Business Protection Life Cover

Many businesses rely on high value employees that can't be easily replaced. Adding Life Cover for a key person or people to a business protection plan can help your clients' businesses cope with the loss of a key employee.

Our Life Cover for business protection is easy to customise to suit your clients' business needs. We offer single life cover and you can choose increasing, decreasing or level cover.

Benefits of our Business Protection Life Cover

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  • Flexibility - your clients' cover can be amended if their circumstances change in the future, for example a key employee leaving or retiring, or the company taking out a loan to help with expansion plans.   
  • Adapting to life's changes - we know life never stays the same for long. So in certain circumstances, cover can be increased without the need for medical evidence.
  • Underwrite Later - There are times when we need to request further medical information in order to fully assess a client's application. This can sometimes cause delays, but with our Underwrite Later option, Life Cover of up to £3.5m can be started straight away, while we are waiting for the medical information - providing valuable peace of mind that your client’s business is protected at this time.
  • Helping Hand - all our Business Menu Plans come with our Helping Hand support service. 

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.