Life Cover

Your clients want peace of mind knowing their families will be taken care of if the worst were to happen. Our Life Cover delivers just that, with options to cover a range of needs.

We make it easy to customise our Life Cover. We offer single, dual life and joint life cover as well as increasing, decreasing or level cover. 

Benefits of our Life Cover

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  • Adaptable to life's changes - we know life never stays the same for long. So in certain circumstances, life cover can be increased without the need for medical evidence. 
  • Free Coverin many cases we can offer cover before your clients' plan actually starts, from the moment they complete their application.
  • Dual Life cover - choose different owners for each cover under one plan, which means one life could be covered for a higher amount or for longer. This also means both people are covered by separate covers, so if there's a claim for one person, the other will still be protected.
  • Flexibility - your clients can also ask us to change their cover in other ways. For example they can add a new cover to their plan or reduce an existing cover if they need to. If they want to add a new cover we'll need to ask for new medical information.
  • Peace of mind - our mortgage repayment guarantee option pays a lump sum equal to your clients' outstanding mortgage or loan amount at the date of claim.
  • Personal support - our Helping Hand service gives your clients, their partners and children, access to a dedicated nurse who can support them through serious illness, injury or bereavement. It's available from the day their plan starts and they don't need to pay anything extra to use it.

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Last updated: 11 Jul 2019

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.