Why choose our Pegasus Whole of Life Plan?

The benefits and uses of a Pegasus Whole of Life Plan are almost as varied as your clients. At its simplest it can be an ideal way to leave a lump sum for loved ones.

Our Pegasus Whole of Life Plan is designed for your clients who are thinking about inheritance tax (IHT), providing for their families after they are gone or making sure their businesses are protected against their death.  We'll make it easy for you to offer a first class experience to your clients.

Benefits of our Pegasus Whole of Life

  • Stay flexible – your clients can increase their cover for major life events, such as marriage or birth of a child, or for the increase of their mortgage, inheritance tax liability or business loan, without giving us medical information.
  • Underwrite Later - with our Underwrite Later option, we’ll place your client’s cover on risk for up to six months while we wait for any medical information we might need to fully assess the application. This means your client’s cover starts immediately, so they’ll have peace of mind knowing they’re protected from day one.
  • A choice of premium types – guaranteed or reviewable premiums.
  • Personal support - Our Helping Hand service gives your clients, and their partner and children, access to a dedicated nurse who can support them through terminal illness and bereavement. It's available from the day their plan starts and they don't need to pay anything extra to use it.
  • Our interactive quote and apply service gives you quicker decisions.
  • Offer a smooth client experience – each application has a dedicated case manager to take delays out of the approval process.
  • Access to our value calculator  - with our Guaranteed Whole of Life value calculator you can show your clients the financial benefits of paying policy premiums versus saving into a traditional bank account.
Cover more than your client’s mortgage

Our Pegasus Whole of Life Plan can give your clients protection beyond the life of their mortgage, until they die. Whether they’re raising a young family, or concerned about rising inheritance tax liabilities, our Pegasus Whole of Life Plan can help protect them and their loved ones.

Protect your client's business

Our Pegasus Whole of Life Plan can also help your clients who want to protect their business against the financial consequences of their death.

And with our cover, you’ll also get access to advice and workshops from our expert team of dedicated business protection specialists.

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.