The flexibility of our Life Cover makes it easy to recommend. The cover can be amended should a change occur in the future, for example a key employee leaving or retiring, or the company taking out a loan to help with expansion plans. On this page you'll find full details of our life cover product.
We make it easy to customise our Life Cover. We offer increasing, decreasing or level cover
Your clients can make a claim when the person covered under the business protection plan dies or meets our definition of a terminal illness. If their circumstances change during the life of their plan, they can update or rework their cover to better suit their needs.
To help protect against the effects of inflation,your clients can choose to increase the amount of cover over the term of their plan in one of two ways:
Your clients can reduce the amount of cover over the term of their policy in the following way:
Your client's plan comes with Cover Increase Options which means they can increase their cover without giving us any medical information if there's:
However, if they want to increase the amount of their cover for any other reason, they may need to supply medical evidence.
For full terms and conditions see our plan details.