Life Cover

We make it easy to customise our Life Cover. We offer single, dual life and joint life cover as well as increasing, decreasing or level cover. 

Benefits of our Life Cover

• Adaptable to life's changes - we know life never stays the same for long. So in certain circumstances, life cover can be increased without the need for medical evidence. 
• Free Cover - in many cases we can offer cover before your clients' plan actually starts, from the moment they complete their application.
• Dual Life cover - choose different owners for each cover under one plan, which means one life could be covered for a higher amount or for longer. This also means both people are covered by separate covers, so if there's a claim for one person, the other will still be protected.
• Flexibility - your clients can also ask us to change their cover in other ways. For example they can add a new cover to their plan or reduce an existing cover if they need to. If they want to add a new cover we'll need to ask for new medical information.
• Peace of mind - our mortgage repayment guarantee option pays a lump sum equal to your clients' outstanding mortgage or loan amount at the date of claim.
• Personal support - our Helping Hand service gives your clients, their partners and children, access to a dedicated nurse who can support them through serious illness, injury or bereavement. It's available from the day their plan starts and they don't need to pay anything extra to use it.

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