A snapshot of our Life or Critical Illness Cover

Do you need to convince your clients of the benefits of our Life or Critical Illness Cover? You'll find all the reasons you need here.

Once your clients have a family, their priorities change. Our Life or Critical Illness Cover offers your clients comprehensive protection, helping them to face the future with confidence.

Customised Life or Critical illness Cover

We make it simple to tailor personalised cover. Your clients can choose single life or joint life cover, decide how long it lasts and select how much they're covered for.

Client benefits - Life or Critical Illness Cover

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  • Reassuring - our cover offers 67 definitions with 47 paying the full cover amount, including our top five reasons for claim: cancer, heart attack, stroke, children's critical illness and multiple sclerosis.
  • Wide reach - 20 additional conditions are covered including 13 additional conditions for early forms of cancer at 25% of the cover amount, up to £25,000.
  • Personal support - our Helping Hand service gives your clients, and their partner and children, access to a dedicated nurse who can support them through serious illness, injury or bereavement. It's available from the day their plan starts and they don't need to pay anything extra to use it.
  • Children's Critical Illness Cover - your clients can choose to add Enhanced or Standard Children's Critical Illness Cover when they take out Life or Critical Illness Cover - or they can leave it off entirely. They can change or remove their Children’s Critical Illness Cover option at any time. Find out more
  • Claims settlement - our dedicated claims team aims to pay out claims quickly and efficiently.

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See all the features of our Life or Critical Illness Cover

Enhance your mortgage offer

Adding our Life or Critical Illness Cover to a mortgage package helps give your clients financial peace of mind.

People often need to be reassured they can continue to cover the family's monthly outgoings including mortgage payments if the main breadwinner dies or suffers a critical illness and can't work.

And our flexible cover can be decreased as the mortgage is repaid.

Enhance your business protection plan

If you're crafting a protection package for a client's business, you'll want to make sure there's enough cover for the potential loss or illness of hard-to-replace employees.

You'll also benefit from the support of our expert team of dedicated business protection specialists. 



Get our literature

It's simple to download or order printed copies of our sales and marketing literature.

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Last updated: 02 May 2019

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.