protection

  • Advice Changes the game - Royal London for advisers

    ...conversation led to life-changing advice. Take a look at more of our short stories See how ongoing financial advice has helped to change the game for someone. Spotlight on the value of financial advice Our research findings featured in a news-style programme, Financial Wellbeing, created...

  • How your advice can help bridge the care gap - Royal London for advisers

    How your advice can help bridge the care gap Amanda Docherty 29 March 2018 Share Share My mum recently had a spell in hospital. I won’t go into all the detail but the crux of it was she had a degenerative condition which affected the nerves in her neck. After a year off work and endless visits...

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    Critical Illness Cover

    Life or Critical Illness Cover

    Income protection

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  • Steve Webb announcement - Royal London for advisers

    Steve Webb announces departure from Royal London 14 January 2020 Sir Steve Webb has announced he will be leaving Royal London at the end of January. Steve has been highly supportive in championing the value of impartial professional advice and in recognising its importance in driving competition...

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  • Meet the team - Royal London for advisers

    -term outcomes and meet our customer’s expectations, we need to invest in a way that's sustainable into the future. We think that environmental, social, and governance factors in addition to the traditional financial metrics that we would use really do help us deliver those better outcomes...

  • Safeguarded benefits - Royal London for advisers

    ...with safeguarded benefits worth more than £30,000 under the scheme must take financial advice before they can convert, transfer or take them as a cash lump sum. The transfer value analysis requirement has been replaced with a requirement to undertake ‘Appropriate Pension Transfer Analysis’ of the client’s options...

  • Strong relationships, strong results - Royal London for advisers

    ...is putting their future prosperity, and possibly that of their family, in their adviser’s hands. So, having a close relationship with a professional who understands them and their needs well seems vital. Overall, our research has shown us that customers highly value the contact they have...

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    Opportunity

  • Pension savings - Royal London for advisers

    ...in financial advice and the value it delivers to customers. But we’re also very aware that many workplace pension customers don’t ever speak to an adviser. We’re driving better engagement If we can help customers to talk more about their savings, they’re more likely to feel in control and to seek...

  • Pension transfer policy statement - Royal London for advisers

    Pension transfer policy statement PS20/6 - a quick summary 5 June 2020 Share Share Today, the FCA released their much anticipated response to the 2019 consultation on Pension transfer advice, PS20/6 –‘Pension transfer advice: feedback on CP19/25: our final rules and guidance’. Commenting on today’s...

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  • FCA produces new rules for Pension Transfers - Royal London for advisers

    Next steps Read the policy statement Read the full FCA Policy Statement Download Further consultation will be carried out via CP18/7 with a response date of 25 May 2018. This paper considers many issues so watch this space for future articles on: Qualification standards The two adviser advice model...

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    News

  • DB pension transfer advice consultation - Royal London for advisers

    ...encouraging advisers to keep a sharp focus on the value for money of the receiving scheme, we feel the focus on the workplace pension scheme may not be in some members’ best interests. If the transferred money goes into a workplace pension, it could lead to fewer people taking ongoing advice.  Although...

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    Defined Benefit

    News

    Blog

  • FCA financial advice market review - Royal London for advisers

    ...looking at what customers want from the market, how the market delivers this, and the future development of advice and guidance services. Our view We believe the RDR has been successful in meeting its aims.  It has made advisers more professional and removed the risk of commission bias from...

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    Industry update

    Opinion

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  • We’re here for you, so you can still be there for your clients. - Royal London for advisers

    ...remotely. Plus, hints, tips and handy links to make things easier - from technical support, to advice to combat cabin fever - we’ve got you covered. Making working online easy You might not be able to see your clients in person, but you can still submit protection business with us. Our online...

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    Online service

    Tools

    Tools protection

  • Helping you reassure your clients in challenging times - Royal London for advisers

    ...need extra help. Giving your clients the support they need during this challenging time can also help to show the value of your professional advice. And this could stand you in good stead in the future, when these clients are more open to a conversation about their protection needs. Simply select one...

  • Designing a protection portfolio - Royal London for advisers

    ...you believe is best? Do you believe in spreading the risk? Is some cover better than none? What is the best value for money when you don’t know what claim could be made in the future? If clients have a clear understanding of the protection risks, they’ll make better and more informed decisions about...

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    Personal

    Opportunity

    Personal protection

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  • A closer look at consultation paper CP19/25 - Royal London for advisers

    , the client can’t use this as evidence of having taken advice to then proceed on an insistent basis. But an appropriate pension transfer analysis (APTA) or transfer value comparator (TVC) isn’t needed which will further reduce time and cost of providing abridged advice. So, won’t advisers just find a way...

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    News

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  • Protection conversation in the current climate - Royal London for advisers

    Protection conversations in the current climate People are feeling uncertain and worried in different areas of their lives. From their health and wellbeing to work and finances. Now is the time to show the value and quality of your advice. From supporting your clients more generally...

  • Now is the time to review your drawdown advice process - Royal London for advisers

    Now is the time to review your drawdown advice process Ryan Medlock 14 May 2020 Share Share The first quarter of 2020 has been one of the most volatile periods that financial markets have ever experienced and for many clients taking regular income in drawdown this has been the first real episode...

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  • ESG considerations and financial advice – EU regulatory changes - Royal London for advisers

    ESG considerations and financial advice – EU regulatory changes Ryan Medlock 28 April 2020 In the first article of this three part series, Ryan Medlock reviews the regulatory changes on ESG which will impact advisers and drive responsible investment further into the mainstream. There are regulatory...

  • Preparing for the journey ahead - Royal London for advisers

    . As a provider committed to the intermediary market, we hope this gives you the opportunity to demonstrate the value of financial advice  through assessing an individual’s needs and guiding them towards the cover that’s most suitable for them. We’ve even included a section at the end of the game about...

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    Personal

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  • Pensions CPD hub - Royal London for advisers

    . How to document your advice process in line with the requirements of the regulator. Watch webinar Helping members access DB transfer advice webinar After watching this joint webinar with LCP and Royal London, you’ll understand how to: Describe changes in regulatory attitude to pension transfers...

  • Why it’s vital to provide holistic protection advice - Royal London for advisers

    Why it’s vital to provide holistic protection advice Robert Harvey 17 December 2019 Share Share Guest blogger, Robert Harvey, Head of Protection Advice at Drewberry, talks through a client example. I was struck by a recent keynote address at the Cover Protection & Health Summit by broadcaster Simon...

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    Life Cover

  • Adviser policy papers - Royal London for advisers

    London’s thoughts on how advisers can set about giving sound advice to clients in this space. Read more Retirement benefits in public service pension schemes NHS and Teachers’ pension schemes have evolved over a number of years, leaving many members with multiple tranches of final salary and career...

  • Covid-19 – advising through the storm - Royal London for advisers

    . The use of CRPs is particularly relevant in a post PROD regulatory world where you’re required to prove the products you recommend deliver good client outcomes for your various target markets. The value of financial advice With all the media noise and the impact this pandemic is having on our daily...

  • ESG considerations and financial advice – Questions to ask your asset managers - Royal London for advisers

    ESG considerations and financial advice – Questions to ask your asset managers Ryan Medlock 28 April 2020 In the second part of this series, Ryan Medlock takes a look at the topics to discuss with your asset manager as part of your responsible investment research and due diligence process...

  • How great advice helped me protect my home - Royal London for advisers

    How great advice helped me protect my home Shelley Walker 28 May 2020 Financially stretching ourselves to buy a new home two years ago meant that buying protection wasn’t on our radar. However, the money we saved when we remortgaged helped towards protecting our future. May the fourth. A great day...

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    Personal

    Opportunity

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  • FCA policy statement signals big changes in the pension transfer advice market - Royal London for advisers

    ...benefits. Abridged advice could be an effective means of identifying those eligible for the carve-out. However, the adviser can't produce an appropriate pension transfer analysis (APTA), transfer value comparator (TVC) or consider the consumer’s proposed receiving scheme. If any of these activities...

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    News

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  • Pension news from 2019 - Royal London for advisers

    ...we're reaffirming our adviser commitments Oct 31 2020 At Royal London, we champion the value of impartial advice, we firmly believe it creates the best outcomes for clients like yours. Recently though, it’s become clear that some of our competitors don’t value impartial advice in the same way...

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    News

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.