A snapshot of our Critical Illness Cover

Here are some of the reasons why our Critical Illness Cover should appeal to your clients.

Everybody wants to feel that, even if they got a critical illness, they'd be able to cope financially and continue to lead a reasonably good life.

Flexible Critical Illness Cover

Your clients can create their own plan. They can have it on a single life or joint life basis, choose how long it lasts and how much they're covered for.

Client benefits - Critical Illness Cover

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  • Reassuring - our cover offers 67 definitions with 47 paying the full amount of cover. These include our top 5 reasons for claim: cancer, heart attack, stroke, children's critical illness and multiple sclerosis.
  • Wide reach - with 20 additional conditions covered (at 25% of the full cover amount up to £25,000), including 13 additional conditions for early forms of cancer.
  • Adaptable to circumstances - it's easy for your clients to increase the amount of their cover when they either get married, have children or increase their mortgage.
  • Children's Critical Illness Cover - your clients can choose to add Enhanced or Standard Children's Critical Illness Cover when they take out Critical Illness Cover - or they can leave it off entirely. They can change or remove their Children’s Critical Illness Cover option at any time. Find out more

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See all the features of our Critical Illness Cover

Enhance your mortgage offer

The addition of our Critical Illness Cover to a client’s mortgage package will help to make it more compelling.

People often need to be reassured they can continue to cover monthly outgoings including mortgage payments if they suffer from a critical illness.

Add to business protection

Are you putting together an insurance package to protect a client's business? Make sure the key employees are also protected.

Our Critical Illness Cover definitions surpass many of the standard definitions of the Association of British Insurers.

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It's simple to download or order printed copies of our sales and marketing literature.

View our literature

Last updated: 14 May 2019

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.