Search



You searched for the term ProfitShare Your search returned the following 40 results...
 
  • The real difference ProfitShare can make - Royal London for advisers

    The real difference ProfitShare can make 21 April 2021 We shared £146million with 1.8 million customers in 2021 We recently announced our 2021 ProfitShare award to our members. And this year’s award means more than most, given the difficult economic conditions and challenges brought about by the coronavirus pandemic. We’re proud...

    tags: 

    News

    Blog

  • ProfitShare from Royal London - Royal London for advisers

    ProfitShare from Royal London As a mutual, we believe our customers should share in our success. So we’re sharing our profits with qualifying customers for the fifth year running. Our latest ProfitShare award  £146m* We’ll share £146m of our profits with our customers. 1.8m Around 1.8m customers will be awarded ProfitShare. 0.15...

    tags: 

    ProfitShare

  • ProfitShare Who qualifies - Royal London for advisers

    Who qualifies To be eligible for ProfitShare, customers must have a pension plan that started with us on or after 1 July 2001. If that's the case, we’ll automatically set up a ProfitShare account under their plan. You don't need to do anything.  If the customer is a member of an occupational scheme, their eligibility for ProfitS...

  • ProfitShare for unit-linked pension customers - Royal London for advisers

    ProfitShare for unit-linked pension customers We believe our customers should share in our success. So when we do well, we'll aim to boost their retirement savings by adding a share of our profits to their plan each year. We call this ProfitShare. How it works We'll review our financial position and performance at the end of eac...

    tags: 

    ProfitShare

  • Looking after your client’s financial wellbeing - Royal London for advisers

    Looking after your client’s financial wellbeing 17 April 2020 Share Share During these difficult and challenging times, whether it’s your individual or workplace clients, they’re going to need more support. As a mutual, we’re committed to helping customers look after their long-term financial interests and we’re doing more by of...

    tags: 

    Online service

    Personal pensions

    Workplace pensions

    ...

  • Service that excels during the most uncertain times - Royal London for advisers

    Service that excels during the most uncertain times 25 November 2020 Share Share We’re proud to say that we’ve won 5 stars for pensions service at the Financial Adviser Service Awards for the 12th year running. And because it’s during a pandemic, this year's award means more to us than ever before. 2020 has been a rollercoaster...

    tags: 

    News

    Blog

  • Workplace pensions - Royal London for advisers

    Our workplace pension When it comes to workplace pensions, we focus on what really matters to you and your clients. So whether you’re setting up a new workplace pension, or switching an existing scheme, you can rely on us to take care of you and your clients every step of the way. Learn more about our award-winning workplace pen...

    tags: 

    Workplace pensions

  • Income drawdown from Royal London - Royal London for advisers

    Income drawdown from Royal London At Royal London, we’re committed to supporting you and your clients. That’s why we’ve composed a drawdown proposition that will be music to your ears. From carefully crafted investments, to flexible retirement options, we’ve fine-tuned things to create an overall package that offers flexibility...

  • Personal pensions - Royal London for advisers

    Putting the ‘person’ in personal pension At Royal London, we know that no two clients are the same.  That’s why we’ve packed our personal pension full of flexibility. So you can tailor each plan to your clients’ individual needs. We call it Pension Portfolio. Flexibility at its core Pension Portfolio combines a personal pension,...

  • Extracting company profits - Royal London for advisers

    Extracting company profits Company directors have 3 main options when taking profits from their companies. These are salary, dividends and an employer pension contribution.   Company tax and National Insurance contribution Individual tax and National Insurance contribution Salary Employer National Insurance contribution dependen...

    tags: 

    Business

    Case studies

  • Employer contributions and tax relief - Royal London for advisers

    Employer contributions and tax relief How much can an employer pay into a pension plan? Key facts Employer contributions are not restricted, however they must satisfy the 'wholly and exclusively' requirement to receive tax relief. Employer contributions count towards the annual allowance. There are a number of scenarios when add...

    tags: 

    Information and guidance

  • With Profits funds - Royal London for advisers

    With Profits funds How does a With Profits plan work? With Profits is a type of pooled arrangement that may invest in companies, both in the UK and overseas, government stocks, property, and other types of assets. Instead of receiving direct investment returns, for example dividends, rents, interest and capital appreciation, Wit...

    tags: 

    Fund information

  • Pensions liberation fraud - Royal London for advisers

    Pensions scams and liberation fraud Pension scams have evolved over recent years and adapted to the obstacles put in place by pension providers and their regulators. Key facts Usual signs of a scam Contact out of the blue. Promises of high /guaranteed returns. Free pension reviews. Access to your pension before age 55. Pressure...

    tags: 

    Information and guidance

  • Our customers’ pension investments - Royal London for advisers

    Our customers’ pension investments podcast 9 October 2019 Share Share A podcast with Senior Investment Proposition Manager, Kirsty Ross Katie Eagles and Kirsty Ross from our investment solutions team discuss what’s making the headlines and how this affects our customers’ pension investments. Share this latest episode with your c...

  • Pensions sharing on divorce - Royal London for advisers

    Pensions sharing on divorce For many their pension is one of the most valuable assets they have. The value of any pension assets must be taken into account in any divorce settlement or on the dissolution of any civil partnership. Key points Pension sharing orders provide a 'clean break' solution There are slightly different rule...

    tags: 

    Information and guidance

  • Helping employees understand pension tax - Royal London for advisers

    Helping employees understand tax relief on pension contributions 29 June 2021 We recently surveyed 2000 people to carry out research into pension tax. Over a quarter of Brits say they’ve never heard of tax relief and only 15% have a full understanding of tax relief on pension contributions. To help your clients boost their emplo...

    tags: 

    Retirement Solutions

    News

    Blog

  • Stewardship in a time of crisis - Royal London for advisers

    Webinar: Stewardship in a time of crisis 16 July 2020 Watch the latest responsible investment webinar from Royal London Asset Management (RLAM) Carlotta Garcia-Manas, Senior Responsible Investment Analyst and Sophie Johnson, Senior Corporate Governance Analyst at RLAM discuss the Responsible Investment response to the crisis, th...

  • Worried about auto enrolment profitability? - Royal London for advisers

    Workplace pension calculators  Use our calculators to help you build robust, workable solutions. With increasing regulatory pressure on your business, the need to clearly define your services and charges has never been greater.  We've developed two calculators that will help you build a clear service proposition, while attractin...

    tags: 

    Workplace pensions

    Auto enrolment

  • FT Adviser Podcast - Why Responsible Investment funds outperformed - Royal London for advisers

    FT Adviser Podcast - Why Responsible Investment funds have outperformed since the pandemic began Lorna Blyth 31 July 2020 Listen to our latest collaborative podcast with FT Adviser. Lorna Blyth, Head of Investment Solutions joins David Thorpe, Special Project Editor at FT Adviser and Adrian Lowcock, Head of Personal Investing at...

  • How much do your clients know about pension tax? - Royal London for advisers

    How much do your clients know about pension tax? 26 May 2021 A recent survey has highlighted the need to help clients understand the benefits of pensions tax relief and what it could mean for their pension savings. Understanding how tax relief works The survey carried out by Opinium on behalf of Royal London, asked 2,000 UK adul...

    tags: 

    News

    Blog

  • In specie transfers - Royal London for advisers

    In specie transfers 'In specie' is a Latin term meaning 'in the actual form'. Transferring an asset 'in specie' means to transfer the ownership of that asset from one person/company/entity to another person/company/entity in its current form, i.e. without the need to convert the asset to cash. Key facts In specie transfers can i...

    tags: 

    Information and guidance

  • Investment rules - Royal London for advisers

    Investment rules There is only one set of investment standards for all registered pension schemes. This means that small self-administered schemes (SSASs) and self-invested personal pensions (SIPPs) are covered by the same set of HM Revenue and Customs (HMRC) investment rules as every other type of pension scheme. Any investment...

    tags: 

    Information and guidance

  • Coronavirus scams - how to spot and avoid them - Royal London for advisers

    Coronavirus scams - how to spot and avoid them 30 April 2020 Share Share There’s been a worrying increase in the number of scams since the Coronavirus pandemic. Read our tips on how to help your clients spot and avoid them. Scammers are always coming up with new ways to trick people - so increasing fears over Coronavirus is givi...

    tags: 

    News

    Blog

  • Pensions on divorce - Royal London for advisers

    Pensions and divorce What are the options for dealing with pensions on divorce? Key points There are 3 options available for dealing with pensions on divorce Offsetting the pension against other matrimonial assets A pension attachment order (formerly known as earmarking) A pension sharing order There are slightly different rules...

    tags: 

    Information and guidance

  • FT Adviser Podcast - How advisers can choose the right responsible investment - Royal London for advisers

    FT Adviser Podcast - How advisers can choose the right responsible investment Ryan Medlock 31 July 2020 Listen to our latest collaborative podcast with FT Adviser. Ryan Medlock, Senior Investment Development and technical manager joins David Thorpe, Special Project Editor at FT Adviser and Minesh Patel, Adviser at EA Financial S...

  • Webinar: ESG - How things are changing in the light of COVID-19 - Royal London for advisers

    Webinar: ESG - How things are changing in the light of COVID-19 20 July 2020 Share Share Watch Ryan Medlock, Senior Investment Development & Technical Manager's latest appearance on CISI TV Ryan Medlock , Senior Investment Development & Technical Manager at Royal London appears on CISI TV along with Jacqueline Lockie CFP Charter...

  • Brexit webinar update - March 2019 - Royal London for advisers

    Brexit webinar update - March 2019 27 March 2019 Watch the Brexit webinar with Trevor Greetham and senior economist Melanie Baker. With the original Article 50 deadline just around the corner and a decision looming about which path we take next, Head of Multi Asset, Trevor Greetham, and Economist, Melanie Baker share their thoug...

  • Advisers remain resilient in the face of Covid-19 - Royal London for advisers

    Advisers remain resilient in the face of Covid-19 16 June 2020 Share Share Our recent research shows advisers are optimistic about the resiliency of their business in light of Covid-19. Feedback from 96 advisers shows more than two thirds (67%) say they expect to see business return to usual within three months of the ‘end of Co...

    tags: 

    News

    Blog

  • Retirement Outcomes Review phase 2 – changes to drawdown key features illustrations - Royal London for advisers

    Retirement Outcomes Review phase 2 – changes to drawdown key features illustrations 2 April 2020 Share Share We’re introducing a new one-page summary and updated New Business drawdown key features illustration as a result of the FCA’s new rules on drawdown and UFPLS disclosure. The FCA published policy statement PS19/1 at the en...

    tags: 

    News

    Blog

  • We’re changing our money laundering process for commercial bank accounts - Royal London for advisers

    We’re changing our money laundering process for company bank accounts 20 August 2021 Share Share We're making a change to our money laundering process when you submit any application where regular contributions are being made from a company bank account. We told you earlier this year that we were tightening our money laundering...

    tags: 

    News

    Blog

  • Governed Range reaches £30bn AUM milestone - Royal London for advisers

    Governed Range reaches £30bn AUM milestone Share Share The Governed Range has reached the milestone of £30billion* in assets under management, and has more than 1.2 million** customers. The investment solutions available within the Governed Range have been developed to make it easier for you to meet your client’s needs.  They ar...

    tags: 

    Blog

  • Retirement Outcomes Review part 1 - new age-based packs - Royal London for advisers

    Retirement Outcomes Review phase 1 - new age-based packs 30 October 2019 Share Share We’re introducing new-aged based packs as a result of the FCA’s new rules on ‘wake-up packs’. The FCA published policy statement PS19/1 at the end of January 2019, looking at how they plan to tackle some of the issues they’ve identified in the r...

    tags: 

    News

    Blog

  • Putting a number on the value of advice - Royal London for advisers

    Putting a number on the value of advice Tom Dunbar 27 January 2020 Share Share We recently worked with the International Longevity Centre to put a number on how much financial advice is worth to those who receive it. Here, Tom Dunbar elaborates on the findings of that research. There are many myths and misconceptions around fina...

    tags: 

    News

    Blog

  • Multi Asset Investing - Goldilocks or a choppy summer - Royal London for advisers

    Multi Asset investing - Goldilocks or a Choppy Summer? 30 July 2021 Share Share Successful vaccine rollouts are driving optimism for the global economy. Head of Multi Asset, Trevor Greetham joins Adam Vaites in Royal London Asset Management's latest webinar. Trevor explains why the current environment means the investment clock...

  • Multi Asset Investing in a more inflationary recovery - Royal London for advisers

    Multi asset investing in a more inflationary recovery 21 May 2021 Share Share As the global economy reopens, Head of Multi Asset, Trevor Greetham joins Adam Vaites in Royal London Asset Management’s latest webinar. Trevor explains why he thinks we may see more rotation than appreciation in stock markets as highly valued technolo...

  • Read our latest Responsible Viewpoint - Royal London for advisers

    Read our latest Responsible Viewpoint 3 June 2021 Share Share We're delighted to bring you our Responsible Viewpoint. Here we bring you the latest news on how we’re being good stewards of our customers’ money, how we’re engaging with companies to drive positive change and the steps we’re taking to help combat the climate crisis.

  • Retirement benefits in public service - Royal London for advisers

    Retirement benefits in public service pension schemes 20 May 2021 Share Share This new interactive policy paper looks at the wider rules of the Teachers’ and NHS pension schemes and how members can claim their benefits. In the paper, Royal London's Senior Pension Development and Technical Manager, Moira Warner, explores how evol...

    tags: 

    News

    Blog

  • Covid-19 and the money purchase annual allowance (MPAA) - Royal London for advisers

    COVID-19 and the money purchase annual allowance (MPAA) Jim Grant 23 June 2020 Share Share Jim Grant, our Senior Technical Support Analyst, looks at what triggers the MPAA and further calls for it to be abolished due to the COVID-19 pandemic. The money purchase annual allowance (MPAA) was introduced along with pension freedoms o...

    tags: 

    Pension freedom

  • Pensions & Divorce - frequently asked questions - Royal London for advisers

    Pensions & Divorce - frequently asked questions Q: How is a pension sharing order received before 6 April 2006 treated? A: Anyone who had received a pension sharing order before 6 April 2006 was able to apply for an increase in the lifetime allowance to offset any 'pension credit' entitlement. This enhancement factor is known as...

    tags: 

    Frequently asked questions

  • Governed Portfolios assessed by AKG - May 2019 - Royal London for advisers

    Governed Portfolios assessed by AKG - May 2019 28 June 2019 Share Share We’ve received independent validation of our Governed Portfolios and the governance structure and processes underpinning them from AKG. The independent assessment of the Governed Portfolios looks at how governance works in practice and how it responds to, an...

    tags: 

    Blog

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.