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You searched for the term Sustainable income Your search returned the following 40 results...
 
  • Six years strong - Royal London for advisers

    ...to deliver a sustainable retirement income for your clients  Performance – all GRIPs have outperformed benchmark since launch*  Six year track record – five multi-asset portfolios with a proven track record   *Source: Lipper, 29.08.2018 Six year anniversary animation Supporting a sustainable retirement...

  • Income sustainability - Royal London for advisers

    Income sustainability – our view One of the key conversations you'll have with your drawdown clients is how to sustain their desired level of income when they retire. Of course every client is different.  But the amount of sustainable income they can take from their plan will generally depend...

  • Sustainable income levels can safeguard portfolio strength during volatile markets - Royal London for advisers

    How sustainable income levels can protect portfolio strength 15 February 2019 Share: Share: Taking a sustainable level of income is important in helping drawdown customers maintain a resilient portfolio during periods of investment volatility. ×Close Customers in income drawdown should think about...

  • Are you talking to clients about retirement planning? - Royal London for advisers

    ...is how to sustain a reasonable level of income. This isn't straightforward and... Sustainable income levels can safeguard portfolio strength during volatile markets - Royal London for advisers How sustainable income levels can protect portfolio strength 15 February 2019 Share: Share: Taking...

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    News

  • Royal London’s at-retirement solution ‘highly commended’ at DC Awards - Royal London for advisers

    ...also help their clients enjoy a sustainable income in retirement. The judges awarded us based on our decumulation proposition, which supports advisers in their drawdown discussions and helps them to review drawdown plans on an ongoing basis. The proposition consists of our five multi asset portfolios...

  • Drawdown trends and safe withdrawal rates - Royal London for advisers

    ...pointed towards 4% being considered a sustainable level of income. Our view is that individual circumstances will mean that it will be different for everyone. The real issue for advisers is how to set realistic expectations with clients in terms of what a sustainable level of income looks like and how...

  • A gripping five-year performance - Royal London for advisers

    ...to take a sustainable income from their pension, the GRIPs have shown resilience in challenging market conditions. They’ve coped with the ups and downs of market behaviour such as China devaluations, Brexit and the US elections, and outperformed their respective benchmark - delivering an average return...

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    News

  • Carefully crafted investments - Royal London for advisers

    ...achieve a sustainable income in retirement. With a diversified mix of assets, the GRIPs are designed to be resilient and cope with market shocks, whilst also capturing the upside. Find out more To find out more about our GRIPs or our full Governed Range, visit the investment area of our website, or speak to your usual Royal London contact.  Last updated: 15 May 2019...

  • Governed range 1 million - Royal London for advisers

    (GRIPs) are designed for taking a regular income in retirement: 5 risk targeted portfolios designed for taking regular income 5 years of robust performance*** A track record in delivering a sustainable income*** Dynamic asset allocation. Sources *As at 05/03/2018 **Lipper 13/01/2018 ***Lipper 29/08...

  • ff5p10003-rlp-sustainable-managed-income-trust.pdf

    RLP SUSTAINABLE MANAGED INCOME TRUST FUND FACTSHEET June 2018 Objective Aim: Investment process: Management style: The investment objective is to produce a consistently higher level of income relative to typical cash deposit interest rates. The Trust invests predominantly in a diverse portfolio...

  • A gripping six years - Royal London for advisers

    ...designed for clients who are looking to take a sustainable, regular income from their retirement savings. Investing across a well-diversified mix of assets, they aim to deliver real returns and to respond better to market downturns whilst also capturing market upside. It’s now been six years since...

  • RLP Sustainable fund factsheets - Royal London for advisers

    ...aims to provide growth in the value of your investment over time, by investing predominantly in the shares of UK companies. RLP Sustainable Managed Growth Trust The investment objective is to provide a total return by way of accumulated income, with some capital growth. RLP Sustainable Managed...

  • Autumn Statement 2012 - Royal London for advisers

    ...plans, most of which will not be invested in this way. It would have been relatively simple to implement a change to the GAD tables, which would be consistent with the idea of sustainable income, albeit using different assumptions.  Reduction of annual allowance Restriction on pension tax relief...

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    Information and guidance

  • sa5pd0003-grips-managing-risk.pdf

    GOVERNED RETIREMENT INCOME PORTFOLIOS – MANAGING RISK Our Governed Retirement Income Portfolios – or ‘GRIPs’ for short – are designed to help you achieve a sustainable level of retirement income and help reduce the impact of sudden market falls on your retirement savings. There are five portfolios...

  • br5pd0001-our-governed-retirement-income-portfolios.pdf

    ...be difficult to know how much income your retirement savings can sustain over a period of time. A financial adviser can help you to discuss your own individual investment needs. GRIPs are designed for people who want to take a sustainable income from their pension. They aim to deliver growth above inflation...

  • br5p10007-the-sustainable-fund-range-brochure.pdf

    Primarily driven by negative screening Animal Testing Alcohol Gambling Environment Human Rights Tobacco Our five multi asset sustainable funds range from 100% equities to 100% fixed income, so there’s a wide range of options to suit where your clients sit on the risk-return spectrum. The funds can...

  • br5p10008-sustainable-fund-range-client-guide.pdf

    ...as well as rise and you may get back less than you pay in. 3 of 6 OUR SUSTAINABLE FUND RANGE There are five multi asset sustainable funds to choose from, ranging from 100% fixed income to 100% equities. This means there’s a wide range of options to suit how you feel about risk. The sustainable funds...

  • Communication and Engagement - Royal London for advisers

    ...options available. Income planning tool If drawdown’s the right choice, use our income planning tool to recommend an investment option and help employees understand how sustainable their income is. Drawdown governance service Our drawdown governance service can help you monitor the income employees...

  • Our approach to responsible investment - Royal London for advisers

    Sustainable Managed Income Trust Royal London Asset Management 1.00% 0.00% 1.00% RLP Sustainable World Trust Royal London Asset Management 1.00% 0.00% 1.00% RLP/HSBC Amanah Global Equity Index HSBC 1.00% 0.25% 1.25% RLP/Jupiter Ecology Jupiter 1.70% 0.03% 1.73% UN Principles of Responsible Investing...

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    Investment overview

  • Drawdown governance service - Royal London for advisers

    Sales or visit our website. Governed Retirement Income Portfolios (GRIPs) We also offer five GRIPs, designed with the aim of helping clients achieve a sustainable income in retirement.  With a diversified mix of assets, the GRIPs are designed to be resilient and cope with market shocks, whilst also...

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    Tools and support

  • Flexible retirement options - Royal London for advisers

    ...will need in retirement and present the different options available. Income planning tool If drawdown’s the right choice, use our income planning tool to recommend an investment option and help employees understand how sustainable their income is. Drawdown governance service Our drawdown governance...

  • New and improved annual statement for your Income Release clients - Royal London for advisers

    ...of their plan – and their outlook for the future.[1] Our Drawdown Governance Service can give you the tools to plan, track and manage a sustainable level of income for your clients. Find out more If you have any questions about the new statements, please speak to your usual Royal London contact. [1] Our...

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    News

    Blog

  • Governed Range reaches £30bn AUM milestone - Royal London for advisers

    Portfolios (GRIPs).  Our GRIPs have over £3bn* in AUM and consist of five investment portfolios. Each portfolio has been designed with the aim of helping clients achieve a sustainable level of income in retirement. They are made up of a diversified mix of assets, making them resilient and able to cope...

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    Blog

  • New and improved updates for your clients - Royal London for advisers

    ...the performance of their plan – and their outlook for the future. As retirement approaches, our Drawdown Governance Service can give you the tools to plan, track and manage a sustainable level of income for those clients looking to access their savings flexibly. Download a sample You can see a sample of our...

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    News

  • The art of designing multi asset portfolios - Royal London for advisers

    The art of designing multi asset portfolios 26 March 2019 Share: Share: As pensions freedom begins to embed, advisers may be finding that a growing proportion of clients are looking to use drawdown as the primary source of income in retirement. Established investment solutions and processes...

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    Blog

  • 5b5241-socially-responsible-investing.pdf

    London Asset Management 1.00% 0.00% 1.00% RLP Sustainable Leaders Royal London Asset Management 1.00% 0.00% 1.00% RLP Sustainable Managed Growth Trust Royal London Asset Management 1.00% 0.00% 1.00% RLP Sustainable Managed Income Trust Royal London Asset Management 1.00% 0.00% 1.00% RLP Sustainable...

  • Income drawdown – changing the conversation - Royal London for advisers

    ...have a range of multi asset portfolios called the Governed Retirement Income Portfolios – or ‘GRIPs’ for short – which are designed to help your clients achieve a sustainable level of retirement income and help reduce the impact of sudden market falls. Each quarter we monitor the income sustainability...

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    News

    Blog

  • client-market-update---march-2019.pdf

    (GRIPs) are designed for customers who are taking money out of their pension on a regular basis and aim to maximise returns above inflation to support sustainable, regular income withdrawals for a range of risk profiles. The portfolios hold a wide range of investments, including company shares...

  • 5pd0031-client-market-update-april-2019.pdf

    ...and aim to maximise returns above inflation to support sustainable, regular income withdrawals for a range of risk profiles. The portfolios hold a wide range of investments, including company shares, property, bonds, commodities and cash in order to help them meet their objectives. Governance We...

  • 2014 Budget Summary - Royal London for advisers

    ...the attractiveness of drawdown, although it remains our view that the focus should be on sustainable not maximum income, with financial advisers best placed to help with this. Increase in the limit for triviality and 'stranded pots' HMRC - Increasing pension flexibility On or after 27 March 2014...

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    Information and guidance

  • br5p10009-investing-with-us-adviser-guide.pdf

    ...to their savings for a regular income. GRIPs are a range of five investment portfolios, designed with the aim of helping clients achieve a sustainable level of income in retirement. With a diversified mix of assets, the GRIPs are designed to be resilient and cope with market shocks whilst also...

  • 5l0560-pension-fund-range-summary.pdf

    Market Equity Fund Name Long (15yr+) Index Linked Medium (10yr) Corporate Bond Medium (10yr) Gilt Medium (10yr) Index Linked Short (5yr) Corporate Bond Short (5yr) Gilt Short (5yr) Index linked Short Duration Global High Yield Sterling Extra Yield Bond Sustainable Managed Income Trust UK Government Bond...

  • 5l0566-illustration-growth-rates-pension-fund-range.pdf

    % 0.5% 3.5% RLP Short Duration Global High Yield 0.0% 3.0% 6.0% RLP Sterling Extra Yield Bond 0.0% 3.0% 6.0% RLP Sustainable Managed Income Trust 0.0% 3.0% 6.0% RLP UK Government Bond -1.0% 2.0% 5.0% RLP/Baillie Gifford High Yield Bond 0.0% 3.0% 6.0% Fund Name Assumed Low Growth Rate Assumed Mid...

  • 509cb-investment-options-funds-by-contract-type.pdf

    ) Index Linked 1.00% 1.00% 3 3 3 3 3 3 3 3 3 RLP Short Duration Global High Yield 1.00% 1.00% 3 3 3 3 3 3 3 3 3 RLP Sterling Extra Yield Bond 1.00% 1.00% 3 3 3 3 3 3 3 3 3 RLP Sustainable Managed Income Trust 1.00% 1.00% 3 3 3 3 3 3 3 3 3 RLP UK Government Bond 1.00% 1.00% 3 3 3 3 3 3 3 3 3 RLP/Baillie...

  • AKG assessment report, RL GRIP Review

    ...to customers. 3.4 SEQUENCING OF RETURNS The composition of drawdown investment portfolios is a crucial area for market stakeholders, particularly where there is customer reliance on the drawdown pot to deliver sustainable capital and income resources in retirement for a number of years. The impact...

  • Introducing our Sustainable Fund Range - Royal London for advisers

    Introducing our Sustainable Fund Range Your clients can now access a range of sustainable funds managed by our sister asset management company Royal London Asset Management (RLAM). The funds offer good value for money, and your clients can express their values – by investing in companies that make...

  • Shifting to a sustainable investment approach - Royal London for advisers

    Shifting to a sustainable investment approach 6 November 2017 Our RLP UK Ethical pension fund becomes RLP Sustainable Leaders fund, in a move that reflects our sustainable approach to investment. We are changing the strategy and focus of the fund to a sustainable approach. The new enhanced approach...

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    Investment overview

  • Select Fund Performance April 2019

    Composite Benchmark 2.51 2.00 9.70 -0.89 9.29 4.68 4.44 N/A N/A Difference 1.72 5.63 6.99 -0.16 -2.96 4.71 2.17 N/A N/A RLP Sustainable Managed Income Trust 1.00% 1.00% Active N/A Performance figures available after 1 year 25.06.18 Markit iBoxx Sterling Non-Gilts All Maturities Index N/A N/A N/A N/A N/A N...

  • The rise of sustainable investing - Royal London for advisers

    The rise of sustainable investing Mike Fox 25 July 2018 Share: Share: Mike Fox considers why sustainable investments are making it to the top of the agenda. Take yourself back to 2003. Arsenal won the Premier League undefeated with ‘The Invincibles’, Westlife topped the charts and Tony Blair...

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    News

  • ff5p10002-rlp-sustainable-managed-growth-trust.pdf

    RLP SUSTAINABLE MANAGED GROWTH TRUST FUND FACTSHEET June 2018 Objective Aim: Investment process: Management style: The investment objective is to provide a total return by way of accumulated income, with some capital growth. The Funds invests mainly in fixed income securities with some equities...

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