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You searched for the term Public sector pensions teachers pensions Moira Warner Your search returned the following 40 results...
 
  • Schools of thought - Royal London for advisers

    Teachers' pension scheme - schools of thought Moira Warner 27 February 2020 Share Share If you read the material we publish on public sector pensions, you’ll know that we’ve been watching the TeachersPension Schemes (TPS)/independent schools story unfold with interest and concern in equal measure...

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  • Teacher's Pension article - Royal London for advisers

    ...supporting both provider, product and proposition/ sales. Moira specialises in Public Sector pensions and worked closely with a number of key Public service pension schemes and the Local Government Association to help ensure the compliant overlay of pension freedoms on scheme regulations and practices...

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    News

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  • Public sector pensions in 2019: a run down - Royal London for advisers

    Public sector pensions in 2019: a run down Moira Warner 28 May 2019 Share Share Moira Warner, Senior Business Development Manager, explains key recent developments in public sector pensions and how they could affect you. With more than 16% of the UK workforce working in the public sector, many...

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  • TeachersPensions - value can’t be measured in pounds and pence alone - Royal London for advisers

    TeachersPensions - value can’t be measured in pounds and pence alone Moira Warner 5 May 2020 Share Share Our Senior Pension Development and Technical Manager, Moira Warner, looks at the benefits of a defined contribution pension as an alternative to the Teachers' Pension Scheme (TPS). Although...

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  • Public service pensions - what's boiling over and what's gone cold - Royal London for advisers

    Public service pensions - what's boiling over and what's gone cold Moira Warner 30 September 2019 Share Share In our May newsletter we highlighted a number of issues bubbling on the public sector pensions stove. This month we take a look under the saucepan lid to check on progress. Teachers...

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  • 2021 Public Sector Pensionsupdate - Royal London for advisers

    2021 Public Sector Pensions update Moira Warner 18 February 2021 Moira Warner considers the response to the consultation to tackle age discrimination, arising from the transitional arrangements introduced to Public Sector pension schemes in 2015 - perhaps more commonly known as the McCloud...

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  • Give us a Clue! Ending age discrimination in public sector pensions - Royal London for advisers

    Give us a clue! Ending age discrimination in public sector pensions Moira Warner 19 August 2020 Share Share Our Senior Pensions Development and Technical Manager, Moira Warner takes a look at current Government proposals to end the age discrimination in public service pension schemes...

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    Information and guidance

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  • NHS pensions update - Royal London for advisers

    ...provider, product and proposition/ sales. Moira specialises in Public Sector pensions and worked closely with a number of key Public service pension schemes and the Local Government Association to help ensure the compliant overlay of pension freedoms on scheme regulations and practices. Moira moved...

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    News

  • Latest Royal London updates - Royal London for advisers

    Latest Royal London updates 2021 Public Sector Pensions update Feb 19 2021 Moira Warner considers the response to the consultation to tackle age discrimination, arising from the transitional arrangements introduced to Public Sector pension schemes in 2015 - perhaps more commonly known...

  • Pension product information - Royal London for advisers

    Pensions from Royal London 2021 Public Sector Pensions update Moira Warner considers the response to the consultation to tackle age discrimination, arising from the transitional arrangements introduced to Public Sector pension schemes in 2015 - perhaps more commonly known as the McCloud...

  • Workplace pensions for independent schools - Royal London for advisers

    Workplace pensions for independent schools Royal London’s Senior Pension Development and Technical Manager's Moira Warner and Justin Corliss talk about the increase in employer contributions to the TeachersPension Scheme, and the impact on independent schools. CPD learning outcomes - 40 minutes...

  • Meet the team - Royal London for advisers

    ...garden but she doesn’t let her passion for plants prevent her from also indulging in her love of travel. Moira's latest articles  2021 Public Sector Pensions update TeachersPension Scheme: independent schools phased withdrawal Government consultation response Give us a clue! Ending age discrimination...

  • Pension news from 2019 - Royal London for advisers

    pensions - when 50% of something is better than 0% of nothing Moira Warner, Senior Business Development Manager, examines the Government proposal for a 50:50 pension option for NHS doctors and how it could work in practice. Tactical allocation & default funds Trevor Greetham, Head of Multi-Asset...

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  • Retirement benefits in public service - Royal London for advisers

    Retirement benefits in public service pension schemes 29 April 2020 Share Share This new interactive policy paper looks at the wider rules of the Teachers’ and NHS pension schemes and how members can claim their benefits. In the paper, Royal London's Senior Pension Development and Technical Manager...

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  • Doctors’ pensions - when 50% of something is better than 0% of nothing - Royal London for advisers

    ...and Central Bank clients. In the early noughties she moved to the life insurance sector where she has held various pensions technical roles supporting both provider, product and proposition/ sales. Moira specialises in Public Sector pensions and worked closely with a number of key Public service pension...

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  • Planning and the relevance of contribution dates - Royal London for advisers

    ...provider, product and proposition/ sales. Moira specialises in Public Sector pensions and worked closely with a number of key Public service pension schemes and the Local Government Association to help ensure the compliant overlay of pension freedoms on scheme regulations and practices. Moira moved...

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  • Small advisers still have a role - Royal London for advisers

    ...six months for business to return to normal - so there’s much room for optimism. Clients are demanding more contact... Schools of thought - Royal London for advisers Teachers' pension scheme - schools of thought Moira Warner 27 February 2020 Share Share If you read the material we publish on public...

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  • Adviser policy papers - Royal London for advisers

    London’s thoughts on how advisers can set about giving sound advice to clients in this space. Read more Retirement benefits in public service pension schemes NHS and Teacherspension schemes have evolved over a number of years, leaving many members with multiple tranches of final salary and career...

  • The lifetime allowance ‘timebomb’ - Royal London for advisers

    ...in more detail at those at risk, the largest group remains those who are building up DB pensions. Despite the big decline in DB pensions in the private sector, more than a million private sector workers are still actively building up DB rights and around five million public sector workers are doing so...

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  • Benefit options - Royal London for advisers

    ...to lifetime allowance and relevant life Recycling Once benefits have been taken, it is possible to re-use this money and pay it back into a pension. However, you won't be surprised to hear that there are rules and restrictions in place. Recycling of tax-free cash Retirement benefits in public service...

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    Information and guidance

  • Pensions & Divorce - frequently asked questions - Royal London for advisers

    ...are where the ex-spouse joins the scheme as a deferred member. Private sector pension schemes are almost certain to offer external transfers although they could offer an internal transfers as an alternative. However unfunded public sector schemes can only offer internal transfers. Q: Chantelle and Troy...

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    Frequently asked questions

  • Award winning pensions for your independent school clients - Royal London for advisers

    Our award-winning workplace pension We understand the decision to move away from the TeachersPension Scheme (TPS) is a big one, and that school bursars and headteachers will be seeking only the very best workplace pension. Our award-winning workplace pension is simple to run, rewarding and can...

  • What is IR35? - Royal London for advisers

    ...are currently set to change on 6 April 2021. From this date, all public authorities and medium and large sized businesses in the private sector will be responsible for deciding the employment status of workers rather than the worker having that responsibility. The private sector includes third sector...

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    Business

  • What is IR35? - Royal London for advisers

    ...on 6 April 2020. From this date, all public authorities and medium and large sized businesses in the private sector will be responsible for deciding the employment status of their workers rather than the worker having that responsibility. The private sector includes third sector organisations...

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    Business

  • General and tools - Royal London for advisers

    General and tools Pensions and bankruptcy This article explores how bankruptcy can affect pensions. Pensions and bankruptcy Parental leave and pensions We are often asked how parental leave impacts workplace pension schemes in terms of funding in general, auto enrolment and salary exchange...

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    Information and guidance

  • Understanding ESG – How are asset managers dealing with demand? - Royal London for advisers

    London Asset Management (RLAM), explains that ESG has long been part of their decision-making process. “In reality we have been applying ESG factors, along with lots of other material factors, to investment portfolios for years,” she says, “but the Department for Work and Pensions’ requirement...

  • Benefit crystallisation events and the lifetime allowance charge - Royal London for advisers

    ...received if they had taken benefits at age 75. The pension used is the pension before any commutation for tax-free cash. However if tax-free cash is provided separately (as is common in public sector schemes), that would be added in as a lump sum. The total amount is tested against the lifetime...

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    Pension freedom

    Defined Benefit

  • Social media - Royal London for advisers

    Our social media channels Stay up to date with the latest news and information from Royal London through our social media channels. Twitter Our twitter feeds cover all you need to know from pensions to investments to protection to sector updates to cricket and more besides. @RLpensions  Our feed...

  • Pensions CPD hub - Royal London for advisers

    ...schools. What the opportunities are for advisers. Some of the structures implemented by private schools that have already exited the TeachersPension Scheme. Some of the advantages and disadvantages of alternative arrangements. The consultation process and the importance of member engagement...

  • British Steel Pension Scheme independent review - Royal London for advisers

    ...of the communications and support provided to members of the British Steel Pension Scheme (BSPS) during the restructure and ‘time to choose’ exercise conducted in 2017. This review, requested by The Pensions Regulator (TPR), wasn’t aimed at blaming the employer, trustees or other parties. Instead it aims...

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  • 2011 Budget Summary - Royal London for advisers

    ...allowance from 6 April 2012. The Chancellor did announce that the Government's intention to move to a single state pension of approximately £140 a week would result in the end of contracting out for defined benefit pension schemes. The Department for Work and Pensions will publish a Green Paper...

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    Information and guidance

  • Pensions & ESG – the DWP strikes back - Royal London for advisers

    ) investing a sharper and more calculated focus. In parallel, a raft of regulatory proposals are being introduced across the industry and for trustees of occupational pension schemes, all eyes are on the eagerly anticipated second round of Department for Work and Pensions (DWP) requirements which come...

  • Small lump sums - Royal London for advisers

    , previously £2,000.  A maximum of three non-occupational pensions can be communited under the small pot rules. No limit on the number of occupational pension pensions that can be communited under the small pot rules. You may also find the following articles useful: Triviality lump sums for defined...

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    Information and guidance

  • State benefits pension and manuals - Royal London for advisers

    ...or receiving contributions by country and region. PEN6 Cost of Registered Pension Scheme Tax Relief: Occupational schemes in the public and private sectors and individuals' personal pensions. section 4 - details of the data used in this publication and the estimation methodologies Office for National...

  • Our summary and thoughts on the FCA’s recent feedback statement 19/5: Effective competition in non-workplace pensions - Royal London for advisers

    ...competition in the non-workplace pensions market in the UK. Their aim is to reduce the complexity and increase the transparency of charging structures between different pension products. The FCA is seeking feedback and is keen to explore any alternatives to its ideas with interested parties...

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    Opinion

    Workplace pensions

  • We’re ready for the Insurance Distribution Directive Review - Royal London for advisers

    ...for firms designing and selling insurance products. It aims to improve protection for customers who buy products in the insurance sector, including insured pensions, and creates a standard approach for selling insurance. It also helps us to: Create a standard process for designing and developing our...

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  • How to use wills to protect your clients' wishes - Royal London for advisers

    How to use wills to protect your clients’ wishes Ross Jackson 6 March 2017 March is Free Wills Month! Free Wills Month brings together a group of well-respected charities to offer members of the public aged 55 and over the opportunity to have their simple wills written or updated free of charge...

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    Blog

  • Helping solicitors with inheritance tax and pensions - Royal London for advisers

    ? Pension freedoms have helped make pensions even more attractive, by allowing them to be cascaded through the generations. If the pension’s a discretionary defined contribution scheme then these aren’t normally subject to IHT. But when is it payable? Contributions Contributions aren’t usually...

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    News

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  • Pensions liberation fraud - Royal London for advisers

    Pensions scams and liberation fraud Pension scams have evolved over recent years and adapted to the obstacles put in place by pension providers and their regulators. Key facts Usual signs of a scam Contact out of the blue. Promises of high /guaranteed returns. Free pension reviews. Access to your...

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    Information and guidance

  • A coronavirus special podcast - Royal London for advisers

    ...large parts of some countries on lockdown, sporting events being cancelled, transport links being restricted. So, there's a lot going on. But why is all of this relevant to pensions [ Kirsty ] OK. Well in a nutshell irrelevant because your pension is an investment and the value of investments go up...

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.