At face value, mortgage protection is just about the easiest protection concept for a couple of first time buyers to understand. But what happens if the couple are unmarried and one of them die?
Life Cover
Your clients want peace of mind knowing their families will be taken care of if the worst were to happen. Our Life Cover delivers just that, with options to cover a range of needs.
We make it easy to customise our Life Cover. We offer single, dual life and joint life cover as well as increasing, decreasing or level cover.
Adaptable to life's changes - we know life never stays the same for long. So in certain circumstances, life cover can be increased without the need for medical evidence.
Free Cover - in many cases we can offer cover before your clients' plan actually starts, from the moment they complete their application.
Dual Life cover - choose different owners for each cover under one plan, which means one life could be covered for a higher amount or for longer. This also means both people are covered by separate covers, so if there's a claim for one person, the other will still be protected.
Flexibility - your clients can also ask us to change their cover in other ways. For example they can add a new cover to their plan or reduce an existing cover if they need to. If they want to add a new cover we'll need to ask for new medical information.
Peace of mind - our mortgage repayment guarantee option pays a lump sum equal to your clients' outstanding mortgage or loan amount at the date of claim.
Helping Hand - all our Personal Menu Plans come with our Helping Hand support service.
This website is intended for financial advisers only and shouldn’t be relied upon by any other person. If you are not an adviser, please visit the main Royal London website.