A snapshot of our Life Cover

Do your clients still need convincing? Here are all the reasons why they should sign on the dotted line.

Clients want peace of mind knowing their families will be taken care of if the worst were to happen. Our Life Cover delivers just that, with options to cover a range of client's needs.

Tailor-made Life Cover

We make it easy to customise our Life Cover. We offer single and joint Life Cover as well as increasing, decreasing or level cover. Additional reinstatement options also help your clients get extra value from our plans.

Client benefits - Life Cover

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  • Peace of mind - our mortgage repayment guarantee option pays a lump sum equal to the outstanding mortgage amount  
  • Adaptability to life's changes - we know life never stays the same for long. So in certain circumstances, cover can be increased without the need for medical evidence
  • Free Cover - in many cases we can offer cover before your client's plan actually starts, from the moment they complete their application
  • Personal support - Our Helping Hand service gives your clients, and their partner and children, access to a dedicated nurse who can support them through serious illness, injury or bereavement. It's available from the day their plan starts and they don't need to pay anything extra to use it.
  • Claims settlement - our dedicated claims team aims to pay out claims quickly and efficiently 

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See all the features of our Life Cover

Improve your mortgage portfolio

If you’re putting together a mortgage package for a client, our Life Cover offers peace of mind as well as flexibility.

Cover can be automatically decreased in line with mortgage repayments.

And if your client increases their mortgage, they may be able to add more cover using our Cover increase option with no additional medical evidence.

Strengthen business protection

Many businesses rely on high value employees that can't be easily replaced.

Adding Life Cover for key people to a business protection plan can help the business cope with the loss of a key employee.

And with our cover, you'll also get access to advice and workshops from our expert team of dedicated business protection specialists.

Get our literature

It's simple to download or order printed copies of our sales and marketing literature.

View our literature

Last updated: 10 Apr 2016

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.